EPA:GLE Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	43,630	55,019	53,087	30,738	20,590
Interest Paid on Deposits	-	33,561	45,127	42,777	17,897	9,872
Net Interest Income	10,915	10,069	9,892	10,310	12,841	10,718
Net Interest Income Growth	6.45%	1.79%	-4.05%	-19.71%	19.81%	2.34%
Gain (Loss) on Sale of Assets	-	-	-	-	-	624
Other Non-Interest Income	17,185	17,185	16,896	14,794	14,314	15,080
Total Non-Interest Income	17,185	17,185	16,896	14,794	14,314	15,704
Non-Interest Income Growth	1.71%	1.71%	14.21%	3.35%	-8.85%	34.91%
Revenues Before Loan Losses	28,100	27,254	26,788	25,104	27,155	26,422
Provision for Loan Losses	1,562	1,477	1,530	1,025	1,647	700
Revenue	26,538	25,777	25,258	24,079	25,508	25,722
Revenue Growth	3.08%	2.05%	4.90%	-5.60%	-0.83%	36.62%
Salaries and Employee Benefits	-	-	-	-	-	9,567
Occupancy Expenses	1,597	1,597	1,651	1,675	1,569	1,645
Selling, General & Administrative	128	463	510	449	348	520
Other Non-Interest Expense	14,892	14,892	16,071	16,147	19,171	5,847
Total Non-Interest Expense	16,981	17,319	18,454	18,501	21,269	17,573
EBT Excluding Unusual Items	9,557	8,458	6,804	5,578	4,239	8,149
Other Unusual Items	55	345	-74	-112	-	-
Pretax Income	9,720	8,803	6,730	5,128	4,239	8,035
Income Tax Expense	1,940	1,771	1,601	1,679	1,483	1,697
Earnings From Continuing Operations	7,780	7,032	5,129	3,449	2,756	6,338
Minority Interest in Earnings	-986	-1,030	-929	-956	-931	-697
Net Income	6,794	6,002	4,200	2,493	1,825	5,641
Preferred Dividends & Other Adjustments	762	720	720	758	596	590
Net Income to Common	6,032	5,282	3,480	1,735	1,229	5,051
Net Income Growth	23.23%	51.78%	100.58%	41.17%	-75.67%	-
Basic Shares Outstanding	740	776	795	799	822	846
Diluted Shares Outstanding	740	776	795	799	822	846
Shares Change	-5.79%	-2.38%	-0.52%	-2.81%	-2.81%	-0.48%
EPS (Basic)	8.15	6.80	4.38	2.17	1.49	5.97
EPS (Diluted)	8.15	6.80	4.38	2.17	1.49	5.97
EPS Growth	30.73%	55.38%	101.68%	45.21%	-74.96%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.750	1.610	1.090	0.900	1.700	1.650
Dividend Growth	2.94%	47.71%	21.11%	-47.06%	3.03%	200.00%
Effective Tax Rate	19.96%	20.12%	23.79%	32.74%	34.98%	21.12%