Eleving Group Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	290.7	241.6	203.75	176.3	162.52	139.86
Total Interest Expense	52.61	46.01	41.52	37.5	31.13	29.02
Net Interest Income	238.09	195.59	162.23	138.8	131.39	110.83
Commissions and Fees	6.19	7.39	10.08	8.97	7.74	7.32
Gain (Loss) on Sale of Investments	2.59	2.59	1.76	1.16	1.99	3.75
Other Revenue	31.51	31.91	9.82	6	5.6	6.67
Revenue Before Loan Losses	278.39	237.49	183.89	154.93	146.72	128.57
Provision for Loan Losses	42.57	42.57	24.23	-	-	-
Revenue	235.82	194.92	159.66	154.93	146.72	128.57
Revenue Growth	21.00%	22.09%	3.05%	5.60%	14.11%	111.73%
Salaries & Employee Benefits	0.4	0.4	-	-	-	-
Cost of Services Provided	138.42	124.72	89.7	72.45	66.24	60.08
Other Operating Expenses	16.19	16.09	27.91	7.14	8.39	5.65
Total Operating Expenses	155	141.2	117.61	79.59	74.63	65.73
Operating Income	80.82	53.72	42.05	75.34	72.09	62.85
Earnings From Equity Investments	-0.03	-0.03	-0.49	-0.62	0.08	0.02
Currency Exchange Gain (Loss)	-12.97	-11.67	-3.71	-6.39	-7.42	1.1
EBT Excluding Unusual Items	67.82	42.02	37.85	68.33	64.74	63.96
Other Unusual Items	-	-	-	-	-	-5.67
Pretax Income	47.31	41.91	37.74	28.48	21.46	17.32
Income Tax Expense	16.83	12.73	8.94	6.57	6.85	6.12
Earnings From Continuing Ops.	30.48	29.18	28.8	21.92	14.61	11.21
Earnings From Discontinued Ops.	-	-	0.77	2.54	3.97	-4.09
Net Income to Company	30.48	29.18	29.57	24.46	18.58	7.12
Minority Interest in Earnings	-6.09	-6.29	-6.07	-4.36	-3.31	-5
Net Income	24.39	22.89	23.5	20.1	15.26	2.12
Net Income to Common	24.39	22.89	23.5	20.1	15.26	2.12
Net Income Growth	5.14%	-2.59%	16.94%	31.68%	621.56%	3.42%
Shares Outstanding (Basic)	113	116	116	100	100	100
Shares Outstanding (Diluted)	113	117	117	100	100	100
Shares Change	-10.45%	-	16.56%	-	0.05%	-
EPS (Basic)	0.22	0.20	0.20	0.20	0.15	0.02
EPS (Diluted)	0.22	0.20	0.20	0.20	0.15	0.02
EPS Growth	17.61%	-1.67%	-0.44%	31.68%	621.22%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-100.82	-64.22	10.1	8.08	-10.6	-31.73
Free Cash Flow Per Share	-0.89	-0.55	0.09	0.08	-0.11	-0.32
Dividend Per Share	0.037	0.079	0.127	-	-	-
Dividend Growth	-78.05%	-38.17%	-	-	-	-
Operating Margin	34.27%	27.56%	26.34%	48.63%	49.13%	48.88%
Profit Margin	10.35%	11.75%	14.72%	12.97%	10.40%	1.65%
Free Cash Flow Margin	-42.75%	-32.95%	6.33%	5.22%	-7.22%	-24.68%
Effective Tax Rate	35.57%	30.37%	23.68%	23.05%	31.93%	35.31%