FinVolution Group (FRA:PP3)

FinVolution Group Statistics

Total Valuation

FRA:PP3 has a market cap or net worth of EUR 1.12 billion. The enterprise value is 445.26 million.

Market Cap	1.12B
Enterprise Value	445.26M

Important Dates

The last earnings date was Wednesday, November 19, 2025.

Earnings Date	Nov 19, 2025
Ex-Dividend Date	Apr 16, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-0.93%
Shares Change (QoQ)	+2.02%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	122.12M

Valuation Ratios

The trailing PE ratio is 3.34 and the forward PE ratio is 3.46.

PE Ratio	3.34
Forward PE	3.46
PS Ratio	0.67
PB Ratio	0.56
P/TBV Ratio	0.57
P/FCF Ratio	5.21
P/OCF Ratio	5.13
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 0.50, with an EV/FCF ratio of 2.07.

EV / Earnings	1.33
EV / Sales	0.26
EV / EBITDA	0.50
EV / EBIT	0.51
EV / FCF	2.07

Financial Position

The company has a current ratio of 8.51, with a Debt / Equity ratio of 0.07.

Current Ratio	8.51
Quick Ratio	3.85
Debt / Equity	0.07
Debt / EBITDA	0.16
Debt / FCF	0.64
Interest Coverage	375.84

Financial Efficiency

Return on equity (ROE) is 17.79% and return on invested capital (ROIC) is 27.76%.

Return on Equity (ROE)	17.79%
Return on Assets (ROA)	18.54%
Return on Invested Capital (ROIC)	27.76%
Return on Capital Employed (ROCE)	30.54%
Revenue Per Employee	463,332
Profits Per Employee	92,470
Employee Count	3,623
Asset Turnover	0.57
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PP3 has paid 72.00 million in taxes.

Income Tax	72.00M
Effective Tax Rate	17.63%

Stock Price Statistics

The stock price has decreased by -30.49% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-30.49%
50-Day Moving Average	5.35
200-Day Moving Average	7.01
Relative Strength Index (RSI)	31.99
Average Volume (20 Days)	30

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.06

Income Statement

In the last 12 months, FRA:PP3 had revenue of EUR 1.68 billion and earned 335.02 million in profits. Earnings per share was 1.28.

Revenue	1.68B
Gross Profit	1.30B
Operating Income	871.50M
Pretax Income	408.47M
Net Income	335.02M
EBITDA	884.04M
EBIT	871.50M
Earnings Per Share (EPS)	1.28

Balance Sheet

The company has 842.37 million in cash and 137.40 million in debt, giving a net cash position of 704.97 million.

Cash & Cash Equivalents	842.37M
Total Debt	137.40M
Net Cash	704.97M
Net Cash Per Share	n/a
Equity (Book Value)	2.00B
Book Value Per Share	7.83
Working Capital	2.21B

Cash Flow

In the last 12 months, operating cash flow was 218.17 million and capital expenditures -3.32 million, giving a free cash flow of 214.85 million.

Operating Cash Flow	218.17M
Capital Expenditures	-3.32M
Free Cash Flow	214.85M
FCF Per Share	n/a

Margins

Gross margin is 77.48%, with operating and profit margins of 51.92% and 19.96%.

Gross Margin	77.48%
Operating Margin	51.92%
Pretax Margin	24.33%
Profit Margin	19.96%
EBITDA Margin	52.66%
EBIT Margin	51.92%
FCF Margin	12.80%

Dividends & Yields

This stock pays an annual dividend of 0.23, which amounts to a dividend yield of 5.36%.

Dividend Per Share	0.23
Dividend Yield	5.36%
Dividend Growth (YoY)	11.33%
Years of Dividend Growth	5
Payout Ratio	15.77%
Buyback Yield	0.93%
Shareholder Yield	6.29%
Earnings Yield	29.95%
FCF Yield	19.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FRA:PP3 has an Altman Z-Score of 3.89 and a Piotroski F-Score of 4.

Altman Z-Score	3.89
Piotroski F-Score	4