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Crédit Agricole S.A. (EPA:ACA)
France flag France · Delayed Price · Currency is EUR
15.87
-0.02 (-0.09%)
Nov 11, 2026, 5:35 PM CET

Crédit Agricole Balance Sheet

Millions EUR. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
165,1301,5331,5871,5191,5801,737
Investment Securities
341,0801,175,2801,132,6481,096,1281,063,0761,060,294
Trading Asset Securities
729,570254,195242,464175,300164,433144,789
Total Investments
1,070,6501,429,4751,375,1121,271,4281,227,5091,205,083
Gross Loans
1,158,675698,905683,838645,449600,948560,843
Allowance for Loan Losses
-9,465-10,001-10,076-9,998-9,784-9,309
Net Loans
1,149,210688,904673,762635,451591,164551,534
Property, Plant & Equipment
10,52010,3119,7128,5866,0206,096
Goodwill
16,50016,40616,26315,92915,68215,632
Other Intangible Assets
3,4103,4153,4123,1423,0943,263
Investments in Real Estate
9,6509,83810,36310,82411,9747,307
Accrued Interest Receivable
54,4402,9903,0335,8353,4093,990
Other Receivables
5,46036,78842,77046,10758,54129,418
Restricted Cash
-163,311160,752175,801206,068236,020
Other Current Assets
1,4707,2529,1948,4786,8626,548
Long-Term Deferred Tax Assets
-3,0633,0023,7824,4964,205
Other Long-Term Assets
901,0218202,5161,6873,122
Total Assets
2,486,5302,374,3072,309,7822,189,3982,138,0862,073,955

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
66,0606,3536,1508,3827,2486,717
Interest Bearing Deposits
915,370705,009705,814677,932717,341664,140
Non-Interest Bearing Deposits
-357,041337,557329,481368,965410,070
Total Deposits
915,3701,062,0501,043,3711,007,4131,086,3061,074,210
Short-Term Borrowings
17,68038,965148,727119,429149,805104,516
Current Portion of Long-Term Debt
1,610141,230147,824125,846120,65679,190
Current Portion of Leases
-277295264332334
Current Income Taxes Payable
5,1801,8181,9842,0631,5761,364
Other Current Liabilities
489,170303,317190,237168,095119,322123,496
Long-Term Debt
498,970293,662272,225183,154141,021161,822
Long-Term Leases
-1,4581,4961,4641,4821,496
Long-Term Unearned Revenue
-1,6031,5511,5071,3321,247
Pension & Post-Retirement Benefits
-1,3321,2601,3451,2141,674
Long-Term Deferred Tax Liabilities
-2,0971,2591,0276311,568
Other Long-Term Liabilities
403,760434,281410,092489,490431,681439,405
Total Liabilities
2,397,8002,288,4432,226,4712,109,4792,062,6061,997,039

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
32,4009,0789,1249,1599,1289,341
Additional Paid-In Capital
-56,47253,57814,90514,77315,436
Retained Earnings
5,7007,0747,0876,3485,3065,844
Treasury Stock
--111-328-377-287-1,170
Comprehensive Income & Other
41,7205,1495,24941,05137,59938,766
Total Common Equity
79,82077,66274,71071,08666,51968,217
Minority Interest
8,9108,2028,6018,8338,9618,699
Shareholders' Equity
88,73085,86483,31179,91975,48076,916
Total Liabilities & Equity
2,486,5302,374,3072,309,7822,189,3982,138,0862,073,955

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
518,260475,592570,567430,157413,296347,358
Net Cash (Debt)
376,440377,230263,350325,291320,801321,638
Net Cash Growth
28.26%43.24%-19.04%1.40%-0.26%6.66%
Net Cash Per Share
124.45124.6187.34107.32107.33107.57
Filing Date Shares Outstanding
3,0253,0263,0253,0293,0243,025
Total Common Shares Outstanding
3,0253,0263,0253,0293,0243,025
Book Value Per Share
26.3822.9822.3121.0820.0220.93
Tangible Book Value
59,91057,84155,03552,01547,74349,322
Tangible Book Value Per Share
19.8016.4315.8114.7913.8114.69