Credit Agricole - Egypt Bank (S.A.E.) (EGX:CIEB)

EGX:CIEB Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	7,089	8,030	5,166	2,418	1,609	1,371
Depreciation & Amortization	98.56	119.05	110.2	97.56	92.37	82.96
Other Amortization	142.66	70.04	58	50.39	45.5	36.75
Gain (Loss) on Sale of Assets	-29	-32.32	-7.76	-3.01	-48.92	-1.12
Gain (Loss) on Sale of Investments	-2,053	-1,442	-1,286	-682.96	-614.4	-64.48
Provision for Credit Losses	494.76	431.21	278.71	191.33	313.15	361.22
Change in Other Net Operating Assets	-16,187	-13,604	-7,042	-5,051	-4,273	-1,120
Other Operating Activities	-749.13	-1,674	543.36	-92.45	78.04	71.91
Operating Cash Flow	-11,194	-8,102	-2,179	-3,072	-2,798	738.24
Operating Cash Flow Growth	-	-	-	-	-	-72.75%
Capital Expenditures	-771.43	-401.82	-238.24	-135.79	-130.21	-119.21
Sale of Property, Plant and Equipment	29.07	27.72	9.48	3.13	101.31	1.18
Investment in Securities	-2,390	-392.79	-1,280	1,308	-765.56	-292.69
Investing Cash Flow	-3,235	-766.89	-1,509	1,175	-794.46	-410.73
Long-Term Debt Issued	-	93.75	-	47.95	36.84	80.8
Long-Term Debt Repaid	-	-	-104.32	-	-	-
Net Debt Issued (Repaid)	-89.11	93.75	-104.32	47.95	36.84	80.8
Common Dividends Paid	-4,832	-1,946	-242.82	-1,073	-132.99	-1,288
Net Increase (Decrease) in Deposit Accounts	23,059	11,311	23,681	12,283	6,958	1,617
Other Financing Activities	-	-	-0	-0	-	-0
Financing Cash Flow	18,137	9,458	23,334	11,258	6,862	409.39
Net Cash Flow	3,709	589.11	19,645	9,361	3,269	736.91
Free Cash Flow	-11,965	-8,504	-2,418	-3,208	-2,928	619.03
Free Cash Flow Growth	-	-	-	-	-	-75.31%
Free Cash Flow Margin	-92.74%	-64.21%	-26.28%	-66.32%	-81.49%	18.76%
Free Cash Flow Per Share	-9.57	-6.80	-1.93	-2.57	-2.34	0.49
Cash Income Tax Paid	2,562	2,331	945.71	544.62	558.7	585.64

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.