alBaraka Bank Egypt S.A.E. (EGX: SAUD)
Egypt
· Delayed Price · Currency is EGP 12.12
+0.14 (1.17%)
At close: Oct 14, 2024
SAUD Income Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 15,360 | 12,279 | 8,350 | 7,206 | 7,576 | 8,112 | Upgrade
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| Interest Income on Investments | 31.46 | 40.55 | 20.99 | 6.26 | 3.39 | 7.89 | Upgrade
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| Total Interest Income | 15,392 | 12,320 | 8,371 | 7,212 | 7,580 | 8,120 | Upgrade
|
| Interest Paid on Deposits | 10,309 | 7,905 | 4,908 | 4,444 | 5,110 | 6,215 | Upgrade
|
| Net Interest Income | 5,082 | 4,415 | 3,463 | 2,768 | 2,469 | 1,904 | Upgrade
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| Net Interest Income Growth (YoY) | 25.83% | 27.52% | 25.10% | 12.08% | 29.67% | 0.69% | Upgrade
|
| Income From Trading Activities | 121.62 | 72.12 | 104.95 | 63.98 | 73.7 | 95.27 | Upgrade
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| Gain (Loss) on Sale of Assets | 66.62 | 33.67 | 1.61 | 1.13 | - | - | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | - | 0.68 | 2.35 | -0.37 | Upgrade
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| Other Non-Interest Income | 525.35 | 410.07 | 268.83 | 271.55 | 196.87 | 272.01 | Upgrade
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| Total Non-Interest Income | 713.58 | 515.86 | 375.39 | 337.33 | 272.92 | 366.91 | Upgrade
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| Non-Interest Income Growth (YoY) | 81.88% | 37.42% | 11.28% | 23.60% | -25.62% | 2.11% | Upgrade
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| Revenues Before Loan Losses | 5,796 | 4,931 | 3,838 | 3,105 | 2,742 | 2,271 | Upgrade
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| Provision for Loan Losses | 310.1 | 235.3 | 341.01 | 554.79 | 371.59 | 247.03 | Upgrade
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| Revenue | 5,486 | 4,696 | 3,497 | 2,550 | 2,371 | 2,024 | Upgrade
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| Revenue Growth (YoY) | 35.91% | 34.29% | 37.12% | 7.57% | 17.12% | 5.81% | Upgrade
|
| Salaries and Employee Benefits | - | - | - | 363.97 | 286.62 | 259.95 | Upgrade
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| Occupancy Expenses | - | - | - | 94.1 | - | - | Upgrade
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| Selling, General & Administrative | 1,396 | 1,231 | 900 | 339 | 376.77 | 314.75 | Upgrade
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| Other Non-Interest Expense | 351.99 | 79.23 | -64.7 | 9.89 | -320.63 | -84.8 | Upgrade
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| Total Non-Interest Expense | 1,748 | 1,310 | 835.3 | 806.96 | 342.76 | 489.9 | Upgrade
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| EBT Excluding Unusual Items | 3,738 | 3,386 | 2,662 | 1,743 | 2,028 | 1,534 | Upgrade
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| Legal Settlements | 6.87 | 6.87 | -11.98 | - | -10.43 | -3.12 | Upgrade
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| Pretax Income | 3,745 | 3,393 | 2,650 | 1,743 | 2,018 | 1,531 | Upgrade
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| Income Tax Expense | 1,216 | 1,175 | 900.58 | 617.43 | 761.38 | 464.29 | Upgrade
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| Earnings From Continuing Operations | 2,529 | 2,218 | 1,749 | 1,126 | 1,256 | 1,067 | Upgrade
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| Minority Interest in Earnings | 0.23 | 0.14 | -0.03 | -0.12 | -0.17 | -0.26 | Upgrade
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| Net Income | 2,530 | 2,218 | 1,749 | 1,126 | 1,256 | 1,067 | Upgrade
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| Preferred Dividends & Other Adjustments | 334.35 | 321.91 | 223.68 | 130.55 | 172.55 | 158.87 | Upgrade
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| Net Income to Common | 2,195 | 1,896 | 1,525 | 995.24 | 1,084 | 907.84 | Upgrade
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| Net Income Growth | 27.41% | 26.81% | 55.36% | -10.37% | 17.75% | 6.28% | Upgrade
|
| Basic Shares Outstanding | 727 | 727 | 727 | 727 | 727 | 727 | Upgrade
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| Diluted Shares Outstanding | 727 | 727 | 727 | 727 | 727 | 727 | Upgrade
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| Shares Change (YoY) | -3.90% | - | - | -0.00% | - | - | Upgrade
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| EPS (Basic) | 3.02 | 2.61 | 2.10 | 1.37 | 1.49 | 1.25 | Upgrade
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| EPS (Diluted) | 3.02 | 2.61 | 2.10 | 1.37 | 1.49 | 1.25 | Upgrade
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| EPS Growth | 29.48% | 24.30% | 53.27% | -8.15% | 19.35% | 4.16% | Upgrade
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| Effective Tax Rate | 32.46% | 34.63% | 33.99% | 35.42% | 37.74% | 30.32% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.