Credit Agricole - Egypt Bank (S.A.E.) (EGX:CIEB)
23.15
-0.13 (-0.56%)
At close: Nov 12, 2026
EGX:CIEB Financials Overview
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 13,489 | 12,660 | 13,244 | 9,199 | 4,837 | 3,593 |
Revenue Growth | 4.64% | -4.41% | 43.97% | 90.17% | 34.62% | 8.88% |
Net Income Net Income Growth | 6,391 | 6,197 | 7,150 | 5,166 | 2,418 | 1,609 |
Earnings Per Share EPS Growth | 5.11 | 4.96 | 5.72 | 4.13 | 1.93 | 1.29 |
EPS Growth | 1.24% | -13.34% | 38.40% | 113.68% | 50.25% | 17.35% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
SMEs SMEs Growth | 1,367 | 1,363 | 1,471 | 1,114 | 492.66 | 475.84 |
Investment Banking & Others Investment Banking & Others Growth | 793.85 | 520.23 | 936.73 | 298.45 | 241.68 | 225.88 |
Treasury Treasury Growth | 3,712 | 3,331 | 2,875 | 1,696 | 506.8 | 598.73 |
Corporate Banking Corporate Banking Growth | 4,293 | 4,203 | 4,949 | 3,717 | 1,939 | 884.89 |
Retail Retail Growth | 3,947 | 3,730 | 3,311 | 2,665 | 1,850 | 1,674 |
Total Total Growth | 14,113 | 13,148 | 13,544 | 9,489 | 5,030 | 3,859 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 50,982 | 48,356 | 44,281 | 50,543 | 29,561 | 10,789 |
Total Debt Total Debt Growth | 2,550 | 1,675 | 2,107 | 1,090 | 1,042 | 698.28 |
Net Cash (Debt) Net Cash Growth | 48,431 | 46,681 | 42,174 | 49,454 | 28,519 | 10,091 |
Net Cash Growth | 12.21% | 10.69% | -14.72% | 73.41% | 182.63% | 16.55% |
Net Cash Per Share Net Cash Per Share Growth | 38.75 | 37.34 | 33.74 | 39.56 | 22.81 | 8.07 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -334.96 | -6,244 | -8,102 | -2,179 | -3,072 | -2,798 |
Capital Expenditures CapEx Growth | -467.28 | -724.04 | -401.82 | -238.24 | -135.79 | -130.21 |
Free Cash Flow Free Cash Flow Growth | -802.24 | -6,968 | -8,504 | -2,418 | -3,208 | -2,928 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 47.38% | 48.95% | 53.99% | 56.16% | 49.98% | 44.78% |
FCF Margin | -5.95% | -55.04% | -64.21% | -26.28% | -66.32% | -81.49% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.200 | - | 3.200 | 1.146 | - | 0.740 |
Dividend Per Share Growth | 3.75% | - | 179.33% | - | - | - |
Dividend Yield | 13.82% | - | 16.84% | 5.21% | - | 8.79% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.53 | 4.53 | 3.32 | 5.32 | 4.37 | 6.54 |
Forward PE | 4.19 | 3.91 | 3.30 | 5.64 | 5.38 | 6.80 |
PS Ratio | 2.15 | 2.22 | 1.79 | 2.99 | 2.19 | 2.93 |