Credit Agricole - Egypt Bank (S.A.E.) (EGX:CIEB)

EGX:CIEB Statistics

Total Valuation

EGX:CIEB has a market cap or net worth of EGP 28.78 billion.

Market Cap	28.78B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	n/a

Share Statistics

EGX:CIEB has 1.25 billion shares outstanding.

Current Share Class	1.25B
Shares Outstanding	1.25B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-11.17%
Owned by Insiders (%)	9.97%
Owned by Institutions (%)	7.19%
Float	185.18M

Valuation Ratios

The trailing PE ratio is 4.64 and the forward PE ratio is 4.36.

PE Ratio	4.64
Forward PE	4.36
PS Ratio	2.27
PB Ratio	1.22
P/TBV Ratio	1.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.24
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 30.88%.

Return on Equity (ROE)	30.88%
Return on Assets (ROA)	5.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.81%
Revenue Per Employee	4.96M
Profits Per Employee	2.43M
Employee Count	2,550
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EGX:CIEB has paid 2.19 billion in taxes.

Income Tax	2.19B
Effective Tax Rate	23.96%

Stock Price Statistics

The stock price has increased by +11.01% in the last 52 weeks. The beta is 0.34, so EGX:CIEB's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	+11.01%
50-Day Moving Average	23.73
200-Day Moving Average	20.54
Relative Strength Index (RSI)	52.50
Average Volume (20 Days)	921,864

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EGX:CIEB had revenue of EGP 12.66 billion and earned 6.20 billion in profits. Earnings per share was 4.96.

Revenue	12.66B
Gross Profit	12.66B
Operating Income	9.15B
Pretax Income	9.15B
Net Income	6.20B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.96

Balance Sheet

The company has 48.36 billion in cash and 1.68 billion in debt, with a net cash position of 46.68 billion or 37.34 per share.

Cash & Cash Equivalents	48.36B
Total Debt	1.68B
Net Cash	46.68B
Net Cash Per Share	37.34
Equity (Book Value)	23.63B
Book Value Per Share	18.90
Working Capital	-64.19B

Cash Flow

In the last 12 months, operating cash flow was -6.24 billion and capital expenditures -724.04 million, giving a free cash flow of -6.97 billion.

Operating Cash Flow	-6.24B
Capital Expenditures	-724.04M
Free Cash Flow	-6.97B
FCF Per Share	-5.57

Margins

Gross Margin	n/a
Operating Margin	72.30%
Pretax Margin	72.30%
Profit Margin	54.98%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.20, which amounts to a dividend yield of 13.79%.

Dividend Per Share	3.20
Dividend Yield	13.79%
Dividend Growth (YoY)	179.33%
Years of Dividend Growth	2
Payout Ratio	69.43%
Buyback Yield	n/a
Shareholder Yield	13.79%
Earnings Yield	21.54%
FCF Yield	-24.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 30, 2021. It was a forward split with a ratio of 4.0203655637.

Last Split Date	Dec 30, 2021
Split Type	Forward
Split Ratio	4.0203655637

Scores

Altman Z-Score	n/a
Piotroski F-Score	2