Qatar National Bank Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Net Income	27,720	26,398	16,228	10,350	7,627	7,492	Upgrade
Depreciation & Amortization	349.53	382.84	368.92	355.34	320.29	266.68	Upgrade
Other Amortization	204.92	132.3	109.84	88.08	78.69	68.56	Upgrade
Gain (Loss) on Sale of Assets	-16.62	-8.16	-10.08	-0.78	-13.12	-8.16	Upgrade
Gain (Loss) on Sale of Investments	-623.63	-704.12	-1,566	-1,663	-192.83	-97.48	Upgrade
Total Asset Writedown	44.57	109.56	3.84	0.61	-2.17	-0.25	Upgrade
Provision for Credit Losses	1,123	1,907	985.56	2,630	780.91	1,866	Upgrade
Change in Trading Asset Securities	-1,710	-1	-96.53	340.09	-369.46	13.13	Upgrade
Change in Other Net Operating Assets	-17,756	-2,472	-146,213	-80,448	-18,464	-25,716	Upgrade
Other Operating Activities	410.24	-2,985	2,759	1,379	1,159	814.24	Upgrade
Operating Cash Flow	9,746	22,760	-127,430	-66,969	-9,076	-15,301	Upgrade
Capital Expenditures	-940.5	-570.39	-475.84	-514.51	-728.38	-402.86	Upgrade
Sale of Property, Plant and Equipment	8.19	8.19	10.11	1.04	13.15	8.5	Upgrade
Cash Acquisitions	-	-	-0.04	-	-	-	Upgrade
Investment in Securities	4,912	-18,364	13,244	-15,202	-42,276	-6,778	Upgrade
Income (Loss) Equity Investments	-	-	-	-	0.14	-0.16	Upgrade
Other Investing Activities	180.14	180.16	84.13	41.81	45.43	35.58	Upgrade
Investing Cash Flow	4,160	-18,746	12,863	-15,674	-42,946	-7,137	Upgrade
Long-Term Debt Issued	-	432.7	485.79	677.39	-	-	Upgrade
Long-Term Debt Repaid	-	-	-	-	-922.39	-1,820	Upgrade
Net Debt Issued (Repaid)	-1,743	432.7	485.79	677.39	-922.39	-1,820	Upgrade
Common Dividends Paid	-5,941	-3,815	-2,724	-2,413	-863.19	-3,038	Upgrade
Net Increase (Decrease) in Deposit Accounts	65,274	150,327	123,317	110,750	62,170	25,195	Upgrade
Financing Cash Flow	57,591	146,945	121,079	109,015	60,385	20,337	Upgrade
Net Cash Flow	71,506	150,959	6,511	26,373	8,362	-2,101	Upgrade
Free Cash Flow	8,805	22,190	-127,906	-67,483	-9,805	-15,704	Upgrade
Free Cash Flow Margin	17.97%	51.97%	-426.72%	-349.99%	-64.15%	-108.57%	Upgrade
Free Cash Flow Per Share	4.09	10.30	-59.36	-31.32	-4.55	-7.29	Upgrade
Cash Income Tax Paid	13,029	12,212	6,215	4,000	3,017	2,788	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.