EGX:FAIT Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	28,281	26,613	23,897	16,268	12,120	10,962
Interest Income on Investments	422.63	267.98	294.75	233.83	125.01	54.7
Total Interest Income	28,703	26,881	24,192	16,502	12,245	11,017
Interest Paid on Deposits	16,243	16,328	14,610	10,518	7,776	5,471
Net Interest Income	12,460	10,552	9,582	5,984	4,468	5,546
Net Interest Income Growth	17.68%	10.13%	60.14%	33.92%	-19.44%	19.31%
Income From Trading Activities	437.58	261.69	276.32	81.84	119.99	99.27
Gain (Loss) on Sale of Assets	0.91	0.93	9.22	16.19	9.2	2.78
Gain (Loss) on Sale of Investments	101.53	90.9	116.13	86.98	26.18	0.78
Other Non-Interest Income	2,662	1,969	2,426	1,710	1,161	728.07
Total Non-Interest Income	3,202	2,323	2,828	1,895	1,317	830.89
Non-Interest Income Growth	35.76%	-17.85%	49.21%	43.91%	58.48%	27.15%
Revenues Before Loan Losses	15,662	12,875	12,410	7,879	5,785	6,377
Provision for Loan Losses	435.64	857.43	309.36	689.07	-149.44	212.69
Revenue	15,227	12,018	12,100	7,190	5,934	6,164
Revenue Growth	15.78%	-0.68%	68.30%	21.15%	-3.73%	21.30%
Salaries and Employee Benefits	1,624	1,624	1,298	1,087	709.72	658.11
Occupancy Expenses	719.12	719.12	455.5	350.84	203.8	169.63
Selling, General & Administrative	1,670	1,564	1,261	880.67	725.46	481.73
Other Non-Interest Expense	-335.73	524.69	-5,952	-1,600	-2,472	-105.97
Total Non-Interest Expense	3,677	4,431	-2,937	718.37	-832.94	1,204
EBT Excluding Unusual Items	11,550	7,586	15,037	6,471	6,767	4,961
Pretax Income	11,550	7,586	15,037	6,471	6,767	4,961
Income Tax Expense	3,802	2,852	2,463	1,968	1,934	1,944
Earnings From Continuing Operations	7,747	4,734	12,574	4,503	4,833	3,017
Earnings From Discontinued Operations	-	-	-	-2.17	-7.76	-
Minority Interest in Earnings	-116.4	-55.04	-132.55	-71.95	-68.5	-51.62
Net Income	7,631	4,679	12,441	4,429	4,757	2,965
Preferred Dividends & Other Adjustments	395	375	350	246	222	189
Net Income to Common	7,236	4,304	12,091	4,183	4,535	2,776
Net Income Growth	8.26%	-64.40%	189.03%	-7.76%	63.34%	32.70%
Basic Shares Outstanding	638	638	638	638	638	1
Diluted Shares Outstanding	638	638	638	638	638	1
Shares Change	-	-	-	-	99899.93%	-
EPS (Basic)	11.34	6.75	18.96	6.56	7.11	4352.88
EPS (Diluted)	11.34	6.75	18.96	6.56	7.11	4352.88
EPS Growth	8.26%	-64.40%	189.03%	-7.76%	-99.84%	32.70%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.860	2.860	-	1.765	1.887	1.196
Dividend Growth	-	-	-	-6.47%	57.69%	-
Effective Tax Rate	32.92%	37.60%	16.38%	30.41%	28.58%	39.18%