Crédit Agricole S.A. (EPA:ACA)
France flag France · Delayed Price · Currency is EUR
16.37
-0.22 (-1.30%)
Apr 2, 2026, 5:35 PM CET

Crédit Agricole Income Statement

Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Interest Income
15,30814,29914,24421,09219,783
Net Interest Income Growth
7.06%0.39%-32.47%6.62%67.40%
Non-Interest Income
12,77112,88210,93813,71217,039
Non-Interest Income Growth
-0.86%17.77%-20.23%-19.53%96.26%
Revenues Before Loan Losses
28,07927,18125,18034,80436,822
Provision for Credit Losses
1,9731,8501,7772,8922,193
26,10625,33123,40331,91234,629
Revenue Growth (YoY)
3.06%8.24%-26.66%-7.85%93.52%
Selling, General & Admin
1,3431,2451,1511,8181,912
Other Non-Interest Expenses
14,36113,46012,70618,84120,307
Total Non-Interest Expense
15,70414,70513,85720,65922,219
Pretax Income
10,40210,6269,54611,25312,410
Provision for Income Taxes
2,3492,4722,2002,6472,463
Net Income
7,0747,0876,3487,9979,101
Minority Interest in Earnings
9791,067995730852
Net Income to Common
7,0747,0876,3487,9979,101
Net Income Growth
-0.18%11.64%-20.62%-12.13%238.08%
Shares Outstanding (Basic)
3,0273,0153,0312,9892,990
Shares Outstanding (Diluted)
3,0273,0153,0312,9892,990
Shares Change (YoY)
0.40%-0.53%1.41%-0.03%3.63%
EPS (Basic)
2.182.111.941.641.84
EPS (Diluted)
2.182.111.941.641.84
EPS Growth
3.37%8.54%18.69%-10.84%128.36%
Shares Outstanding
3,0263,0253,0292,9893,022
Free Cash Flow
17,896-16,979-37,397-25,54641,120
Free Cash Flow Growth
-----27.27%
Free Cash Flow Per Share
5.91-5.63-12.34-8.5513.75
Dividends Per Share
1.1301.1001.0501.0501.050
Dividend Growth
2.73%4.76%--31.25%
Profit Margin
-591.70%81.90%47.32%21.47%60.05%
FCF Margin
-1314.92%-170.54%-240.98%-62.84%248.08%
EBITDA
1,3431,2451,1511,8171,912
EBITDA Margin
-98.68%12.51%7.42%4.47%11.54%
Effective Tax Rate
22.58%23.26%23.05%23.52%19.85%
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.