Credit Agricole - Egypt Bank (S.A.E.) (EGX:CIEB)

EGX:CIEB Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	33,761	53,309	47,740	27,578	1,778	8,153
Investment Securities	22,592	13,481	10,711	8,123	22,437	12,531
Trading Asset Securities	938.22	441.46	404.88	66.63	31.53	212.62
Total Investments	23,530	13,922	11,116	8,189	22,469	12,744
Gross Loans	58,476	55,490	42,899	35,301	31,182	27,096
Allowance for Loan Losses	-2,293	-2,207	-1,716	-1,484	-1,512	-1,350
Other Adjustments to Gross Loans	-2.78	-4.66	-14.38	-6.14	-93.88	-70.26
Net Loans	56,180	53,278	41,169	33,810	29,576	25,676
Property, Plant & Equipment	747.58	726.81	594.51	586.01	575.95	646.87
Other Intangible Assets	276.8	256.54	176.23	115.21	137.55	126.68
Accrued Interest Receivable	1,966	1,635	975	743.87	538.4	443.98
Other Receivables	4,543	-	-	-	1,269	-
Restricted Cash	4,608	2,179	2,974	3,425	3,370	3,415
Other Current Assets	386.57	476.43	372.63	302.15	306.59	337.66
Long-Term Deferred Tax Assets	-	-	61.19	9.34	-	-
Other Real Estate Owned & Foreclosed	48.6	48.6	115.17	117.97	58.51	58.51
Other Long-Term Assets	1,168	1,066	884.14	488.54	309.32	290.58
Total Assets	127,215	126,898	106,178	75,366	60,388	51,892
Accrued Expenses	985.11	852.51	673.96	561.5	470.83	492.84
Interest Bearing Deposits	72,125	74,233	65,996	44,734	38,658	33,003
Non-Interest Bearing Deposits	22,896	21,734	18,378	16,219	9,557	8,292
Total Deposits	95,021	95,967	84,374	60,954	48,216	41,295
Short-Term Borrowings	279.89	338.24	12.54	45.18	20.17	75.44
Current Portion of Long-Term Debt	-	104.18	55.92	104.32	78.68	70.18
Current Income Taxes Payable	2,115	1,815	1,502	644.32	288.72	223.98
Accrued Interest Payable	616.58	572.87	582.48	221.04	250.37	203.9
Long-Term Debt	1,730	1,665	1,021	892.55	599.43	571.55
Long-Term Unearned Revenue	97.97	93.78	55.19	53.75	36.62	34.44
Pension & Post-Retirement Benefits	223.41	223.41	140.26	190.98	163.9	165
Long-Term Deferred Tax Liabilities	43.29	134.76	-	-	0.1	0.14
Other Long-Term Liabilities	3,624	3,686	3,256	1,785	1,603	1,524
Total Liabilities	108,735	105,452	91,673	65,452	51,727	44,657
Common Stock	5,000	5,000	5,000	5,000	5,000	1,244
Retained Earnings	12,632	15,671	9,621	4,718	3,517	5,687
Comprehensive Income & Other	847.9	775.58	-115.86	196.43	144.26	303.69
Total Common Equity	18,480	21,446	14,505	9,914	8,661	7,235
Minority Interest	0.02	0.02	0.02	0.02	0.02	0.02
Shareholders' Equity	18,480	21,446	14,505	9,914	8,661	7,235
Total Liabilities & Equity	127,215	126,898	106,178	75,366	60,388	51,892
Total Debt	2,010	2,107	1,090	1,042	698.28	717.17
Net Cash (Debt)	32,689	55,723	49,454	28,519	10,091	8,658
Net Cash Growth	-14.21%	12.68%	73.41%	182.63%	16.55%	23.92%
Net Cash Per Share	26.15	44.58	39.56	22.81	8.07	6.93
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Book Value Per Share	14.78	17.16	11.60	7.93	6.93	5.79
Tangible Book Value	18,203	21,190	14,329	9,799	8,523	7,108
Tangible Book Value Per Share	14.56	16.95	11.46	7.84	6.82	5.69

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.