Qatar National Bank (EGX: QNBE)

Qatar National Bank Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	116,415	50,431	43,920	17,547	9,185	11,286
Investment Securities	251,830	252,478	170,914	132,429	92,053	88,934
Trading Asset Securities	0	146.2	102.12	446.3	167.19	167.76
Total Investments	251,830	252,624	171,017	132,875	92,220	89,101
Gross Loans	319,591	266,520	228,019	182,913	172,919	160,984
Allowance for Loan Losses	-21,045	-15,863	-13,885	-9,947	-9,185	-7,320
Other Adjustments to Gross Loans	-224.11	-175.47	-174.67	-137.56	-97.47	-137.46
Net Loans	298,322	250,481	213,959	172,829	163,636	153,527
Property, Plant & Equipment	7,253	6,971	6,780	6,136	5,423	5,372
Other Intangible Assets	518.19	482.73	346.87	282.19	195.25	209.8
Accrued Interest Receivable	11,946	7,464	6,306	5,187	2,971	2,519
Other Receivables	349.72	923.77	772.43	3,313	689.17	343.52
Restricted Cash	57,851	55,539	37,216	18,776	13,326	8,056
Other Current Assets	461.78	395.95	299.81	189.41	157.11	166.73
Long-Term Deferred Tax Assets	59.72	355.98	58.16	70.6	115.15	128.77
Other Real Estate Owned & Foreclosed	147.51	39.77	135.78	137.83	11.47	13.47
Other Long-Term Assets	5,178	3,049	2,469	2,227	2,233	2,289
Total Assets	750,333	628,758	483,280	359,569	290,163	273,014
Accrued Expenses	2,588	2,007	1,329	995.8	818.12	717.34
Interest Bearing Deposits	561,471	475,206	357,643	260,238	200,311	191,198
Non-Interest Bearing Deposits	78,292	58,920	51,314	37,539	35,601	31,315
Total Deposits	639,763	534,126	408,957	297,776	235,912	222,513
Short-Term Borrowings	539.65	527.94	830.18	1,222	1,604	1,690
Current Portion of Long-Term Debt	693.29	1,636	973.78	1,382	1,110	3,892
Current Income Taxes Payable	6,030	5,571	2,997	1,774	1,343	1,099
Accrued Interest Payable	3,331	2,637	1,450	974.73	1,040	963.17
Long-Term Debt	4,518	2,409	2,586	1,501	2,695	1,733
Long-Term Unearned Revenue	266.95	214.54	167.81	114.01	98.71	129.64
Pension & Post-Retirement Benefits	635.08	596	565.18	543.54	513.23	482.29
Other Long-Term Liabilities	14,730	12,395	9,327	6,911	5,392	4,491
Total Liabilities	673,095	562,120	429,182	313,193	250,526	237,711
Common Stock	10,774	10,774	10,774	10,774	10,774	9,795
Retained Earnings	66,253	56,461	43,040	35,188	28,432	24,961
Comprehensive Income & Other	210.51	-597	283.58	412.97	430.19	546.91
Total Common Equity	77,238	66,638	54,098	46,375	39,637	35,303
Minority Interest	-	-	0.04	0.04	0.04	0.05
Shareholders' Equity	77,238	66,638	54,098	46,375	39,637	35,303
Total Liabilities & Equity	750,333	628,758	483,280	359,569	290,163	273,014
Total Debt	5,751	4,573	4,390	4,104	5,409	7,315
Net Cash (Debt)	110,664	46,004	39,632	13,889	3,944	4,139
Net Cash Growth	110.79%	16.08%	185.34%	252.21%	-4.73%	-64.49%
Net Cash Per Share	51.36	21.35	18.39	6.45	1.83	1.92
Filing Date Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
Total Common Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
Book Value Per Share	35.84	30.92	25.11	21.52	18.39	16.38
Tangible Book Value	76,719	66,155	53,751	46,093	39,441	35,093
Tangible Book Value Per Share	35.60	30.70	24.94	21.39	18.30	16.29

Source: S&P Capital IQ. Banks template. Financial Sources.