Qatar National Bank (EGX:QNBE)

Qatar National Bank Income Statement

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	133,751	120,441	77,224	44,001	32,133	30,738
Interest Income on Investments	252.67	180.16	85.13	56.57	46.38	35.19
Total Interest Income	134,004	120,621	77,309	44,057	32,180	30,773
Interest Paid on Deposits	86,715	79,329	46,340	24,032	16,793	16,101
Net Interest Income	47,289	41,292	30,969	20,025	15,386	14,673
Net Interest Income Growth (YoY)	20.56%	33.33%	54.65%	30.15%	4.87%	6.30%
Income From Trading Activities	1,630	979.55	632.5	464.27	118.87	111.94
Gain (Loss) on Sale of Assets	20.31	8.16	10.08	0.78	13.12	8.16
Gain (Loss) on Sale of Investments	236.63	268.48	88.1	69.21	8.34	6.49
Other Non-Interest Income	6,282	5,607	3,948	2,449	2,030	1,803
Total Non-Interest Income	8,169	6,863	4,678	2,983	2,170	1,929
Non-Interest Income Growth (YoY)	36.12%	46.70%	56.85%	37.44%	12.50%	-8.18%
Revenues Before Loan Losses	55,458	48,155	35,648	23,008	17,557	16,602
Provision for Loan Losses	4,824	5,457	5,673	3,726	2,273	2,137
Revenue	50,634	42,698	29,975	19,282	15,284	14,465
Revenue Growth (YoY)	28.13%	42.45%	55.46%	26.16%	5.66%	-4.88%
Salaries and Employee Benefits	4,373	3,663	2,807	2,282	1,965	1,826
Occupancy Expenses	515.14	515.14	478.76	443.42	398.98	335.25
Selling, General & Administrative	4,248	3,706	2,916	2,567	1,956	1,677
Other Non-Interest Expense	549.63	-4,835	-1,214	-1,457	-164.08	-189.31
Total Non-Interest Expense	9,686	3,048	4,987	3,835	4,156	3,648
EBT Excluding Unusual Items	40,948	39,649	24,987	15,447	11,128	10,817
Asset Writedown	-72	-15	-38.83	38.62	9.99	-247.1
Legal Settlements	-0.56	-	-26.79	5.6	-2.78	-1.48
Pretax Income	40,875	39,634	24,922	15,491	11,135	10,568
Income Tax Expense	12,372	13,236	8,693	5,141	3,508	3,077
Earnings From Continuing Operations	28,503	26,398	16,228	10,350	7,627	7,492
Minority Interest in Earnings	-	-	-0	-0	-0	0.01
Net Income	28,503	26,398	16,228	10,350	7,627	7,492
Preferred Dividends & Other Adjustments	3,353	3,212	2,067	1,295	937.68	848.08
Net Income to Common	25,150	23,186	14,161	9,055	6,689	6,643
Net Income Growth	19.71%	62.67%	56.79%	35.72%	1.80%	-12.09%
Basic Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
Diluted Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
EPS (Basic)	11.67	10.76	6.57	4.20	3.10	3.08
EPS (Diluted)	11.67	10.76	6.57	4.20	3.10	3.08
EPS Growth	20.49%	63.73%	56.38%	35.38%	0.68%	-11.10%
Dividend Per Share	1.500	1.500	-	0.750	0.750	-
Effective Tax Rate	30.27%	33.40%	34.88%	33.18%	31.51%	29.11%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.