alBaraka Bank Egypt S.A.E. (EGX:SAUD)
Egypt flag Egypt · Delayed Price · Currency is EGP
23.32
-0.32 (-1.35%)
At close: Aug 25, 2026

EGX:SAUD Financials Overview

Millions EGP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
8,5588,0906,4634,6983,4972,550
Revenue Growth
16.23%25.16%37.59%34.34%37.12%7.57%
Net Income
3,3603,4762,5861,8911,525995.24
Earnings Per Share
4.624.783.562.602.101.37
EPS Growth
7.53%34.44%36.74%23.97%53.27%-8.15%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cairo Branches
16,42716,267-6,9094,6994,157
Giza Branches
3,5943,6193,2701,8451,1761,031
Other Branches
1,8821,7121,090511.01697.5620.28
Alex Branches
2,4022,3891,8131,048724.81638.35
Bank Head Office
--13,9302,6461,4601,120
Total
24,30423,98820,10312,9578,7577,567

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
16,34431,75721,46415,11514,33430,207
Total Debt
6,6574,2644,8302,3201,1251,035
Net Cash (Debt)
9,68627,49216,63412,79513,20929,172
Net Cash Growth
-57.17%65.28%30.00%-3.14%-54.72%127.82%
Net Cash Per Share
13.3237.8122.8817.6018.1740.12

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-14,583-7,159-16,865-9,409-14,5049,521
Capital Expenditures
-495.73-671.83-89.95-214.28-22.38-49.16
Free Cash Flow
-15,079-7,831-16,955-9,623-14,5269,471
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
39.27%42.97%40.01%40.26%43.62%39.02%
FCF Margin
-176.20%-96.80%-262.32%-204.86%-415.41%371.39%

Dividends

Fiscal YearCurrentFY 2025FY 2024
Period EndingAug '26 Dec '25 Dec '24
Dividend Per Share
0.850-0.850
Dividend Per Share Growth
29.41%--
Dividend Yield
3.47%-7.53%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.123.223.604.423.943.13
Forward PE
-2.913.383.584.242.52
P/FCF Ratio
-----0.33
PS Ratio
2.011.381.441.781.721.22