Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)
91.50
-1.00 (-1.08%)
Aug 21, 2026, 5:00 PM CET
EPA:CRLA Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,035 | 1,070 | 1,224 | 1,215 | 643.61 | 586.59 |
Interest Income on Investments | 101.37 | 98.49 | 94.09 | 77.96 | 70.04 | 47.06 |
Total Interest Income | 1,137 | 1,169 | 1,318 | 1,293 | 713.65 | 633.64 |
Interest Paid on Deposits | 754.48 | 816.79 | 984.06 | 930.2 | 323.12 | 279.26 |
Total Interest Expense | 754.48 | 816.79 | 984.06 | 930.2 | 323.12 | 279.26 |
Net Interest Income | 382.08 | 351.94 | 333.97 | 362.84 | 390.53 | 354.39 |
Net Interest Income Growth | 11.32% | 5.38% | -7.95% | -7.09% | 10.20% | 26.79% |
Income From Trading Activities | -3.41 | - | - | - | - | 1.89 |
Gain (Loss) on Sale of Assets | -0.1 | -0.18 | -0.21 | 0.84 | -0.05 | 2.65 |
Other Non-Interest Income | 326.07 | 329.79 | 301.53 | 284.62 | 284.23 | 269.11 |
Total Non-Interest Income | 319.45 | 327.73 | 301.32 | 285.46 | 284.18 | 273.65 |
Non-Interest Income Growth | 2.37% | 8.76% | 5.56% | 0.45% | 3.85% | 22.39% |
Revenues Before Loan Losses | 701.52 | 679.66 | 635.3 | 648.3 | 674.71 | 628.04 |
Provision for Loan Losses | 68.16 | 70.79 | 71.68 | 76.37 | 50.2 | 17.04 |
| 633.36 | 608.87 | 563.61 | 571.93 | 624.51 | 610.99 | |
Revenue Growth | 7.48% | 8.03% | -1.45% | -8.42% | 2.21% | 18.88% |
Occupancy Expenses | 14 | 14.42 | 14.19 | 17.88 | 14.65 | 15.99 |
Other Non-Interest Expense | 366.17 | 361.08 | 348.65 | 344.47 | 339.31 | 312.37 |
Total Non-Interest Expense | 380.17 | 375.51 | 362.84 | 362.35 | 353.96 | 328.36 |
EBT Excluding Unusual Items | 253.2 | 233.36 | 200.77 | 209.58 | 270.55 | 282.64 |
Asset Writedown | 0.04 | 0.04 | -1.2 | - | - | - |
Pretax Income | 253.24 | 233.41 | 199.57 | 209.58 | 270.55 | 282.64 |
Income Tax Expense | 41.07 | 43.89 | 25.56 | 32.73 | 52.16 | 70.05 |
Earnings From Continuing Operations | 212.17 | 189.52 | 174.01 | 176.86 | 218.39 | 212.59 |
Minority Interest in Earnings | -0.1 | 0.11 | -0.69 | -1.27 | -0.66 | -1.42 |
Net Income | 212.07 | 189.62 | 173.32 | 175.58 | 217.73 | 211.17 |
Net Income to Common | 212.07 | 189.62 | 173.32 | 175.58 | 217.73 | 211.17 |
Net Income Growth | 15.10% | 9.41% | -1.29% | -19.36% | 3.11% | 55.34% |
Basic Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 20 |
Diluted Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 20 |
Shares Change | -0.23% | - | -0.03% | -0.05% | - | 0.07% |
EPS (Basic) | 10.75 | 9.59 | 8.77 | 8.88 | 11.00 | 10.67 |
EPS (Diluted) | 10.75 | 9.59 | 8.77 | 8.88 | 11.00 | 10.67 |
EPS Growth | 15.37% | 9.41% | -1.26% | -19.31% | 3.11% | 55.23% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 2.690 | 2.690 | 2.660 | 2.740 | 2.780 | 2.690 |
Dividend Growth | 1.13% | 1.13% | -2.92% | -1.44% | 3.35% | 5.49% |
Effective Tax Rate | 16.22% | 18.80% | 12.81% | 15.62% | 19.28% | 24.78% |