alBaraka Bank Egypt S.A.E. (EGX: SAUD)

SAUD Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	26,820	8,434	14,253	30,147	13,773	24,039
Investment Securities	40,262	43,034	31,586	23,001	33,937	23,584
Trading Asset Securities	119.06	108.45	81.55	59.7	57.4	43.89
Total Investments	40,381	43,142	31,668	23,061	33,995	23,628
Gross Loans	53,816	42,952	34,650	24,208	22,742	19,502
Allowance for Loan Losses	-3,075	-2,363	-2,292	-1,922	-1,710	-1,479
Other Adjustments to Gross Loans	-4,342	-2,687	-1,664	-1,255	-1,467	-1,229
Net Loans	46,398	37,902	30,694	21,031	19,565	16,793
Property, Plant & Equipment	943.08	824.44	578.23	633.69	555.67	517.86
Other Intangible Assets	175.2	126.77	42.37	27.65	22.79	9.69
Investments in Real Estate	-	-	-	-	-	134.44
Accrued Interest Receivable	1,590	1,449	1,653	861.72	900.89	1,095
Restricted Cash	7,304	6,884	6,789	6,090	6,106	5,976
Other Current Assets	188.27	69.76	27.37	9.05	10.82	16.83
Other Real Estate Owned & Foreclosed	259.38	379.75	261.59	250.6	232.03	149.15
Other Long-Term Assets	1,601	1,154	1,167	170.98	199.73	157.7
Total Assets	125,659	100,367	87,134	82,283	75,360	72,518
Accrued Expenses	222.54	219.45	214.41	144.74	164.38	90.43
Interest Bearing Deposits	95,524	79,159	69,738	67,729	62,662	61,317
Non-Interest Bearing Deposits	11,221	6,770	6,482	5,633	4,661	4,120
Total Deposits	106,745	85,929	76,220	73,362	67,324	65,437
Current Income Taxes Payable	779.74	680.77	544.29	269.23	320.28	149.54
Accrued Interest Payable	519.32	430.09	642	562.38	799.17	1,216
Long-Term Debt	2,174	2,320	1,125	1,035	1,025	1,054
Long-Term Unearned Revenue	58.68	12.72	25.12	40.19	59.38	63.05
Pension & Post-Retirement Benefits	64.58	64.58	63.93	-	-	-
Long-Term Deferred Tax Liabilities	30.26	50.44	5.12	6.03	3.46	2.56
Other Long-Term Liabilities	972.05	921.96	698.36	842.32	610.71	416.65
Total Liabilities	113,981	90,629	79,539	76,262	70,306	68,428
Common Stock	5,090	5,090	5,090	1,546	1,546	1,546
Retained Earnings	6,343	4,457	2,470	2,991	3,155	2,509
Comprehensive Income & Other	242.2	188.61	32.84	1,481	347.48	29.6
Total Common Equity	11,675	9,735	7,593	6,018	5,049	4,085
Minority Interest	2.84	2.98	2.36	2.29	4.43	4.26
Shareholders' Equity	11,678	9,738	7,595	6,021	5,054	4,090
Total Liabilities & Equity	125,659	100,367	87,134	82,283	75,360	72,518
Total Debt	4,589	2,320	1,125	1,035	1,025	1,054
Net Cash (Debt)	22,350	6,223	13,209	29,172	12,805	23,030
Net Cash Growth	251.67%	-52.89%	-54.72%	127.82%	-44.40%	60.92%
Net Cash Per Share	30.74	8.56	18.17	40.12	17.61	31.67
Filing Date Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Total Common Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Book Value Per Share	16.06	13.39	10.44	8.28	6.94	5.62
Tangible Book Value	11,500	9,609	7,550	5,991	5,027	4,076
Tangible Book Value Per Share	15.82	13.21	10.38	8.24	6.91	5.61

Source: S&P Capital IQ. Banks template. Financial Sources.