Credit Agricole - Egypt Bank (S.A.E.) (EGX:CIEB)

EGX:CIEB Statistics

Total Valuation

EGX:CIEB has a market cap or net worth of EGP 23.36 billion.

Market Cap	23.36B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, July 31, 2025.

Earnings Date	Jul 31, 2025
Ex-Dividend Date	Apr 15, 2025

Share Statistics

EGX:CIEB has 1.25 billion shares outstanding.

Current Share Class	1.25B
Shares Outstanding	1.25B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	9.97%
Owned by Institutions (%)	7.59%
Float	185.18M

Valuation Ratios

The trailing PE ratio is 3.14 and the forward PE ratio is 2.98. EGX:CIEB's PEG ratio is 0.37.

PE Ratio	3.14
Forward PE	2.98
PS Ratio	1.78
PB Ratio	1.16
P/TBV Ratio	1.18
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.37

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 39.58%.

Return on Equity (ROE)	39.58%
Return on Assets (ROA)	5.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.14M
Profits Per Employee	2.92M
Employee Count	2,568
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EGX:CIEB has paid 2.35 billion in taxes.

Income Tax	2.35B
Effective Tax Rate	24.14%

Stock Price Statistics

The stock price has decreased by -8.10% in the last 52 weeks. The beta is 0.30, so EGX:CIEB's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	-8.10%
50-Day Moving Average	17.88
200-Day Moving Average	19.61
Relative Strength Index (RSI)	59.58
Average Volume (20 Days)	605,984

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EGX:CIEB had revenue of EGP 13.11 billion and earned 7.44 billion in profits. Earnings per share was 5.96.

Revenue	13.11B
Gross Profit	13.11B
Operating Income	9.72B
Pretax Income	9.72B
Net Income	7.44B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	5.96

Balance Sheet

The company has 40.36 billion in cash and 1.93 billion in debt, giving a net cash position of 38.42 billion or 30.74 per share.

Cash & Cash Equivalents	40.36B
Total Debt	1.93B
Net Cash	38.42B
Net Cash Per Share	30.74
Equity (Book Value)	20.09B
Book Value Per Share	16.07
Working Capital	-55.60B

Cash Flow

In the last 12 months, operating cash flow was -11.56 billion and capital expenditures -624.08 million, giving a free cash flow of -12.18 billion.

Operating Cash Flow	-11.56B
Capital Expenditures	-624.08M
Free Cash Flow	-12.18B
FCF Per Share	-9.75

Margins

Gross Margin	n/a
Operating Margin	74.13%
Pretax Margin	74.13%
Profit Margin	56.24%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.20, which amounts to a dividend yield of 17.12%.

Dividend Per Share	3.20
Dividend Yield	17.12%
Dividend Growth (YoY)	179.33%
Years of Dividend Growth	1
Payout Ratio	65.10%
Buyback Yield	n/a
Shareholder Yield	17.41%
Earnings Yield	31.87%
FCF Yield	-52.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 30, 2021. It was a forward split with a ratio of 4.0203655637.

Last Split Date	Dec 30, 2021
Split Type	Forward
Split Ratio	4.0203655637

Scores

Altman Z-Score	n/a
Piotroski F-Score	2