Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)
111.12
-0.86 (-0.77%)
Oct 1, 2026, 5:20 PM CET
EPA:CIV Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 712.75 | 724.98 | 813.05 | 671.92 | - | 282.29 |
Interest Income on Investments | 57.13 | 54.16 | 53.3 | 43.99 | - | 25.14 |
Total Interest Income | 769.87 | 779.14 | 866.35 | 715.91 | - | 307.43 |
Interest Paid on Deposits | 613.59 | 640.95 | 729.01 | 579.98 | - | 128.86 |
Net Interest Income | 156.29 | 138.19 | 137.34 | 135.93 | 311.41 | 178.56 |
Net Interest Income Growth | 14.23% | 0.61% | 1.04% | -56.35% | 74.40% | 30.76% |
Income From Trading Activities | 0.04 | 0.24 | -1.26 | 0.4 | - | -2.14 |
Gain (Loss) on Sale of Assets | - | 0 | -0.01 | -0.1 | - | -0.04 |
Gain (Loss) on Sale of Investments | 10.06 | 8.63 | 10.44 | 0.08 | - | 0.22 |
Other Non-Interest Income | 148.06 | 151.66 | 137.2 | 150.45 | - | 101.9 |
Total Non-Interest Income | 158.16 | 160.53 | 146.37 | 150.83 | - | 99.94 |
Non-Interest Income Growth | 10.18% | 9.67% | -2.96% | - | - | 13.02% |
Revenues Before Loan Losses | 314.44 | 298.71 | 283.71 | 286.76 | 311.41 | 278.51 |
Provision for Loan Losses | 20.82 | 23.57 | 19.13 | 30.68 | - | 21.92 |
| 293.62 | 275.15 | 264.58 | 256.08 | 311.41 | 256.59 | |
Revenue Growth | 10.53% | 3.99% | 3.32% | -17.77% | 21.37% | 33.02% |
Occupancy Expenses | 9.02 | 9.02 | 9.87 | 9.57 | - | 9.73 |
Selling, General & Administrative | - | - | - | 5.43 | - | 0.26 |
Other Non-Interest Expense | 198.92 | 195.47 | 185.18 | 173.8 | 224.18 | 165.06 |
Total Non-Interest Expense | 208.32 | 204.79 | 195.05 | 188.8 | 224.18 | 175.05 |
EBT Excluding Unusual Items | 85.3 | 70.36 | 69.53 | 67.28 | 87.24 | 81.54 |
Asset Writedown | -0.01 | - | - | - | - | -0.28 |
Pretax Income | 85.29 | 70.36 | 69.53 | 67.28 | 87.24 | 81.26 |
Income Tax Expense | 8.37 | 5 | 5.18 | 6.71 | 13.48 | 19.75 |
Net Income | 76.92 | 65.36 | 64.36 | 60.57 | 73.76 | 61.51 |
Net Income to Common | 76.92 | 65.36 | 64.36 | 60.57 | 73.76 | 61.51 |
Net Income Growth | 26.61% | 1.56% | 6.24% | -17.88% | 19.92% | 195.46% |
Basic Shares Outstanding | 6 | 6 | 6 | - | - | 6 |
Diluted Shares Outstanding | 6 | 6 | 6 | - | - | 6 |
Shares Change | -0.03% | 0.40% | - | - | - | 0.01% |
EPS (Basic) | 12.71 | 10.80 | 10.67 | - | - | 10.16 |
EPS (Diluted) | 12.71 | 10.80 | 10.67 | - | - | 10.16 |
EPS Growth | 26.64% | 1.16% | - | - | - | 195.44% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 3.270 | 3.270 | 3.080 | 2.670 | 2.390 | 2.170 |
Dividend Growth | 6.17% | 6.17% | 15.36% | 11.71% | 10.14% | 15.43% |
Effective Tax Rate | 9.81% | 7.10% | 7.44% | 9.97% | 15.45% | 24.30% |