FinVolution Group (FRA:PP3)
Germany flag Germany · Delayed Price · Currency is EUR
4.160
+0.080 (1.96%)
Last updated: Jul 28, 2026, 8:04 AM CET

FinVolution Group Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13,29913,56913,06612,54711,1349,470
Revenue Growth
-0.62%3.85%4.13%12.69%17.57%25.21%
Gross Profit
10,27410,66910,68410,4369,0967,628
Operating Income
2,5772,9132,5352,3842,5152,614
Net Income
2,2112,5482,3932,4262,2962,482
Earnings Per Share
8.459.609.058.357.808.45
EPS Growth
-14.65%6.08%8.38%7.05%-7.69%28.03%

Revenue by Geography

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Others
41.46-0.435.22100.1282.27124.8
People's Republic of China (PRC)
-10,41110,53310,2389,9858,644
Indonesia
-1,8861,8882,0391,067701.64
Philippines
-251.72639.511,192--
Total
12,27612,54713,06613,56911,1349,470

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,3327,3007,5057,9307,0635,623
Total Debt
1,3741,32434.3641.63176.9933.36
Net Cash (Debt)
5,9575,9767,4717,8896,8865,590
Net Cash Growth
-29.10%-20.00%-5.29%14.55%23.20%22.59%
Net Cash Per Share
22.4122.4028.2928.1123.6818.85

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,5711,8682,8931,361236.92630.23
Capital Expenditures
--84.19-27.76-538.1-52.78-55.27
Free Cash Flow
1,5711,7832,865822.78184.14574.96
Free Cash Flow Growth
-50.93%-37.76%248.26%346.82%-67.97%-73.82%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
77.25%78.63%81.77%83.17%81.69%80.55%
Operating Margin
19.38%21.47%19.40%19.00%22.59%27.60%
Pretax Margin
20.48%22.86%21.78%22.14%24.57%28.89%
Profit Margin
16.76%18.76%18.28%19.00%20.49%26.35%
FCF Margin
11.82%13.14%21.93%6.56%1.65%6.07%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.2422.1402.020-1.480-
Dividend Per Share Growth
6.68%5.96%----
Dividend Yield
6.00%5.53%3.46%4.51%3.85%3.57%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.783.815.484.154.393.71
Forward PE
3.874.064.703.613.733.77
P/FCF Ratio
5.624.994.3811.1852.5215.63
PS Ratio
0.630.660.960.730.870.95