Qatar National Bank Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	140,850	134,866	120,441	77,224	44,001	32,133
Interest Income on Investments	174.66	241.69	180.16	85.13	56.57	46.38
Total Interest Income	141,024	135,107	120,621	77,309	44,057	32,180
Interest Paid on Deposits	85,916	85,426	79,329	46,340	24,032	16,793
Net Interest Income	55,109	49,681	41,292	30,969	20,025	15,386
Net Interest Income Growth (YoY)	22.43%	20.32%	33.33%	54.65%	30.15%	4.87%
Income From Trading Activities	1,065	1,385	979.55	632.5	464.27	118.87
Gain (Loss) on Sale of Assets	25.18	16.5	8.16	10.08	0.78	13.12
Gain (Loss) on Sale of Investments	240.36	234.96	268.48	88.1	69.21	8.34
Other Non-Interest Income	6,350	6,203	5,607	3,948	2,449	2,030
Total Non-Interest Income	7,680	7,839	6,863	4,678	2,983	2,170
Non-Interest Income Growth (YoY)	-5.06%	14.22%	46.70%	56.85%	37.44%	12.50%
Revenues Before Loan Losses	62,789	57,520	48,155	35,648	23,008	17,557
Provision for Loan Losses	4,123	4,253	5,457	5,673	3,726	2,273
Revenue	58,666	53,267	42,698	29,975	19,282	15,284
Revenue Growth (YoY)	19.69%	24.75%	42.45%	55.46%	26.16%	5.66%
Salaries and Employee Benefits	4,588	4,588	3,663	2,807	2,282	1,965
Occupancy Expenses	631.4	631.4	515.14	478.76	443.42	398.98
Selling, General & Administrative	5,610	4,351	3,706	2,916	2,567	1,956
Other Non-Interest Expense	-80.56	1,149	-4,899	-1,214	-1,457	-164.08
Total Non-Interest Expense	10,749	10,720	2,984	4,987	3,835	4,156
EBT Excluding Unusual Items	47,917	42,547	39,713	24,987	15,447	11,128
Asset Writedown	-65.35	-73	-15	-38.83	38.62	9.99
Legal Settlements	-1.87	-	-	-26.79	5.6	-2.78
Pretax Income	47,850	42,474	39,698	24,922	15,491	11,135
Income Tax Expense	14,283	12,409	13,236	8,693	5,141	3,508
Earnings From Continuing Operations	33,567	30,065	26,462	16,228	10,350	7,627
Minority Interest in Earnings	-	-	-	-0	-0	-0
Net Income	33,567	30,065	26,462	16,228	10,350	7,627
Preferred Dividends & Other Adjustments	4,708	3,906	3,277	2,067	1,295	937.68
Net Income to Common	28,859	26,159	23,186	14,161	9,055	6,689
Net Income Growth	20.81%	13.62%	63.06%	56.79%	35.72%	1.80%
Basic Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
Diluted Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
EPS (Basic)	13.39	12.14	10.76	6.57	4.20	3.10
EPS (Diluted)	13.39	12.14	10.76	6.57	4.20	3.10
EPS Growth	13.67%	12.83%	63.73%	56.38%	35.38%	0.68%
Dividend Per Share	2.000	2.000	1.500	-	0.750	0.750
Dividend Growth	33.33%	33.33%	-	-	-	-
Effective Tax Rate	29.85%	29.22%	33.34%	34.88%	33.18%	31.51%