Qatar National Bank (EGX:QNBE)

Qatar National Bank Income Statement

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	134,866	120,441	77,224	44,001	32,133
Interest Income on Investments	241.69	180.16	85.13	56.57	46.38
Total Interest Income	135,107	120,621	77,309	44,057	32,180
Interest Paid on Deposits	85,426	79,329	46,340	24,032	16,793
Net Interest Income	49,681	41,292	30,969	20,025	15,386
Net Interest Income Growth (YoY)	20.32%	33.33%	54.65%	30.15%	4.87%
Income From Trading Activities	1,385	979.55	632.5	464.27	118.87
Gain (Loss) on Sale of Assets	16.5	8.16	10.08	0.78	13.12
Gain (Loss) on Sale of Investments	234.96	268.48	88.1	69.21	8.34
Other Non-Interest Income	6,203	5,607	3,948	2,449	2,030
Total Non-Interest Income	7,839	6,863	4,678	2,983	2,170
Non-Interest Income Growth (YoY)	14.22%	46.70%	56.85%	37.44%	12.50%
Revenues Before Loan Losses	57,520	48,155	35,648	23,008	17,557
Provision for Loan Losses	4,253	5,457	5,673	3,726	2,273
Revenue	53,267	42,698	29,975	19,282	15,284
Revenue Growth (YoY)	24.75%	42.45%	55.46%	26.16%	5.66%
Salaries and Employee Benefits	4,588	3,663	2,807	2,282	1,965
Occupancy Expenses	631.4	515.14	478.76	443.42	398.98
Selling, General & Administrative	4,351	3,706	2,916	2,567	1,956
Other Non-Interest Expense	1,149	-4,899	-1,214	-1,457	-164.08
Total Non-Interest Expense	10,720	2,984	4,987	3,835	4,156
EBT Excluding Unusual Items	42,547	39,713	24,987	15,447	11,128
Asset Writedown	-73	-15	-38.83	38.62	9.99
Legal Settlements	-	-	-26.79	5.6	-2.78
Pretax Income	42,474	39,698	24,922	15,491	11,135
Income Tax Expense	12,409	13,236	8,693	5,141	3,508
Earnings From Continuing Operations	30,065	26,462	16,228	10,350	7,627
Minority Interest in Earnings	-	-	-0	-0	-0
Net Income	30,065	26,462	16,228	10,350	7,627
Preferred Dividends & Other Adjustments	3,906	3,277	2,067	1,295	937.68
Net Income to Common	26,159	23,186	14,161	9,055	6,689
Net Income Growth	13.62%	63.06%	56.79%	35.72%	1.80%
Basic Shares Outstanding	2,155	2,155	2,155	2,155	2,155
Diluted Shares Outstanding	2,155	2,155	2,155	2,155	2,155
EPS (Basic)	12.14	10.76	6.57	4.20	3.10
EPS (Diluted)	12.14	10.76	6.57	4.20	3.10
EPS Growth	12.83%	63.73%	56.38%	35.38%	0.68%
Dividend Per Share	2.000	1.500	-	0.750	0.750
Dividend Growth	33.33%	-	-	-	-
Effective Tax Rate	29.22%	33.34%	34.88%	33.18%	31.51%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.