Qatar National Bank Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	32,404	30,065	26,462	16,228	10,350	7,627
Depreciation & Amortization	469.13	472.41	382.84	368.92	355.34	320.29
Other Amortization	208.66	158.99	132.3	109.84	88.08	78.69
Gain (Loss) on Sale of Assets	-32.92	-16.5	-8.16	-10.08	-0.78	-13.12
Gain (Loss) on Sale of Investments	-551.31	-551.63	-704.12	-1,566	-1,663	-192.83
Total Asset Writedown	-69.28	-57.23	109.56	3.84	0.61	-2.17
Provision for Credit Losses	4,218	3,349	1,907	985.56	2,630	780.91
Change in Trading Asset Securities	-64.37	-401.38	-1	-96.53	340.09	-369.46
Change in Other Net Operating Assets	-195,512	-133,626	-2,521	-146,213	-80,448	-18,464
Other Operating Activities	4,305	4,322	-3,001	2,759	1,379	1,159
Operating Cash Flow	-154,625	-96,285	22,760	-127,430	-66,969	-9,076
Capital Expenditures	-1,155	-1,353	-570.39	-475.84	-514.51	-728.38
Sale of Property, Plant and Equipment	32.94	16.52	8.19	10.11	1.04	13.15
Cash Acquisitions	-	-	-	-0.04	-	-
Investment in Securities	-14,697	-3,378	-18,364	13,244	-15,202	-42,276
Income (Loss) Equity Investments	-	-	-	-	-	0.14
Other Investing Activities	221.66	206.16	180.16	84.13	41.81	45.43
Investing Cash Flow	-15,598	-4,508	-18,746	12,863	-15,674	-42,946
Long-Term Debt Issued	-	-	432.7	485.79	677.39	-
Long-Term Debt Repaid	-	-1,063	-	-	-	-922.39
Net Debt Issued (Repaid)	128.58	-1,063	432.7	485.79	677.39	-922.39
Common Dividends Paid	-7,344	-5,908	-3,815	-2,724	-2,413	-863.19
Net Increase (Decrease) in Deposit Accounts	151,813	97,680	150,327	123,317	110,750	62,170
Financing Cash Flow	144,597	90,710	146,945	121,079	109,015	60,385
Net Cash Flow	-25,625	-10,083	150,959	6,511	26,373	8,362
Free Cash Flow	-155,780	-97,638	22,190	-127,906	-67,483	-9,805
Free Cash Flow Margin	-280.68%	-183.30%	51.97%	-426.72%	-349.99%	-64.15%
Free Cash Flow Per Share	-72.29	-45.31	10.30	-59.36	-31.32	-4.55
Cash Income Tax Paid	10,099	10,573	12,212	6,215	4,000	3,017

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.