alBaraka Bank Egypt S.A.E. (EGX:SAUD)
Egypt
· Delayed Price · Currency is EGP 11.70
-0.06 (-0.51%)
At close: May 14, 2025
EGX:SAUD Income Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 20,570 | 18,904 | 12,279 | 8,350 | 7,206 | 7,576 | Upgrade
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| Interest Income on Investments | 24.54 | 23.87 | 40.55 | 20.99 | 6.26 | 3.39 | Upgrade
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| Total Interest Income | 20,594 | 18,928 | 12,320 | 8,371 | 7,212 | 7,580 | Upgrade
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| Interest Paid on Deposits | 14,106 | 12,913 | 7,905 | 4,908 | 4,444 | 5,110 | Upgrade
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| Net Interest Income | 6,488 | 6,015 | 4,415 | 3,463 | 2,768 | 2,469 | Upgrade
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| Net Interest Income Growth (YoY) | 38.10% | 36.23% | 27.52% | 25.10% | 12.08% | 29.67% | Upgrade
|
| Income From Trading Activities | 165.9 | 165.76 | 72.12 | 104.95 | 63.98 | 73.7 | Upgrade
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| Gain (Loss) on Sale of Assets | 30.03 | 30.03 | 33.67 | 1.61 | 1.13 | - | Upgrade
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| Gain (Loss) on Sale of Investments | 14.44 | - | - | - | 0.68 | 2.35 | Upgrade
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| Other Non-Interest Income | 982.43 | 861.23 | 411.8 | 268.83 | 271.55 | 196.87 | Upgrade
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| Total Non-Interest Income | 1,193 | 1,057 | 517.59 | 375.39 | 337.33 | 272.92 | Upgrade
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| Non-Interest Income Growth (YoY) | 98.42% | 104.22% | 37.88% | 11.28% | 23.60% | -25.62% | Upgrade
|
| Revenues Before Loan Losses | 7,681 | 7,072 | 4,933 | 3,838 | 3,105 | 2,742 | Upgrade
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| Provision for Loan Losses | 721.04 | 608.8 | 235.3 | 341.01 | 554.79 | 371.59 | Upgrade
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| Revenue | 6,960 | 6,463 | 4,698 | 3,497 | 2,550 | 2,371 | Upgrade
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| Revenue Growth (YoY) | 36.87% | 37.59% | 34.34% | 37.12% | 7.57% | 17.12% | Upgrade
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| Salaries and Employee Benefits | - | - | - | - | 363.97 | 286.62 | Upgrade
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| Occupancy Expenses | - | - | - | - | 94.1 | - | Upgrade
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| Selling, General & Administrative | 1,960 | 1,803 | 1,231 | 900 | 339 | 376.77 | Upgrade
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| Other Non-Interest Expense | 259.34 | 364.27 | 74.09 | -64.7 | 9.89 | -320.63 | Upgrade
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| Total Non-Interest Expense | 2,220 | 2,167 | 1,305 | 835.3 | 806.96 | 342.76 | Upgrade
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| EBT Excluding Unusual Items | 4,740 | 4,297 | 3,393 | 2,662 | 1,743 | 2,028 | Upgrade
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| Legal Settlements | -5.6 | -5.6 | - | -11.98 | - | -10.43 | Upgrade
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| Pretax Income | 4,735 | 4,291 | 3,393 | 2,650 | 1,743 | 2,018 | Upgrade
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| Income Tax Expense | 1,329 | 1,285 | 1,175 | 900.58 | 617.43 | 761.38 | Upgrade
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| Earnings From Continuing Operations | 3,406 | 3,006 | 2,218 | 1,749 | 1,126 | 1,256 | Upgrade
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| Minority Interest in Earnings | 0.08 | -0.01 | 0.14 | -0.03 | -0.12 | -0.17 | Upgrade
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| Net Income | 3,406 | 3,006 | 2,218 | 1,749 | 1,126 | 1,256 | Upgrade
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| Preferred Dividends & Other Adjustments | 419.8 | 419.8 | 326.91 | 223.68 | 130.55 | 172.55 | Upgrade
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| Net Income to Common | 2,986 | 2,586 | 1,891 | 1,525 | 995.24 | 1,084 | Upgrade
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| Net Income Growth | 46.46% | 35.51% | 26.81% | 55.36% | -10.37% | 17.75% | Upgrade
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| Basic Shares Outstanding | 725 | 727 | 727 | 727 | 727 | 727 | Upgrade
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| Diluted Shares Outstanding | 725 | 727 | 727 | 727 | 727 | 727 | Upgrade
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| Shares Change (YoY) | -0.45% | - | - | - | - | - | Upgrade
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| EPS (Basic) | 4.12 | 3.56 | 2.60 | 2.10 | 1.37 | 1.49 | Upgrade
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| EPS (Diluted) | 4.12 | 3.56 | 2.60 | 2.10 | 1.37 | 1.49 | Upgrade
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| EPS Growth | 50.65% | 36.74% | 23.97% | 53.27% | -8.15% | 19.35% | Upgrade
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| Dividend Per Share | 0.850 | 0.850 | - | - | - | - | Upgrade
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| Effective Tax Rate | 28.06% | 29.96% | 34.63% | 33.99% | 35.42% | 37.74% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.