Credit Agricole - Egypt Bank (S.A.E.) (EGX: CIEB)

CIEB Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	35,559	47,740	27,578	1,778	8,153	7,416
Investment Securities	19,279	10,711	8,123	22,437	12,531	13,401
Trading Asset Securities	3,059	404.88	66.63	31.53	212.62	214.12
Total Investments	22,338	11,116	8,189	22,469	12,744	13,615
Gross Loans	52,199	42,899	35,301	31,182	27,096	24,597
Allowance for Loan Losses	-2,193	-1,716	-1,484	-1,512	-1,350	-1,017
Other Adjustments to Gross Loans	-6.02	-14.38	-6.14	-93.88	-70.26	-63.24
Net Loans	50,001	41,169	33,810	29,576	25,676	23,517
Property, Plant & Equipment	664.17	594.51	586.01	575.95	646.87	648.56
Other Intangible Assets	190.76	176.23	115.21	137.55	126.68	125.55
Accrued Interest Receivable	1,551	975	743.87	538.4	443.98	352.52
Other Receivables	-	-	-	1,269	-	1,275
Restricted Cash	3,854	2,974	3,425	3,370	3,415	2,985
Other Current Assets	475.62	372.63	302.15	306.59	337.66	271
Long-Term Deferred Tax Assets	-	61.19	9.34	-	-	-
Other Real Estate Owned & Foreclosed	48.6	115.17	117.97	58.51	58.51	67.36
Other Long-Term Assets	954.77	884.14	488.54	309.32	290.58	228.62
Total Assets	115,637	106,178	75,366	60,388	51,892	50,501
Accrued Expenses	907.01	673.96	561.5	470.83	492.84	414.67
Interest Bearing Deposits	64,331	65,996	44,734	38,658	33,003	24,104
Non-Interest Bearing Deposits	23,000	18,378	16,219	9,557	8,292	16,198
Total Deposits	87,331	84,374	60,954	48,216	41,295	40,302
Short-Term Borrowings	334.49	12.54	45.18	20.17	75.44	73
Current Portion of Long-Term Debt	-	55.92	104.32	78.68	70.18	25.88
Current Income Taxes Payable	1,648	1,502	644.32	288.72	223.98	235.74
Accrued Interest Payable	570.32	582.48	221.04	250.37	203.9	224.05
Long-Term Debt	1,724	1,021	892.55	599.43	571.55	544.33
Long-Term Unearned Revenue	93.62	55.19	53.75	36.62	34.44	26.74
Pension & Post-Retirement Benefits	140.26	140.26	190.98	163.9	165	167.42
Long-Term Deferred Tax Liabilities	121.92	-	-	0.1	0.14	0.17
Other Long-Term Liabilities	3,141	3,256	1,785	1,603	1,524	1,306
Total Liabilities	96,011	91,673	65,452	51,727	44,657	43,320
Common Stock	5,000	5,000	5,000	5,000	1,244	1,244
Retained Earnings	13,703	9,621	4,718	3,517	5,687	5,604
Comprehensive Income & Other	922.75	-115.86	196.43	144.26	303.69	333.02
Total Common Equity	19,626	14,505	9,914	8,661	7,235	7,181
Minority Interest	0.02	0.02	0.02	0.02	0.02	0.02
Shareholders' Equity	19,626	14,505	9,914	8,661	7,235	7,181
Total Liabilities & Equity	115,637	106,178	75,366	60,388	51,892	50,501
Total Debt	2,059	1,090	1,042	698.28	717.17	643.21
Net Cash (Debt)	36,560	49,454	28,519	10,091	8,658	6,987
Net Cash Growth	-20.81%	73.41%	182.63%	16.55%	23.92%	-34.04%
Net Cash Per Share	29.25	39.56	22.81	8.07	6.93	5.59
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Book Value Per Share	15.70	11.60	7.93	6.93	5.79	5.74
Tangible Book Value	19,435	14,329	9,799	8,523	7,108	7,056
Tangible Book Value Per Share	15.55	11.46	7.84	6.82	5.69	5.64

Source: S&P Capital IQ. Banks template. Financial Sources.