EGX:SAUD Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	3,737	3,006	2,218	1,749	1,126	1,256
Depreciation & Amortization	109.55	119.36	84.51	73.68	70.09	68.66
Other Amortization	55.19	6.26	6.3	36.37	24.01	-
Gain (Loss) on Sale of Assets	-33.03	-34.47	-89.17	-21.09	-1.13	-347.66
Gain (Loss) on Sale of Investments	-254.98	-16.7	141.96	41.15	3.48	154.18
Total Asset Writedown	53.92	90	25	-1.48	-	-
Provision for Credit Losses	1,025	598.11	64.14	293.16	543.74	228.81
Change in Trading Asset Securities	-1.87	14.43	1.9	-10	3.17	-11.16
Change in Income Taxes	-	-	-	-	-	-575.59
Change in Other Net Operating Assets	-21,393	-19,386	-10,772	-15,424	7,772	-9,911
Other Operating Activities	149.82	-1,261	-1,090	-1,241	-20.86	801.3
Operating Cash Flow	-16,552	-16,865	-9,409	-14,504	9,521	-8,337
Capital Expenditures	-369.72	-89.95	-214.28	-22.38	-49.16	-30.14
Sale of Property, Plant and Equipment	41.26	37.77	35.75	8.55	1.13	480
Investment in Securities	4,974	1,550	2,602	-6,131	887.69	-4,178
Purchase / Sale of Intangibles	-4.65	-84.28	-109.71	-44.39	-28.87	-
Other Investing Activities	41.26	23.87	40.55	20.99	17.27	3.39
Investing Cash Flow	4,583	1,337	2,257	-6,178	828.05	-3,724
Long-Term Debt Issued	-	1,545	926.8	-	10.76	-
Long-Term Debt Repaid	-	-974.73	-8.65	-316.16	-	-8.02
Net Debt Issued (Repaid)	-275.41	570.27	918.15	-316.16	10.76	-8.02
Common Dividends Paid	-986.18	-277.4	-211.76	-147.91	-177.54	-300.64
Net Increase (Decrease) in Deposit Accounts	12,160	21,577	10,605	1,852	6,195	2,103
Other Financing Activities	-	-	0.76	-0.01	-2.27	-
Financing Cash Flow	10,898	21,870	11,312	1,388	6,026	1,794
Net Cash Flow	-1,072	6,343	4,160	-19,294	16,375	-10,266
Free Cash Flow	-16,922	-16,955	-9,623	-14,526	9,471	-8,367
Free Cash Flow Margin	-220.46%	-262.32%	-204.86%	-415.41%	371.39%	-352.91%
Free Cash Flow Per Share	-23.27	-23.32	-13.23	-19.98	13.03	-11.51
Cash Income Tax Paid	1,249	1,091	1,037	486.75	665.63	575.59

Source: S&P Global Market Intelligence. Banks template. Financial Sources.