Crédit Agricole S.A. (EPA:ACA)
France · Delayed Price · Currency is EUR 19.07
-0.03 (-0.16%)
Aug 21, 2026, 5:35 PM CET
Crédit Agricole Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 26,024 | 26,557 | 25,327 | 23,487 | 20,760 | 21,030 |
Revenue Growth | -1.47% | 4.86% | 7.83% | 13.14% | -1.28% | 17.04% |
Net Income Net Income Growth | 6,123 | 6,598 | 6,358 | 5,890 | 4,894 | 5,491 |
Earnings Per Share EPS Growth | 2.02 | 2.18 | 2.11 | 1.94 | 1.64 | 1.83 |
EPS Growth | -12.97% | 3.36% | 8.53% | 18.67% | -10.66% | 128.11% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Asset Gathering Asset Gathering Growth | 8,139 | 8,000 | 7,648 | 6,688 | 6,261 | 6,527 |
Large Customers Large Customers Growth | 8,952 | 8,883 | 8,651 | 7,779 | 7,013 | 6,318 |
Specialised Financial Services Specialised Financial Services Growth | 3,555 | 3,539 | 3,520 | 3,597 | 2,782 | 2,697 |
French Retail Banking - LCL French Retail Banking - LCL Growth | 4,150 | 3,945 | 3,872 | 3,850 | 3,851 | 3,696 |
International Retail Banking International Retail Banking Growth | 4,082 | 4,027 | 4,059 | 3,949 | 3,299 | 3,113 |
Corporate Centre Corporate Centre Growth | -704 | -315 | -569 | -683 | -715 | 306 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,041,208 | 852,822 | 833,917 | 755,448 | 734,097 | 668,996 |
Total Debt Total Debt Growth | 639,134 | 475,592 | 570,567 | 430,157 | 413,296 | 347,358 |
Net Cash (Debt) Net Cash Growth | 402,074 | 377,230 | 263,350 | 325,291 | 320,801 | 321,638 |
Net Cash Growth | -20.20% | 43.24% | -19.04% | 1.40% | -0.26% | 6.66% |
Net Cash Per Share Net Cash Per Share Growth | 132.82 | 124.61 | 87.34 | 107.32 | 107.33 | 107.57 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -7,903 | 19,012 | -15,909 | -36,512 | 1,463 | 10,930 |
Capital Expenditures CapEx Growth | -649 | -1,117 | -1,070 | -885 | -1,042 | -876 |
Free Cash Flow Free Cash Flow Growth | -8,552 | 17,895 | -16,979 | -37,397 | 421 | 10,054 |
Free Cash Flow Growth | - | - | - | - | -95.81% | -82.22% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 23.53% | 24.84% | 25.10% | 25.08% | 23.57% | 26.11% |
FCF Margin | -32.86% | 67.38% | -67.04% | -159.22% | 2.03% | 47.81% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.140 | 1.130 | 1.100 | 1.050 | 1.050 | 1.050 |
Dividend Per Share Growth | 0% | 2.73% | 4.76% | 0% | 0% | 31.25% |
Dividend Yield | 5.97% | 6.88% | 9.45% | 9.99% | 14.32% | 12.37% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.43 | 8.05 | 6.36 | 6.66 | 6.07 | 6.88 |
Forward PE | 7.98 | 7.73 | 6.58 | 7.15 | 7.00 | 7.80 |
P/FCF Ratio | - | 2.97 | - | - | 70.59 | 3.76 |
PS Ratio | 2.22 | 2.00 | 1.60 | 1.67 | 1.43 | 1.80 |