Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative (EPA:CNDF)
France · Delayed Price · Currency is EUR 25.76
-1.00 (-3.74%)
Oct 1, 2026, 5:35 PM CET
EPA:CNDF Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,029 | 1,011 | 1,056 | 983.11 | 569.77 | 530.79 |
Interest Income on Investments | 111.09 | 101.7 | 96.32 | 79.69 | 71.74 | 48.95 |
Total Interest Income | 1,140 | 1,113 | 1,152 | 1,063 | 641.51 | 579.74 |
Interest Paid on Deposits | 746.64 | 782.16 | 819.49 | 763.64 | 247.15 | 214.76 |
Total Interest Expense | 746.64 | 782.16 | 819.49 | 763.64 | 247.15 | 214.76 |
Net Interest Income | 393.48 | 330.45 | 332.95 | 299.17 | 394.36 | 364.98 |
Net Interest Income Growth | 20.08% | -0.75% | 11.29% | -24.14% | 8.05% | 20.13% |
Gain (Loss) on Sale of Assets | 24.98 | -0.06 | -0.63 | 0.72 | -0.24 | -1.84 |
Other Non-Interest Income | 400.28 | 397.95 | 363.41 | 341.62 | 305.59 | 288.59 |
Total Non-Interest Income | 425.25 | 397.89 | 362.77 | 342.34 | 305.35 | 286.75 |
Non-Interest Income Growth | 15.85% | 9.68% | 5.97% | 12.12% | 6.49% | -0.21% |
Revenues Before Loan Losses | 818.73 | 728.34 | 695.73 | 641.51 | 699.71 | 651.73 |
Provision for Loan Losses | 54.68 | 57.1 | 62.9 | 39.19 | 65.03 | 30.16 |
| 764.05 | 671.24 | 632.82 | 602.32 | 634.68 | 621.57 | |
Revenue Growth | 20.07% | 6.07% | 5.06% | -5.10% | 2.11% | 15.11% |
Occupancy Expenses | 20.52 | 23.17 | 23.45 | 23.04 | 21.77 | 20.94 |
Selling, General & Administrative | 2.08 | 2.08 | 1.22 | 3.2 | - | - |
Other Non-Interest Expense | 432.91 | 435.02 | 417.1 | 424.13 | 421.81 | 388.5 |
Total Non-Interest Expense | 455.5 | 460.27 | 441.24 | 450.25 | 443.46 | 422.2 |
EBT Excluding Unusual Items | 308.55 | 210.97 | 191.58 | 152.07 | 191.22 | 199.37 |
Asset Writedown | 0 | 0 | 0.23 | -0.02 | 0.02 | 0.66 |
Pretax Income | 308.55 | 210.97 | 191.81 | 152.05 | 191.23 | 200.04 |
Income Tax Expense | 51.14 | 28 | 18.01 | 15.02 | 21.01 | 39.5 |
Earnings From Continuing Operations | 257.41 | 182.97 | 173.8 | 137.03 | 170.22 | 160.54 |
Minority Interest in Earnings | -1.47 | -0.87 | -0.82 | -0.41 | -0.45 | -0.32 |
Net Income | 255.94 | 182.1 | 172.98 | 136.62 | 169.77 | 160.22 |
Net Income to Common | 255.94 | 182.1 | 172.98 | 136.62 | 169.77 | 160.22 |
Net Income Growth | 54.96% | 5.27% | 26.62% | -19.53% | 5.96% | 58.48% |
Basic Shares Outstanding | - | 42 | 42 | 42 | 42 | 58 |
Diluted Shares Outstanding | - | 42 | 42 | 42 | 42 | 58 |
Shares Change | - | - | 1.90% | - | -28.04% | - |
EPS (Basic) | - | 4.29 | 4.07 | 3.28 | 4.07 | 2.77 |
EPS (Diluted) | - | 4.29 | 4.07 | 3.28 | 4.07 | 2.77 |
EPS Growth | - | 5.27% | 24.26% | -19.53% | 47.25% | 58.48% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.850 | 0.850 | 0.700 | 0.650 | 0.530 | 1.050 |
Dividend Growth | 21.43% | 21.43% | 7.69% | 22.64% | -49.52% | 0% |
Effective Tax Rate | 16.57% | 13.27% | 9.39% | 9.88% | 10.99% | 19.75% |