Qatar National Bank Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	28,503	26,398	16,228	10,350	7,627	7,492	Upgrade
Depreciation & Amortization	342.17	382.84	368.92	355.34	320.29	266.68	Upgrade
Other Amortization	246.72	132.3	109.84	88.08	78.69	68.56	Upgrade
Gain (Loss) on Sale of Assets	-20.31	-8.16	-10.08	-0.78	-13.12	-8.16	Upgrade
Gain (Loss) on Sale of Investments	-656.58	-704.12	-1,566	-1,663	-192.83	-97.48	Upgrade
Total Asset Writedown	-35.34	109.56	3.84	0.61	-2.17	-0.25	Upgrade
Provision for Credit Losses	3,197	1,907	985.56	2,630	780.91	1,866	Upgrade
Change in Trading Asset Securities	-1,620	-1	-96.53	340.09	-369.46	13.13	Upgrade
Change in Other Net Operating Assets	-74,887	-2,472	-146,213	-80,448	-18,464	-25,716	Upgrade
Other Operating Activities	1,777	-2,985	2,759	1,379	1,159	814.24	Upgrade
Operating Cash Flow	-43,152	22,760	-127,430	-66,969	-9,076	-15,301	Upgrade
Capital Expenditures	-1,160	-570.39	-475.84	-514.51	-728.38	-402.86	Upgrade
Sale of Property, Plant and Equipment	20.35	8.19	10.11	1.04	13.15	8.5	Upgrade
Cash Acquisitions	-	-	-0.04	-	-	-	Upgrade
Investment in Securities	1,744	-18,364	13,244	-15,202	-42,276	-6,778	Upgrade
Income (Loss) Equity Investments	-	-	-	-	0.14	-0.16	Upgrade
Other Investing Activities	220.05	180.16	84.13	41.81	45.43	35.58	Upgrade
Investing Cash Flow	824.49	-18,746	12,863	-15,674	-42,946	-7,137	Upgrade
Long-Term Debt Issued	-	432.7	485.79	677.39	-	-	Upgrade
Long-Term Debt Repaid	-	-	-	-	-922.39	-1,820	Upgrade
Net Debt Issued (Repaid)	-1,322	432.7	485.79	677.39	-922.39	-1,820	Upgrade
Common Dividends Paid	-5,941	-3,815	-2,724	-2,413	-863.19	-3,038	Upgrade
Net Increase (Decrease) in Deposit Accounts	61,822	150,327	123,317	110,750	62,170	25,195	Upgrade
Financing Cash Flow	54,560	146,945	121,079	109,015	60,385	20,337	Upgrade
Net Cash Flow	12,232	150,959	6,511	26,373	8,362	-2,101	Upgrade
Free Cash Flow	-44,312	22,190	-127,906	-67,483	-9,805	-15,704	Upgrade
Free Cash Flow Margin	-87.52%	51.97%	-426.72%	-349.99%	-64.15%	-108.57%	Upgrade
Free Cash Flow Per Share	-20.56	10.30	-59.36	-31.32	-4.55	-7.29	Upgrade
Cash Income Tax Paid	12,178	12,212	6,215	4,000	3,017	2,788	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.