Credit Agricole - Egypt Bank (S.A.E.) (EGX:CIEB)

EGX:CIEB Statistics

Total Valuation

EGX:CIEB has a market cap or net worth of EGP 27.55 billion.

Market Cap	27.55B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, November 5, 2025.

Earnings Date	Nov 5, 2025
Ex-Dividend Date	n/a

Share Statistics

EGX:CIEB has 1.25 billion shares outstanding.

Current Share Class	1.25B
Shares Outstanding	1.25B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+28.78%
Owned by Insiders (%)	9.97%
Owned by Institutions (%)	7.37%
Float	185.18M

Valuation Ratios

The trailing PE ratio is 3.83 and the forward PE ratio is 3.51. EGX:CIEB's PEG ratio is 0.44.

PE Ratio	3.83
Forward PE	3.51
PS Ratio	2.14
PB Ratio	1.26
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.44

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 34.20%.

Return on Equity (ROE)	34.20%
Return on Assets (ROA)	5.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.06M
Profits Per Employee	2.82M
Employee Count	2,568
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EGX:CIEB has paid 2.29 billion in taxes.

Income Tax	2.29B
Effective Tax Rate	24.42%

Stock Price Statistics

The stock price has increased by +4.27% in the last 52 weeks. The beta is 0.38, so EGX:CIEB's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+4.27%
50-Day Moving Average	20.57
200-Day Moving Average	19.40
Relative Strength Index (RSI)	54.42
Average Volume (20 Days)	796,142

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EGX:CIEB had revenue of EGP 12.90 billion and earned 7.19 billion in profits. Earnings per share was 5.75.

Revenue	12.90B
Gross Profit	12.90B
Operating Income	9.38B
Pretax Income	9.38B
Net Income	7.19B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	5.75

Balance Sheet

The company has 36.83 billion in cash and 1.81 billion in debt, giving a net cash position of 35.02 billion or 28.02 per share.

Cash & Cash Equivalents	36.83B
Total Debt	1.81B
Net Cash	35.02B
Net Cash Per Share	28.02
Equity (Book Value)	21.82B
Book Value Per Share	17.46
Working Capital	-58.00B

Cash Flow

In the last 12 months, operating cash flow was -11.19 billion and capital expenditures -771.43 million, giving a free cash flow of -11.97 billion.

Operating Cash Flow	-11.19B
Capital Expenditures	-771.43M
Free Cash Flow	-11.97B
FCF Per Share	-9.57

Margins

Gross Margin	n/a
Operating Margin	72.70%
Pretax Margin	72.70%
Profit Margin	54.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.20, which amounts to a dividend yield of 14.77%.

Dividend Per Share	3.20
Dividend Yield	14.77%
Dividend Growth (YoY)	179.33%
Years of Dividend Growth	1
Payout Ratio	68.17%
Buyback Yield	n/a
Shareholder Yield	14.77%
Earnings Yield	26.11%
FCF Yield	-43.43%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 30, 2021. It was a forward split with a ratio of 4.0203655637.

Last Split Date	Dec 30, 2021
Split Type	Forward
Split Ratio	4.0203655637

Scores

Altman Z-Score	n/a
Piotroski F-Score	2