Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)

EPA:CIV Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	724.98	813.05	671.92	-	282.29
Interest Income on Investments	54.16	53.3	43.99	-	25.14
Total Interest Income	779.14	866.35	715.91	-	307.43
Interest Paid on Deposits	640.95	729.01	579.98	-	128.86
Net Interest Income	138.19	137.34	135.93	311.41	178.56
Net Interest Income Growth	0.61%	1.04%	-56.35%	74.40%	30.76%
Income From Trading Activities	0.24	-1.26	0.4	-	-2.14
Gain (Loss) on Sale of Assets	0	-0.01	-0.1	-	-0.04
Gain (Loss) on Sale of Investments	8.63	10.44	0.08	-	0.22
Other Non-Interest Income	151.66	137.2	150.45	-	101.9
Total Non-Interest Income	160.53	146.37	150.83	-	99.94
Non-Interest Income Growth	9.67%	-2.96%	-	-	13.02%
Revenues Before Loan Losses	298.71	283.71	286.76	311.41	278.51
Provision for Loan Losses	23.57	19.13	30.68	-	21.92
Revenue	275.15	264.58	256.08	311.41	256.59
Revenue Growth	3.99%	3.32%	-17.77%	21.37%	33.02%
Occupancy Expenses	9.02	9.87	9.57	-	9.73
Selling, General & Administrative	-	-	5.43	-	0.26
Other Non-Interest Expense	195.47	185.18	173.8	224.18	165.06
Total Non-Interest Expense	204.79	195.05	188.8	224.18	175.05
EBT Excluding Unusual Items	70.36	69.53	67.28	87.24	81.54
Asset Writedown	-	-	-	-	-0.28
Pretax Income	70.36	69.53	67.28	87.24	81.26
Income Tax Expense	5	5.18	6.71	13.48	19.75
Net Income	65.36	64.36	60.57	73.76	61.51
Net Income to Common	65.36	64.36	60.57	73.76	61.51
Net Income Growth	1.56%	6.24%	-17.88%	19.92%	195.46%
Basic Shares Outstanding	6	6	-	-	6
Diluted Shares Outstanding	6	6	-	-	6
Shares Change	0.40%	-	-	-	0.01%
EPS (Basic)	10.80	10.67	-	-	10.16
EPS (Diluted)	10.80	10.67	-	-	10.16
EPS Growth	1.16%	-	-	-	195.44%

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	3.270	3.080	2.670	2.390	2.170
Dividend Growth	6.17%	15.36%	11.71%	10.14%	15.43%
Effective Tax Rate	7.10%	7.44%	9.97%	15.45%	24.30%

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 11, 2026

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