Crédit Agricole S.A. (EPA:ACA)
France · Delayed Price · Currency is EUR 19.28
+0.49 (2.61%)
Jul 31, 2026, 5:36 PM CET
Crédit Agricole Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 26,042 | 26,106 | 25,331 | 23,403 | 31,912 | 34,629 |
Revenue Growth | 0.32% | 3.06% | 8.24% | -26.66% | -7.85% | 93.52% |
Net Income Net Income Growth | 5,250 | 7,074 | 7,087 | 6,348 | 7,997 | 9,101 |
Earnings Per Share EPS Growth | 1.73 | 2.18 | 2.11 | 1.94 | 1.64 | 1.84 |
EPS Growth | -25.38% | 3.37% | 8.54% | 18.69% | -10.84% | 128.36% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Asset Gathering Asset Gathering Growth | 8,139 | 8,000 | 7,648 | 6,688 | 6,261 | 6,527 |
Large Customers Large Customers Growth | 8,952 | 8,883 | 8,651 | 7,779 | 7,013 | 6,318 |
Specialised Financial Services Specialised Financial Services Growth | 3,555 | 3,539 | 3,520 | 3,597 | 2,782 | 2,697 |
French Retail Banking - LCL French Retail Banking - LCL Growth | 4,150 | 3,945 | 3,872 | 3,850 | 3,851 | 3,696 |
International Retail Banking International Retail Banking Growth | 4,082 | 4,027 | 4,059 | 3,949 | 3,299 | 3,113 |
Corporate Centre Corporate Centre Growth | -704 | -315 | -569 | -683 | -715 | 306 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 150,272 | 164,844 | 162,339 | 177,320 | 210,804 | 241,191 |
Total Debt Total Debt Growth | 320,785 | 311,244 | 313,785 | 278,518 | 245,050 | 207,578 |
Net Cash (Debt) Net Cash Growth | -320,785 | -311,244 | -313,785 | -278,518 | -245,050 | -207,578 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -105.77 | -102.81 | -104.07 | -91.89 | -81.98 | -69.42 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -17,013 | 19,013 | -15,909 | -36,512 | -23,749 | 42,661 |
Capital Expenditures CapEx Growth | -309 | -1,117 | -1,070 | -885 | -1,797 | -1,541 |
Free Cash Flow Free Cash Flow Growth | -17,322 | 17,896 | -16,979 | -37,397 | -25,546 | 41,120 |
Free Cash Flow Growth | - | - | - | - | - | -27.27% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 38.51% | 39.85% | 41.95% | 40.79% | 35.26% | 35.84% |
Profit Margin | 28.35% | 30.85% | 32.19% | 31.38% | 27.35% | 28.74% |
FCF Margin | -66.52% | 68.55% | -67.03% | -159.80% | -80.05% | 118.74% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.130 | 1.130 | 1.100 | 1.050 | 1.050 | 1.050 |
Dividend Per Share Growth | 2.73% | 2.73% | 4.76% | 0% | 0% | 31.25% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.63 | 8.05 | 6.30 | 6.61 | 6.01 | 6.84 |
Forward PE | 7.96 | 7.73 | 6.58 | 7.15 | 7.00 | 7.80 |
P/FCF Ratio | - | 2.97 | - | - | - | 0.92 |
PS Ratio | 2.24 | 2.03 | 1.59 | 1.66 | 0.92 | 1.10 |