Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)
95.99
+0.98 (1.03%)
Oct 1, 2026, 3:42 PM CET
EPA:CRLO Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 634.33 | 635.58 | 655.32 | 592.6 | 458.42 | 437.06 |
Interest Paid on Deposits | 380.26 | 394.22 | 413.35 | 341.01 | 165.61 | 146.77 |
Net Interest Income | 254.07 | 241.36 | 241.98 | 251.6 | 292.81 | 290.29 |
Net Interest Income Growth | 6.07% | -0.26% | -3.82% | -14.07% | 0.87% | 6.95% |
Income From Trading Activities | -0.03 | 0.04 | 0.05 | 0.03 | 0.38 | -0.03 |
Gain (Loss) on Sale of Assets | -0.79 | 0.14 | -0.3 | -0.01 | 0.33 | -0.95 |
Gain (Loss) on Sale of Investments | -3.11 | -3.11 | - | - | - | - |
Other Non-Interest Income | 190.17 | 189.14 | 183.67 | 179.23 | 146.29 | 137.92 |
Total Non-Interest Income | 186.24 | 186.21 | 183.43 | 179.25 | 146.99 | 136.95 |
Non-Interest Income Growth | 0.32% | 1.52% | 2.33% | 21.94% | 7.34% | 7.64% |
Revenues Before Loan Losses | 440.3 | 427.57 | 425.4 | 430.85 | 439.8 | 427.24 |
Provision for Loan Losses | 48.75 | 50.34 | 38.34 | 65.39 | 45.74 | 22.91 |
| 391.56 | 377.23 | 387.06 | 365.46 | 394.07 | 404.33 | |
Revenue Growth | -0.36% | -2.54% | 5.91% | -7.26% | -2.54% | 10.11% |
Occupancy Expenses | 14.58 | 15.29 | 13.79 | 12.82 | 12.79 | 12.01 |
Selling, General & Administrative | 2.35 | 2.35 | 1.98 | 2.02 | 2.44 | 2.6 |
Other Non-Interest Expense | 289.7 | 285.86 | 281.9 | 273.21 | 272.84 | 262.13 |
Total Non-Interest Expense | 306.39 | 303 | 296.46 | 288.04 | 288.07 | 276.74 |
EBT Excluding Unusual Items | 85.17 | 74.23 | 90.61 | 77.42 | 106 | 127.59 |
Asset Writedown | -1.63 | -1.63 | 0.19 | 1.05 | -0.03 | 0.09 |
Pretax Income | 83.54 | 72.6 | 90.8 | 78.46 | 105.97 | 127.68 |
Income Tax Expense | 12.71 | 9.44 | 13.02 | 10.77 | 20.86 | 31.94 |
Earnings From Continuing Operations | 70.84 | 63.16 | 77.77 | 67.7 | 85.11 | 95.73 |
Minority Interest in Earnings | - | - | - | - | -0 | -0 |
Net Income | 70.84 | 63.16 | 77.77 | 67.7 | 85.11 | 95.73 |
Net Income to Common | 70.84 | 63.16 | 77.77 | 67.7 | 85.11 | 95.73 |
Net Income Growth | -11.54% | -18.79% | 14.88% | -20.46% | -11.10% | 37.30% |
Basic Shares Outstanding | - | 8 | 8 | 8 | - | 8 |
Diluted Shares Outstanding | - | 8 | 8 | 8 | - | 8 |
Shares Change | - | -0.45% | - | - | - | -0.02% |
EPS (Basic) | - | 7.83 | 9.60 | 8.35 | - | 11.81 |
EPS (Diluted) | - | 7.83 | 9.60 | 8.35 | - | 11.81 |
EPS Growth | - | -18.43% | 14.88% | - | - | 37.32% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 2.900 | 2.900 | 2.830 | 2.760 | 3.000 | 3.000 |
Dividend Growth | 2.47% | 2.47% | 2.54% | -8.00% | 0% | 11.11% |
Effective Tax Rate | 15.21% | 13.01% | 14.34% | 13.72% | 19.68% | 25.02% |