FinVolution Group (FRA:PP3)
Germany flag Germany · Delayed Price · Currency is EUR
2.860
+0.020 (0.70%)
At close: Sep 18, 2026

FinVolution Group Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13,16113,60613,08512,60111,2819,544
Revenue Growth
-4.71%3.98%3.85%11.70%18.20%22.49%
Gross Profit
9,24110,06910,3839,9028,8267,328
Operating Income
5,8216,4637,1426,8605,8574,651
Net Income
1,9062,5422,3832,3412,2662,509
Earnings Per Share
7.439.599.058.357.808.45
EPS Growth
-30.37%6.00%8.38%7.05%-7.69%28.03%

Revenue by Geography

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Others
-0.435.22100.1282.27124.8
People's Republic of China (PRC)
10,41110,53310,2389,9858,644
Indonesia
1,8861,8882,0391,067701.64
Philippines
251.72639.511,192--
Total
12,54713,06613,56911,1349,470

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
6,4217,3007,5057,9307,0635,623
Total Debt
1,5751,32434.3641.63176.9933.36
Net Cash (Debt)
4,8475,9767,4717,8896,8865,590
Net Cash Growth
-28.27%-20.00%-5.29%14.55%23.20%22.59%
Net Cash Per Share
18.5222.4028.2928.1123.6818.85

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
531.281,8682,8931,361236.92630.23
Capital Expenditures
-84.19-84.19-27.76-538.1-52.78-55.27
Free Cash Flow
447.091,7832,865822.78184.14574.96
Free Cash Flow Growth
-79.72%-37.76%248.26%346.82%-67.97%-73.82%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
70.22%74.00%79.35%78.59%78.24%76.78%
Operating Margin
44.23%47.50%54.58%54.44%51.92%48.73%
Pretax Margin
17.76%22.79%21.74%22.05%24.25%28.67%
Profit Margin
14.48%18.68%18.21%18.58%20.09%26.29%
FCF Margin
3.40%13.11%21.90%6.53%1.63%6.02%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.2422.1402.020-1.480
Dividend Per Share Growth
6.68%5.96%---
Dividend Yield
8.47%6.43%4.51%-5.27%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
2.883.645.404.164.313.54
P/FCF Ratio
12.285.194.4911.8352.9915.44
PS Ratio
0.420.680.980.770.870.93