FinVolution Group Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Revenue	6,806	6,435	6,490	6,361	5,104
Other Revenue	6,763	6,651	6,110	4,920	4,440
Revenue	13,569	13,085	12,601	11,281	9,544
Revenue Growth (YoY)	3.70%	3.85%	11.70%	18.20%	22.49%
Cost of Revenue	3,538	2,702	2,698	2,455	2,216
Gross Profit	10,032	10,383	9,902	8,826	7,328
Selling, General & Admin	2,643	2,428	2,277	2,087	2,102
Research & Development	536.62	496.74	510.99	491.48	434.85
Operating Expenses	3,605	3,242	3,042	2,969	2,677
Operating Income	6,426	7,142	6,860	5,857	4,651
Interest Expense	-	-19.37	-53.11	-146.31	-73.85
Other Non Operating Income (Expenses)	-3,274	-4,277	-4,028	-2,975	-1,933
EBT Excluding Unusual Items	3,152	2,845	2,779	2,736	2,644
Impairment of Goodwill	-50.68	-	-	-	-
Gain (Loss) on Sale of Investments	-	-	-	-	91.69
Pretax Income	3,101	2,845	2,779	2,736	2,736
Income Tax Expense	556.24	457.41	395.1	454.78	240.82
Earnings From Continuing Operations	2,545	2,388	2,383	2,281	2,495
Minority Interest in Earnings	-2.8	-4.7	-42.65	-14.87	13.63
Net Income	2,542	2,383	2,341	2,266	2,509
Net Income to Common	2,542	2,383	2,341	2,266	2,509
Net Income Growth	6.68%	1.81%	3.28%	-9.67%	27.18%
Shares Outstanding (Basic)	252	258	275	283	284
Shares Outstanding (Diluted)	267	264	281	291	297
Shares Change (YoY)	1.06%	-5.90%	-3.53%	-1.90%	-0.59%
EPS (Basic)	10.09	9.25	8.51	8.02	8.83
EPS (Diluted)	9.60	9.05	8.35	7.80	8.45
EPS Growth	6.08%	8.38%	7.05%	-7.69%	28.03%
Free Cash Flow	1,868	2,865	822.78	184.14	574.96
Free Cash Flow Per Share	7.00	10.85	2.93	0.63	1.94
Dividend Per Share	-	2.020	-	1.480	-
Gross Margin	73.93%	79.35%	78.59%	78.24%	76.78%
Operating Margin	47.36%	54.58%	54.44%	51.92%	48.73%
Profit Margin	18.74%	18.21%	18.58%	20.09%	26.29%
Free Cash Flow Margin	13.76%	21.90%	6.53%	1.63%	6.02%
EBITDA	6,496	7,211	6,882	5,881	4,688
EBITDA Margin	47.87%	55.11%	54.62%	52.13%	49.13%
D&A For EBITDA	69.49	69.49	22.52	23.83	37.28
EBIT	6,426	7,142	6,860	5,857	4,651
EBIT Margin	47.36%	54.58%	54.44%	51.92%	48.73%
Effective Tax Rate	17.94%	16.08%	14.22%	16.62%	8.80%
Revenue as Reported	13,569	13,066	12,547	11,134	9,470

Source: S&P Global Market Intelligence. Standard template. Financial Sources.