alBaraka Bank Egypt S.A.E. (EGX:SAUD)

EGX:SAUD Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	4,003	3,006	2,218	1,749	1,126
Depreciation & Amortization	172.55	119.36	84.51	73.68	70.09
Other Amortization	19.51	6.26	6.3	36.37	24.01
Gain (Loss) on Sale of Assets	-42.16	-34.47	-89.17	-21.09	-1.13
Gain (Loss) on Sale of Investments	-261.66	-16.7	141.96	41.15	3.48
Total Asset Writedown	17.88	90	25	-1.48	-
Provision for Credit Losses	994.14	598.11	64.14	293.16	543.74
Change in Trading Asset Securities	-7.6	14.43	1.9	-10	3.17
Change in Other Net Operating Assets	-12,264	-19,386	-10,772	-15,424	7,772
Other Operating Activities	208.13	-1,261	-1,090	-1,241	-20.86
Operating Cash Flow	-7,159	-16,865	-9,409	-14,504	9,521
Capital Expenditures	-671.83	-89.95	-214.28	-22.38	-49.16
Sale of Property, Plant and Equipment	27.17	37.77	35.75	8.55	1.13
Investment in Securities	3,668	1,550	2,602	-6,131	887.69
Purchase / Sale of Intangibles	-148.83	-84.28	-109.71	-44.39	-28.87
Other Investing Activities	30.15	23.87	40.55	20.99	17.27
Investing Cash Flow	2,520	1,337	2,257	-6,178	828.05
Long-Term Debt Issued	-	1,545	926.8	-	10.76
Long-Term Debt Repaid	-275.42	-974.73	-8.65	-316.16	-
Net Debt Issued (Repaid)	-275.42	570.27	918.15	-316.16	10.76
Common Dividends Paid	-986.18	-277.4	-211.76	-147.91	-177.54
Net Increase (Decrease) in Deposit Accounts	16,134	21,577	10,605	1,852	6,195
Other Financing Activities	-	-	0.76	-0.01	-2.27
Financing Cash Flow	14,872	21,870	11,312	1,388	6,026
Net Cash Flow	10,233	6,343	4,160	-19,294	16,375
Free Cash Flow	-7,831	-16,955	-9,623	-14,526	9,471
Free Cash Flow Margin	-96.80%	-262.32%	-204.86%	-415.41%	371.39%
Free Cash Flow Per Share	-10.77	-23.32	-13.23	-19.98	13.03
Cash Income Tax Paid	1,413	1,091	1,037	486.75	665.63

Source: S&P Global Market Intelligence. Banks template. Financial Sources.