EGX:FAIT Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	27,234	26,613	23,897	16,268	12,120	10,962
Interest Income on Investments	415.7	267.98	294.75	233.83	125.01	54.7
Total Interest Income	27,650	26,881	24,192	16,502	12,245	11,017
Interest Paid on Deposits	16,392	16,328	14,610	10,518	7,776	5,471
Net Interest Income	11,258	10,552	9,582	5,984	4,468	5,546
Net Interest Income Growth (YoY)	9.97%	10.13%	60.14%	33.92%	-19.44%	19.31%
Income From Trading Activities	367.04	261.69	276.32	81.84	119.99	99.27
Gain (Loss) on Sale of Assets	0.93	0.93	9.22	16.19	9.2	2.78
Gain (Loss) on Sale of Investments	105.76	90.9	116.13	86.98	26.18	0.78
Other Non-Interest Income	2,156	1,969	2,426	1,710	1,161	728.07
Total Non-Interest Income	2,630	2,323	2,828	1,895	1,317	830.89
Non-Interest Income Growth (YoY)	1.93%	-17.85%	49.21%	43.91%	58.48%	27.15%
Revenues Before Loan Losses	13,888	12,875	12,410	7,879	5,785	6,377
Provision for Loan Losses	1,489	857.43	309.36	689.07	-149.44	212.69
Revenue	12,400	12,018	12,100	7,190	5,934	6,164
Revenue Growth (YoY)	-1.54%	-0.68%	68.30%	21.15%	-3.73%	21.30%
Salaries and Employee Benefits	1,624	1,624	1,298	1,087	709.72	658.11
Occupancy Expenses	719.12	719.12	455.5	350.84	203.8	169.63
Selling, General & Administrative	1,704	1,564	1,261	880.67	725.46	481.73
Other Non-Interest Expense	-1,473	524.69	-5,952	-1,600	-2,472	-105.97
Total Non-Interest Expense	2,574	4,431	-2,937	718.37	-832.94	1,204
EBT Excluding Unusual Items	9,825	7,586	15,037	6,471	6,767	4,961
Pretax Income	9,825	7,586	15,037	6,471	6,767	4,961
Income Tax Expense	2,966	2,852	2,463	1,968	1,934	1,944
Earnings From Continuing Operations	6,859	4,734	12,574	4,503	4,833	3,017
Earnings From Discontinued Operations	-	-	-	-2.17	-7.76	-
Minority Interest in Earnings	-55.95	-55.04	-132.55	-71.95	-68.5	-51.62
Net Income	6,803	4,679	12,441	4,429	4,757	2,965
Preferred Dividends & Other Adjustments	375	375	350	246	222	189
Net Income to Common	6,428	4,304	12,091	4,183	4,535	2,776
Net Income Growth	-6.28%	-62.39%	180.88%	-6.89%	60.42%	31.96%
Basic Shares Outstanding	635	638	638	638	638	1
Diluted Shares Outstanding	635	638	638	638	638	1
Shares Change (YoY)	-0.42%	-	-	-	99899.93%	-
EPS (Basic)	10.12	6.75	18.96	6.56	7.11	4352.88
EPS (Diluted)	10.12	6.75	18.96	6.56	7.11	4352.88
EPS Growth	-5.94%	-64.40%	189.03%	-7.76%	-99.84%	32.70%
Dividend Per Share	2.860	2.860	-	1.765	1.887	1.196
Dividend Growth	-	-	-	-6.47%	57.69%	-
Effective Tax Rate	30.19%	37.60%	16.38%	30.41%	28.58%	39.18%