alBaraka Bank Egypt S.A.E. (EGX:SAUD)

EGX:SAUD Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	27,054	21,344	15,006	14,253	30,147	13,773
Investment Securities	40,179	41,382	36,462	31,586	23,001	33,937
Trading Asset Securities	140.58	119.89	108.45	81.55	59.7	57.4
Total Investments	40,320	41,502	36,570	31,668	23,061	33,995
Gross Loans	64,517	59,969	43,034	34,650	24,208	22,742
Allowance for Loan Losses	-3,588	-3,029	-2,363	-2,292	-1,922	-1,710
Other Adjustments to Gross Loans	-5,223	-4,569	-2,769	-1,664	-1,255	-1,467
Net Loans	55,706	52,370	37,902	30,694	21,031	19,565
Property, Plant & Equipment	1,022	920.32	824.44	578.23	633.69	555.67
Other Intangible Assets	227.73	171.51	126.77	42.37	27.65	22.79
Accrued Interest Receivable	1,311	1,839	1,449	1,653	861.72	900.89
Restricted Cash	8,241	7,274	6,884	6,789	6,090	6,106
Other Current Assets	200.81	184.28	69.76	27.37	9.05	10.82
Other Real Estate Owned & Foreclosed	177.29	207.24	379.75	261.59	250.6	232.03
Other Long-Term Assets	2,033	1,959	1,154	1,167	170.98	199.73
Total Assets	136,293	127,772	100,367	87,134	82,283	75,360
Accrued Expenses	343.96	356.77	219.45	214.41	144.74	164.38
Interest Bearing Deposits	104,545	97,944	79,159	69,738	67,729	62,662
Non-Interest Bearing Deposits	10,666	9,386	6,770	6,482	5,633	4,661
Total Deposits	115,212	107,329	85,929	76,220	73,362	67,324
Short-Term Borrowings	2,480	2,542	-	-	-	-
Current Income Taxes Payable	779.09	908.75	680.77	544.29	269.23	320.28
Accrued Interest Payable	499.87	498.39	430.09	642	562.38	799.17
Long-Term Debt	2,098	2,288	2,320	1,125	1,035	1,025
Long-Term Unearned Revenue	33.46	39.12	12.72	25.12	40.19	59.38
Pension & Post-Retirement Benefits	64.58	64.58	64.58	63.93	-	-
Long-Term Deferred Tax Liabilities	45.48	45.94	50.44	5.12	6.03	3.46
Other Long-Term Liabilities	1,250	1,145	921.96	698.36	842.32	610.71
Total Liabilities	122,805	115,218	90,629	79,539	76,262	70,306
Common Stock	5,090	5,090	5,090	5,090	1,546	1,546
Retained Earnings	8,064	7,129	4,457	2,470	2,991	3,155
Comprehensive Income & Other	330.48	331.73	188.61	32.84	1,481	347.48
Total Common Equity	13,485	12,551	9,735	7,593	6,018	5,049
Minority Interest	2.88	2.99	2.98	2.36	2.29	4.43
Shareholders' Equity	13,488	12,554	9,738	7,595	6,021	5,054
Total Liabilities & Equity	136,293	127,772	100,367	87,134	82,283	75,360
Total Debt	4,578	4,830	2,320	1,125	1,035	1,025
Net Cash (Debt)	22,617	16,634	12,795	13,209	29,172	12,805
Net Cash Growth	-5.37%	30.00%	-3.14%	-54.72%	127.82%	-44.40%
Net Cash Per Share	31.10	22.88	17.60	18.17	40.12	17.61
Filing Date Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Total Common Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Book Value Per Share	18.55	17.26	13.39	10.44	8.28	6.94
Tangible Book Value	13,257	12,380	9,609	7,550	5,991	5,027
Tangible Book Value Per Share	18.23	17.03	13.21	10.38	8.24	6.91

Source: S&P Global Market Intelligence. Banks template. Financial Sources.