alBaraka Bank Egypt S.A.E. (EGX:SAUD)

EGX:SAUD Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	19,135	21,344	15,006	14,253	30,147	13,773
Investment Securities	46,692	41,382	36,462	31,586	23,001	33,937
Trading Asset Securities	147.13	119.89	108.45	81.55	59.7	57.4
Total Investments	46,839	41,502	36,570	31,668	23,061	33,995
Gross Loans	70,770	59,969	43,034	34,650	24,208	22,742
Allowance for Loan Losses	-3,717	-3,029	-2,363	-2,292	-1,922	-1,710
Other Adjustments to Gross Loans	-5,845	-4,569	-2,769	-1,664	-1,255	-1,467
Net Loans	61,208	52,370	37,902	30,694	21,031	19,565
Property, Plant & Equipment	1,197	920.32	824.44	578.23	633.69	555.67
Other Intangible Assets	221.76	171.51	126.77	42.37	27.65	22.79
Accrued Interest Receivable	1,482	1,839	1,449	1,653	861.72	900.89
Restricted Cash	8,758	7,274	6,884	6,789	6,090	6,106
Other Current Assets	177.18	184.28	69.76	27.37	9.05	10.82
Other Real Estate Owned & Foreclosed	199.86	207.24	379.75	261.59	250.6	232.03
Other Long-Term Assets	1,960	1,959	1,154	1,167	170.98	199.73
Total Assets	141,178	127,772	100,367	87,134	82,283	75,360
Accrued Expenses	348.16	356.77	219.45	214.41	144.74	164.38
Interest Bearing Deposits	110,990	97,944	79,159	69,738	67,729	62,662
Non-Interest Bearing Deposits	8,282	9,386	6,770	6,482	5,633	4,661
Total Deposits	119,271	107,329	85,929	76,220	73,362	67,324
Short-Term Borrowings	2,394	2,542	-	-	-	-
Current Income Taxes Payable	1,057	908.75	680.77	544.29	269.23	320.28
Accrued Interest Payable	447.64	498.39	430.09	642	562.38	799.17
Long-Term Debt	1,889	2,288	2,320	1,125	1,035	1,025
Long-Term Unearned Revenue	32.35	39.12	12.72	25.12	40.19	59.38
Pension & Post-Retirement Benefits	64.58	64.58	64.58	63.93	-	-
Long-Term Deferred Tax Liabilities	55.79	45.94	50.44	5.12	6.03	3.46
Other Long-Term Liabilities	1,080	1,145	921.96	698.36	842.32	610.71
Total Liabilities	126,640	115,218	90,629	79,539	76,262	70,306
Common Stock	5,090	5,090	5,090	5,090	1,546	1,546
Retained Earnings	9,034	7,129	4,457	2,470	2,991	3,155
Comprehensive Income & Other	411.1	331.73	188.61	32.84	1,481	347.48
Total Common Equity	14,536	12,551	9,735	7,593	6,018	5,049
Minority Interest	2.68	2.99	2.98	2.36	2.29	4.43
Shareholders' Equity	14,538	12,554	9,738	7,595	6,021	5,054
Total Liabilities & Equity	141,178	127,772	100,367	87,134	82,283	75,360
Total Debt	4,283	4,830	2,320	1,125	1,035	1,025
Net Cash (Debt)	15,000	16,634	12,795	13,209	29,172	12,805
Net Cash Growth	-32.89%	30.00%	-3.14%	-54.72%	127.82%	-44.40%
Net Cash Per Share	20.63	22.88	17.60	18.17	40.12	17.61
Filing Date Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Total Common Shares Outstanding	727.14	727.14	727.14	727.14	727.14	727.14
Book Value Per Share	19.99	17.26	13.39	10.44	8.28	6.94
Tangible Book Value	14,314	12,380	9,609	7,550	5,991	5,027
Tangible Book Value Per Share	19.69	17.03	13.21	10.38	8.24	6.91

Source: S&P Global Market Intelligence. Banks template. Financial Sources.