alBaraka Bank Egypt S.A.E. (EGX:SAUD)

EGX:SAUD Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	16,133	31,587	21,344	15,006	14,253	30,147
Investment Securities	48,681	34,678	41,382	36,462	31,586	23,001
Trading Asset Securities	210.56	169.3	119.89	108.45	81.55	59.7
Total Investments	48,891	34,847	41,502	36,570	31,668	23,061
Gross Loans	87,020	75,473	59,969	43,034	34,650	24,208
Allowance for Loan Losses	-4,080	-3,550	-3,029	-2,363	-2,292	-1,922
Other Adjustments to Gross Loans	-8,160	-6,098	-4,569	-2,769	-1,664	-1,255
Net Loans	74,779	65,825	52,370	37,902	30,694	21,031
Property, Plant & Equipment	1,809	1,854	920.32	824.44	578.23	633.69
Other Intangible Assets	306.47	249.6	171.51	126.77	42.37	27.65
Accrued Interest Receivable	1,478	1,193	1,839	1,449	1,653	861.72
Restricted Cash	8,605	8,568	7,274	6,884	6,789	6,090
Other Current Assets	283.89	192.51	184.28	69.76	27.37	9.05
Other Real Estate Owned & Foreclosed	179.17	182.09	207.24	379.75	261.59	250.6
Other Long-Term Assets	1,844	1,551	1,959	1,154	1,167	170.98
Total Assets	154,356	146,049	127,772	100,367	87,134	82,283

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	475.51	409.88	356.77	219.45	214.41	144.74
Interest Bearing Deposits	117,706	114,288	97,944	79,159	69,738	67,729
Non-Interest Bearing Deposits	10,115	8,626	9,386	6,770	6,482	5,633
Total Deposits	127,821	122,914	107,329	85,929	76,220	73,362
Short-Term Borrowings	2,461	2,384	2,542	-	-	-
Current Income Taxes Payable	740.39	1,134	908.75	680.77	544.29	269.23
Accrued Interest Payable	445.63	405.8	498.39	430.09	642	562.38
Long-Term Debt	4,196	1,881	2,288	2,320	1,125	1,035
Long-Term Unearned Revenue	28.8	33.61	39.12	12.72	25.12	40.19
Pension & Post-Retirement Benefits	64.58	64.58	64.58	64.58	63.93	-
Long-Term Deferred Tax Liabilities	75.76	73.37	45.94	50.44	5.12	6.03
Other Long-Term Liabilities	1,873	1,111	1,145	921.96	698.36	842.32
Total Liabilities	138,182	130,411	115,218	90,629	79,539	76,262

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	5,090	5,090	5,090	5,090	5,090	1,546
Retained Earnings	10,592	10,087	7,129	4,457	2,470	2,991
Comprehensive Income & Other	483.62	459.02	331.73	188.61	32.84	1,481
Total Common Equity	16,166	15,636	12,551	9,735	7,593	6,018
Minority Interest	8.14	2.8	2.99	2.98	2.36	2.29
Shareholders' Equity	16,174	15,639	12,554	9,738	7,595	6,021
Total Liabilities & Equity	154,356	146,049	127,772	100,367	87,134	82,283

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	6,657	4,264	4,830	2,320	1,125	1,035
Net Cash (Debt)	9,686	27,492	16,634	12,795	13,209	29,172
Net Cash Growth	-57.17%	65.28%	30.00%	-3.14%	-54.72%	127.82%
Net Cash Per Share	13.32	37.81	22.88	17.60	18.17	40.12
Filing Date Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Total Common Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Book Value Per Share	22.23	21.50	17.26	13.39	10.44	8.28
Tangible Book Value	15,812	15,386	12,380	9,609	7,550	5,991
Tangible Book Value Per Share	21.75	21.16	17.03	13.21	10.38	8.24

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 23, 2026

Data Sources Report a data error