EGX:EXPA Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	29,601	29,150	24,919	13,968	8,208	5,618
Interest Income on Investments	60.16	47.92	17.5	20.91	12.92	6.63
Total Interest Income	29,661	29,198	24,936	13,989	8,221	5,625
Interest Paid on Deposits	19,105	19,235	16,230	8,248	5,013	3,691
Net Interest Income	10,557	9,962	8,707	5,740	3,208	1,934
Net Interest Income Growth	11.58%	14.42%	51.69%	78.90%	65.86%	3.69%
Income From Trading Activities	1,155	904.74	774.07	435.38	354.1	220.02
Gain (Loss) on Sale of Assets	1.97	200.46	0.15	60.37	3.02	5.98
Gain (Loss) on Sale of Investments	3,212	107.41	33.86	16.41	13.88	5.8
Other Non-Interest Income	1,666	1,657	1,855	1,526	583.83	419.68
Total Non-Interest Income	6,035	2,869	2,663	2,038	954.84	651.47
Non-Interest Income Growth	114.44%	7.72%	30.71%	113.41%	46.56%	13.35%
Revenues Before Loan Losses	16,591	12,831	11,370	7,778	4,163	2,586
Provision for Loan Losses	1,032	282.16	643.71	651.2	360.59	177.47
Revenue	15,559	12,549	10,727	7,127	3,803	2,408
Revenue Growth	32.85%	16.99%	50.52%	87.41%	57.89%	3.58%
Salaries and Employee Benefits	1,936	1,785	1,425	-	-	694.19
Occupancy Expenses	314.85	309.99	276.08	-	-	153.44
Selling, General & Administrative	1,556	1,449	1,101	2,262	1,711	315.87
Other Non-Interest Expense	933.51	375.84	553.63	61.15	-17.87	122.97
Total Non-Interest Expense	4,741	3,920	3,356	2,323	1,693	1,286
EBT Excluding Unusual Items	10,819	8,630	7,370	4,804	2,109	1,122
Pretax Income	10,819	8,630	7,370	4,804	2,109	1,122
Income Tax Expense	3,518	2,576	2,151	1,401	770.04	430.56
Earnings From Continuing Operations	7,301	6,053	5,220	3,402	1,339	691.33
Minority Interest in Earnings	-17.97	-20.55	-16.53	-27.14	-18.31	-13.8
Net Income	7,283	6,033	5,203	3,375	1,321	677.53
Net Income to Common	7,283	6,033	5,203	3,375	1,321	677.53
Net Income Growth	33.08%	15.94%	54.15%	155.54%	94.95%	-1.16%
Basic Shares Outstanding	1,360	1,360	1,360	1,360	1,154	-
Diluted Shares Outstanding	1,360	1,360	1,360	1,360	1,154	-
Shares Change	-	-	-	17.85%	43.61%	-
EPS (Basic)	5.35	4.44	3.83	2.48	1.14	-
EPS (Diluted)	5.35	4.44	3.83	2.48	1.14	-
EPS Growth	33.08%	15.94%	54.15%	116.83%	34.17%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	32.52%	29.86%	29.18%	29.17%	36.51%	38.38%