alBaraka Bank Egypt S.A.E. (EGX:SAUD)
Egypt flag Egypt · Delayed Price · Currency is EGP
22.72
+0.89 (4.08%)
At close: Aug 5, 2026

EGX:SAUD Financials Overview

Millions EGP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
8,1578,0906,4634,6983,4972,550
Revenue Growth
17.21%25.16%37.59%34.34%37.12%7.57%
Net Income
3,3343,4762,5861,8911,525995.24
Earnings Per Share
4.594.783.562.602.101.37
EPS Growth
13.50%34.44%36.74%23.97%53.27%-8.15%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Giza Branches
3,6013,6193,2701,8451,1761,031
Alex Branches
2,4072,3891,8131,048724.81638.35
Other Branches
1,7921,7121,090511.01697.5620.28
Cairo Branches
16,32716,267-6,9094,6994,157
Bank Head Office
--13,9302,6461,4601,120
Total
24,12823,98820,10312,9578,7577,567

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
23,84231,75721,46415,11514,33430,207
Total Debt
4,7234,2644,8302,3201,1251,035
Net Cash (Debt)
19,12027,49216,63412,79513,20929,172
Net Cash Growth
5.86%65.28%30.00%-3.14%-54.72%127.82%
Net Cash Per Share
26.2937.8122.8817.6018.1740.12

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-10,718-7,159-16,865-9,409-14,5049,521
Capital Expenditures
-582.66-671.83-89.95-214.28-22.38-49.16
Free Cash Flow
-11,301-7,831-16,955-9,623-14,5269,471
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
40.88%42.97%40.01%40.26%43.62%39.02%
FCF Margin
-138.54%-96.80%-262.32%-204.86%-415.41%371.39%

Dividends

Fiscal YearCurrentFY 2025FY 2024
Period EndingAug '26 Dec '25 Dec '24
Dividend Per Share
0.850-0.850
Dividend Per Share Growth
29.41%--
Dividend Yield
3.89%-7.53%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.763.223.604.423.943.13
Forward PE
-2.913.383.584.242.52
P/FCF Ratio
-----0.33
PS Ratio
1.951.381.441.781.721.22