Credit Agricole - Egypt Bank (S.A.E.) (EGX: CIEB)

CIEB Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	39,756	47,740	27,578	1,778	8,153	7,416
Investment Securities	18,748	10,711	8,123	22,437	12,531	13,401
Trading Asset Securities	1,166	404.88	66.63	31.53	212.62	214.12
Total Investments	19,914	11,116	8,189	22,469	12,744	13,615
Gross Loans	49,213	42,899	35,301	31,182	27,096	24,597
Allowance for Loan Losses	-2,143	-1,716	-1,484	-1,512	-1,350	-1,017
Other Adjustments to Gross Loans	-6.9	-14.38	-6.14	-93.88	-70.26	-63.24
Net Loans	47,063	41,169	33,810	29,576	25,676	23,517
Property, Plant & Equipment	646.51	594.51	586.01	575.95	646.87	648.56
Other Intangible Assets	182.16	176.23	115.21	137.55	126.68	125.55
Accrued Interest Receivable	1,364	975	743.87	538.4	443.98	352.52
Other Receivables	-	-	-	1,269	-	1,275
Restricted Cash	4,002	2,974	3,425	3,370	3,415	2,985
Other Current Assets	409.9	372.63	302.15	306.59	337.66	271
Long-Term Deferred Tax Assets	25.64	61.19	9.34	-	-	-
Other Real Estate Owned & Foreclosed	115.17	115.17	117.97	58.51	58.51	67.36
Other Long-Term Assets	883.11	884.14	488.54	309.32	290.58	228.62
Total Assets	114,361	106,178	75,366	60,388	51,892	50,501
Accrued Expenses	843.58	673.96	561.5	470.83	492.84	414.67
Interest Bearing Deposits	64,315	65,996	44,734	38,658	33,003	24,104
Non-Interest Bearing Deposits	24,893	18,378	16,219	9,557	8,292	16,198
Total Deposits	89,208	84,374	60,954	48,216	41,295	40,302
Short-Term Borrowings	10.09	12.54	45.18	20.17	75.44	73
Current Portion of Long-Term Debt	-	55.92	104.32	78.68	70.18	25.88
Current Income Taxes Payable	1,271	1,502	644.32	288.72	223.98	235.74
Accrued Interest Payable	544.8	582.48	221.04	250.37	203.9	224.05
Long-Term Debt	1,560	1,021	892.55	599.43	571.55	544.33
Long-Term Unearned Revenue	76.69	55.19	53.75	36.62	34.44	26.74
Pension & Post-Retirement Benefits	140.26	140.26	190.98	163.9	165	167.42
Long-Term Deferred Tax Liabilities	-	-	-	0.1	0.14	0.17
Other Long-Term Liabilities	3,548	3,256	1,785	1,603	1,524	1,306
Total Liabilities	97,203	91,673	65,452	51,727	44,657	43,320
Common Stock	5,000	5,000	5,000	5,000	1,244	1,244
Retained Earnings	11,827	9,621	4,718	3,517	5,687	5,604
Comprehensive Income & Other	332.09	-115.86	196.43	144.26	303.69	333.02
Total Common Equity	17,159	14,505	9,914	8,661	7,235	7,181
Minority Interest	0.02	0.02	0.02	0.02	0.02	0.02
Shareholders' Equity	17,159	14,505	9,914	8,661	7,235	7,181
Total Liabilities & Equity	114,361	106,178	75,366	60,388	51,892	50,501
Total Debt	1,571	1,090	1,042	698.28	717.17	643.21
Net Cash (Debt)	39,352	49,454	28,519	10,091	8,658	6,987
Net Cash Growth	17.89%	73.41%	182.63%	16.55%	23.92%	-34.04%
Net Cash Per Share	31.48	39.56	22.81	8.07	6.93	5.59
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Book Value Per Share	13.73	11.60	7.93	6.93	5.79	5.74
Tangible Book Value	16,977	14,329	9,799	8,523	7,108	7,056
Tangible Book Value Per Share	13.58	11.46	7.84	6.82	5.69	5.64

Source: S&P Capital IQ. Banks template. Financial Sources.