Haugesund Sparebank Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	79	71	30	-	-	-
Market Cap Growth	136.63%	137.99%	-	-	-	-
Last Close Price	15.10	12.54	-	-	-	-
PE Ratio	19.23	17.23	15.79	-	-	-
PS Ratio	2.07	1.86	0.86	-	-	-
PB Ratio	0.34	0.31	0.17	-	-	-
Debt / Equity Ratio	1.72	1.72	2.02	1.92	1.72	1.26
Net Debt / Equity Ratio	0.86	0.86	1.19	1.08	1.42	0.46
Net Debt / FCF Ratio	-30.22	-30.22	-221.94	-3.26	-3.90	-0.91
Return on Equity (ROE)	7.80%	7.80%	7.89%	8.34%	6.65%	7.84%
Return on Assets (ROA)	1.03%	1.03%	1.04%	1.09%	0.86%	1.00%
Earnings Yield	5.20%	22.48%	45.18%	-	-	-
FCF Yield	-8.40%	-9.37%	-3.19%	-	-	-
Dividend Yield	-	6.80%	-	-	-	-
Payout Ratio	14.89%	14.89%	11.63%	9.45%	12.80%	10.77%
Buyback Yield / Dilution	-133.50%	-133.50%	-	-	-	-
Total Shareholder Return	-133.50%	-126.70%	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.