EGX:SAUD Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	23,661	31,587	21,344	15,006	14,253	30,147
Investment Securities	46,768	34,678	41,382	36,462	31,586	23,001
Trading Asset Securities	181.27	169.3	119.89	108.45	81.55	59.7
Total Investments	46,949	34,847	41,502	36,570	31,668	23,061
Gross Loans	78,768	75,473	59,969	43,034	34,650	24,208
Allowance for Loan Losses	-3,953	-3,550	-3,029	-2,363	-2,292	-1,922
Other Adjustments to Gross Loans	-6,360	-6,098	-4,569	-2,769	-1,664	-1,255
Net Loans	68,455	65,825	52,370	37,902	30,694	21,031
Property, Plant & Equipment	1,812	1,854	920.32	824.44	578.23	633.69
Other Intangible Assets	229.28	249.6	171.51	126.77	42.37	27.65
Accrued Interest Receivable	1,481	1,193	1,839	1,449	1,653	861.72
Restricted Cash	8,114	8,568	7,274	6,884	6,789	6,090
Other Current Assets	258.27	192.51	184.28	69.76	27.37	9.05
Other Real Estate Owned & Foreclosed	182.09	182.09	207.24	379.75	261.59	250.6
Other Long-Term Assets	1,528	1,551	1,959	1,154	1,167	170.98
Total Assets	152,669	146,049	127,772	100,367	87,134	82,283
Accrued Expenses	461.84	409.88	356.77	219.45	214.41	144.74
Interest Bearing Deposits	118,079	114,288	97,944	79,159	69,738	67,729
Non-Interest Bearing Deposits	10,580	8,626	9,386	6,770	6,482	5,633
Total Deposits	128,659	122,914	107,329	85,929	76,220	73,362
Short-Term Borrowings	2,730	2,384	2,542	-	-	-
Current Income Taxes Payable	1,154	1,134	908.75	680.77	544.29	269.23
Accrued Interest Payable	378.04	405.8	498.39	430.09	642	562.38
Long-Term Debt	1,993	1,881	2,288	2,320	1,125	1,035
Long-Term Unearned Revenue	33.48	33.61	39.12	12.72	25.12	40.19
Pension & Post-Retirement Benefits	64.58	64.58	64.58	64.58	63.93	-
Long-Term Deferred Tax Liabilities	76.24	73.37	45.94	50.44	5.12	6.03
Other Long-Term Liabilities	1,964	1,111	1,145	921.96	698.36	842.32
Total Liabilities	137,514	130,411	115,218	90,629	79,539	76,262
Common Stock	5,090	5,090	5,090	5,090	5,090	1,546
Retained Earnings	9,585	10,087	7,129	4,457	2,470	2,991
Comprehensive Income & Other	477.84	459.02	331.73	188.61	32.84	1,481
Total Common Equity	15,152	15,636	12,551	9,735	7,593	6,018
Minority Interest	2.96	2.8	2.99	2.98	2.36	2.29
Shareholders' Equity	15,155	15,639	12,554	9,738	7,595	6,021
Total Liabilities & Equity	152,669	146,049	127,772	100,367	87,134	82,283
Total Debt	4,723	4,264	4,830	2,320	1,125	1,035
Net Cash (Debt)	19,120	27,492	16,634	12,795	13,209	29,172
Net Cash Growth	5.86%	65.28%	30.00%	-3.14%	-54.72%	127.82%
Net Cash Per Share	26.29	37.81	22.88	17.60	18.17	40.12
Filing Date Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Total Common Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Book Value Per Share	20.84	21.50	17.26	13.39	10.44	8.28
Tangible Book Value	14,923	15,386	12,380	9,609	7,550	5,991
Tangible Book Value Per Share	20.52	21.16	17.03	13.21	10.38	8.24