Credit Agricole - Egypt Bank (S.A.E.) (EGX:CIEB)
Egypt · Delayed Price · Currency is EGP 24.45
+0.15 (0.62%)
At close: Aug 5, 2026
EGX:CIEB Financials Overview
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 13,081 | 12,660 | 13,244 | 9,199 | 4,837 | 3,593 |
Revenue Growth | -0.13% | -4.41% | 43.97% | 90.17% | 34.62% | 8.88% |
Net Income Net Income Growth | 6,226 | 6,197 | 7,150 | 5,166 | 2,418 | 1,609 |
Earnings Per Share EPS Growth | 4.98 | 4.96 | 5.72 | 4.13 | 1.93 | 1.29 |
EPS Growth | -5.12% | -13.34% | 38.40% | 113.68% | 50.25% | 17.35% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Banking Corporate Banking Growth | 4,203 | 4,949 | 3,717 | 1,939 | 884.89 |
SMEs SMEs Growth | 1,363 | 1,471 | 1,114 | 492.66 | 475.84 |
Investment Banking & Others Investment Banking & Others Growth | 520.23 | 936.73 | 298.45 | 241.68 | 225.88 |
Retail Retail Growth | 3,730 | 3,311 | 2,665 | 1,850 | 1,674 |
Treasury Treasury Growth | 3,331 | 2,875 | 1,696 | 506.8 | 598.73 |
Total Total Growth | 13,148 | 13,544 | 9,489 | 5,030 | 3,859 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 52,979 | 48,356 | 44,281 | 50,543 | 29,561 | 10,789 |
Total Debt Total Debt Growth | 2,180 | 1,675 | 2,107 | 1,090 | 1,042 | 698.28 |
Net Cash (Debt) Net Cash Growth | 50,799 | 46,681 | 42,174 | 49,454 | 28,519 | 10,091 |
Net Cash Growth | 19.23% | 10.69% | -14.72% | 73.41% | 182.63% | 16.55% |
Net Cash Per Share Net Cash Per Share Growth | 40.64 | 37.34 | 33.74 | 39.56 | 22.81 | 8.07 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -5,725 | -6,244 | -8,102 | -2,179 | -3,072 | -2,798 |
Capital Expenditures CapEx Growth | -520.97 | -724.04 | -401.82 | -238.24 | -135.79 | -130.21 |
Free Cash Flow Free Cash Flow Growth | -6,246 | -6,968 | -8,504 | -2,418 | -3,208 | -2,928 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 47.59% | 48.95% | 53.99% | 56.16% | 49.98% | 44.78% |
FCF Margin | -47.75% | -55.04% | -64.21% | -26.28% | -66.32% | -81.49% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.200 | - | 3.200 | 1.146 | - | 0.740 |
Dividend Per Share Growth | 3.75% | - | 179.33% | - | - | - |
Dividend Yield | 13.17% | - | 22.25% | 7.27% | - | 13.63% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.91 | 4.53 | 3.32 | 5.32 | 4.37 | 6.54 |
Forward PE | 4.41 | 3.91 | 3.30 | 5.64 | 5.38 | 6.80 |
PS Ratio | 2.34 | 2.22 | 1.79 | 2.99 | 2.19 | 2.93 |