Credit Agricole - Egypt Bank (S.A.E.) (EGX:CIEB)

EGX:CIEB Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	46,537	40,977	39,760	47,740	27,578	1,778
Investment Securities	27,944	32,339	27,030	10,711	8,123	22,437
Trading Asset Securities	4,444	1,016	441.46	404.88	66.63	31.53
Total Investments	32,388	33,356	27,472	11,116	8,189	22,469
Gross Loans	73,572	67,725	55,490	42,899	35,301	31,182
Allowance for Loan Losses	-2,662	-2,468	-2,207	-1,716	-1,484	-1,512
Other Adjustments to Gross Loans	-1.36	-4.7	-4.66	-14.38	-6.14	-93.88
Net Loans	70,908	65,252	53,278	41,169	33,810	29,576
Property, Plant & Equipment	1,017	1,030	726.81	594.51	586.01	575.95
Goodwill	-	61.92	-	-	-	-
Other Intangible Assets	484.17	403.55	256.54	176.23	115.21	137.55
Accrued Interest Receivable	2,054	1,839	1,635	975	743.87	538.4
Other Receivables	5,488	-	-	-	-	1,269
Restricted Cash	5,203	1,539	2,179	2,974	3,425	3,370
Other Current Assets	443.27	299.06	476.43	372.63	302.15	306.59
Long-Term Deferred Tax Assets	3.62	-	-	61.19	9.34	-
Other Real Estate Owned & Foreclosed	108.9	48.72	48.6	115.17	117.97	58.51
Other Long-Term Assets	1,574	1,085	1,066	884.14	488.54	309.32
Total Assets	166,209	145,892	126,898	106,178	75,366	60,388

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	1,496	1,204	852.51	673.96	561.5	470.83
Interest Bearing Deposits	104,637	87,748	74,233	65,996	44,734	38,658
Non-Interest Bearing Deposits	26,710	24,769	21,734	18,378	16,219	9,557
Total Deposits	131,347	112,516	95,967	84,374	60,954	48,216
Short-Term Borrowings	9.9	79.19	338.24	12.54	45.18	20.17
Current Portion of Long-Term Debt	-	74.8	104.18	55.92	104.32	78.68
Current Income Taxes Payable	1,516	1,798	1,815	1,502	644.32	288.72
Accrued Interest Payable	605.99	602.99	572.87	582.48	221.04	250.37
Long-Term Debt	2,540	1,521	1,665	1,021	892.55	599.43
Long-Term Unearned Revenue	89.23	92.75	93.78	55.19	53.75	36.62
Pension & Post-Retirement Benefits	419.05	419.05	223.41	140.26	190.98	163.9
Long-Term Deferred Tax Liabilities	-	82.62	134.76	-	-	0.1
Other Long-Term Liabilities	4,086	3,872	3,686	3,256	1,785	1,603
Total Liabilities	142,109	122,262	105,452	91,673	65,452	51,727

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	5,000	5,000	5,000	5,000	5,000	5,000
Retained Earnings	18,118	17,691	15,671	9,621	4,718	3,517
Comprehensive Income & Other	981.34	939.39	775.58	-115.86	196.43	144.26
Total Common Equity	24,100	23,630	21,446	14,505	9,914	8,661
Minority Interest	0.02	0.02	0.02	0.02	0.02	0.02
Shareholders' Equity	24,100	23,630	21,446	14,505	9,914	8,661
Total Liabilities & Equity	166,209	145,892	126,898	106,178	75,366	60,388

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2,550	1,675	2,107	1,090	1,042	698.28
Net Cash (Debt)	48,431	46,681	42,174	49,454	28,519	10,091
Net Cash Growth	12.21%	10.69%	-14.72%	73.41%	182.63%	16.55%
Net Cash Per Share	38.75	37.34	33.74	39.56	22.81	8.07
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Book Value Per Share	19.28	18.90	17.16	11.60	7.93	6.93
Tangible Book Value	23,615	23,165	21,190	14,329	9,799	8,523
Tangible Book Value Per Share	18.89	18.53	16.95	11.46	7.84	6.82

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 11, 2026

Data Sources Report a data error