Qatar National Bank (EGX:QNBE)

Qatar National Bank Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	198,329	201,390	50,431	43,920	17,547	9,185
Investment Securities	156,167	175,014	252,478	170,914	132,429	92,053
Trading Asset Securities	1,585	143.6	146.2	102.12	446.3	167.19
Total Investments	157,752	175,157	252,624	171,017	132,875	92,220
Gross Loans	445,699	364,783	266,521	228,019	182,913	172,919
Allowance for Loan Losses	-23,244	-21,108	-15,865	-13,885	-9,947	-9,185
Other Adjustments to Gross Loans	-133.59	-168.74	-175.47	-174.67	-137.56	-97.47
Net Loans	422,322	343,506	250,481	213,959	172,829	163,636
Property, Plant & Equipment	10,136	8,106	6,971	6,780	6,136	5,423
Other Intangible Assets	659.78	549	482.73	346.87	282.19	195.25
Accrued Interest Receivable	10,703	10,621	7,464	6,306	5,187	2,971
Other Receivables	9,037	12,419	923.77	772.43	3,313	689.17
Restricted Cash	64,041	61,808	55,539	37,216	18,776	13,326
Other Current Assets	1,115	691.77	395.95	299.81	189.41	157.11
Long-Term Deferred Tax Assets	-	-	355.98	58.16	70.6	115.15
Other Real Estate Owned & Foreclosed	645.99	262.77	39.77	135.78	137.83	11.47
Other Long-Term Assets	5,979	5,329	3,049	2,469	2,227	2,233
Total Assets	880,720	819,840	628,758	483,280	359,569	290,163
Accrued Expenses	2,990	2,803	2,007	1,329	995.8	818.12
Interest Bearing Deposits	653,747	607,062	475,206	357,643	260,238	200,311
Non-Interest Bearing Deposits	86,715	88,625	58,920	51,314	37,539	35,601
Total Deposits	740,462	695,687	534,126	408,957	297,776	235,912
Short-Term Borrowings	401.18	331.97	527.94	830.18	1,222	1,604
Current Portion of Long-Term Debt	1,307	2,478	1,636	973.78	1,382	1,110
Current Income Taxes Payable	6,608	6,473	5,571	2,997	1,774	1,343
Accrued Interest Payable	2,502	3,643	2,637	1,450	974.73	1,040
Long-Term Debt	1,595	2,000	2,409	2,586	1,501	2,695
Long-Term Unearned Revenue	313.95	334.25	214.54	167.81	114.01	98.71
Pension & Post-Retirement Benefits	692.59	626.52	596	565.18	543.54	513.23
Long-Term Deferred Tax Liabilities	322	222.55	-	-	-	-
Other Long-Term Liabilities	15,566	14,215	12,395	9,327	6,911	5,392
Total Liabilities	772,759	728,814	562,120	429,182	313,193	250,526
Common Stock	10,774	10,774	10,774	10,774	10,774	10,774
Retained Earnings	95,276	78,888	56,461	43,040	35,188	28,432
Comprehensive Income & Other	1,911	1,363	-597	283.58	412.97	430.19
Total Common Equity	107,961	91,026	66,638	54,098	46,375	39,637
Minority Interest	-	-	-	0.04	0.04	0.04
Shareholders' Equity	107,961	91,026	66,638	54,098	46,375	39,637
Total Liabilities & Equity	880,720	819,840	628,758	483,280	359,569	290,163
Total Debt	3,304	4,810	4,573	4,390	4,104	5,409
Net Cash (Debt)	196,611	196,724	46,004	39,632	13,889	3,944
Net Cash Growth	8.34%	327.62%	16.08%	185.34%	252.21%	-4.74%
Net Cash Per Share	91.24	91.29	21.35	18.39	6.45	1.83
Filing Date Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
Total Common Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
Book Value Per Share	50.10	42.24	30.92	25.11	21.52	18.39
Tangible Book Value	107,301	90,477	66,155	53,751	46,093	39,441
Tangible Book Value Per Share	49.80	41.99	30.70	24.94	21.39	18.30

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.