The People's Insurance Company (Group) of China Limited (FRA:PIR)

FRA:PIR Statistics

Total Valuation

FRA:PIR has a market cap or net worth of EUR 41.97 billion. The enterprise value is 72.51 billion.

Market Cap	41.97B
Enterprise Value	72.51B

Important Dates

The next estimated earnings date is Monday, March 23, 2026.

Earnings Date	Mar 23, 2026
Ex-Dividend Date	Nov 4, 2025

Share Statistics

Current Share Class	8.73B
Shares Outstanding	n/a
Shares Change (YoY)	+0.94%
Shares Change (QoQ)	+2.69%
Owned by Insiders (%)	0.19%
Owned by Institutions (%)	7.26%
Float	11.63B

Valuation Ratios

The trailing PE ratio is 6.66 and the forward PE ratio is 6.92.

PE Ratio	6.66
Forward PE	6.92
PS Ratio	0.56
PB Ratio	0.82
P/TBV Ratio	1.14
P/FCF Ratio	3.56
P/OCF Ratio	3.41
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.33, with an EV/FCF ratio of 6.15.

EV / Earnings	11.51
EV / Sales	0.96
EV / EBITDA	6.33
EV / EBIT	6.58
EV / FCF	6.15

Financial Position

The company has a current ratio of 2.75, with a Debt / Equity ratio of 0.38.

Current Ratio	2.75
Quick Ratio	2.46
Debt / Equity	0.38
Debt / EBITDA	1.71
Debt / FCF	1.65
Interest Coverage	59.13

Financial Efficiency

Return on equity (ROE) is 18.05% and return on invested capital (ROIC) is 10.34%.

Return on Equity (ROE)	18.05%
Return on Assets (ROA)	3.13%
Return on Invested Capital (ROIC)	10.34%
Return on Capital Employed (ROCE)	5.16%
Revenue Per Employee	429,270
Profits Per Employee	35,988
Employee Count	175,121
Asset Turnover	0.34
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PIR has paid 1.95 billion in taxes.

Income Tax	1.95B
Effective Tax Rate	18.56%

Stock Price Statistics

The stock price has increased by +92.21% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+92.21%
50-Day Moving Average	0.76
200-Day Moving Average	0.63
Relative Strength Index (RSI)	47.90
Average Volume (20 Days)	1,147

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:PIR had revenue of EUR 75.17 billion and earned 6.30 billion in profits. Earnings per share was 0.14.

Revenue	75.17B
Gross Profit	12.34B
Operating Income	10.94B
Pretax Income	10.52B
Net Income	6.30B
EBITDA	11.24B
EBIT	10.94B
Earnings Per Share (EPS)	0.14

Balance Sheet

The company has 51.13 billion in cash and 19.46 billion in debt, giving a net cash position of -16.66 billion.

Cash & Cash Equivalents	51.13B
Total Debt	19.46B
Net Cash	-16.66B
Net Cash Per Share	n/a
Equity (Book Value)	51.22B
Book Value Per Share	0.85
Working Capital	36.38B

Cash Flow

In the last 12 months, operating cash flow was 12.30 billion and capital expenditures -504.49 million, giving a free cash flow of 11.80 billion.

Operating Cash Flow	12.30B
Capital Expenditures	-504.49M
Free Cash Flow	11.80B
FCF Per Share	n/a

Margins

Gross margin is 16.42%, with operating and profit margins of 14.55% and 8.38%.

Gross Margin	16.42%
Operating Margin	14.55%
Pretax Margin	14.00%
Profit Margin	8.38%
EBITDA Margin	14.95%
EBIT Margin	14.55%
FCF Margin	15.70%

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 3.01%.

Dividend Per Share	0.02
Dividend Yield	3.01%
Dividend Growth (YoY)	-19.26%
Years of Dividend Growth	3
Payout Ratio	12.09%
Buyback Yield	-0.94%
Shareholder Yield	2.07%
Earnings Yield	15.01%
FCF Yield	28.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5