Haugesund Sparebank (FRA:Y7I)
14.66
+0.36 (2.55%)
Last updated: Jun 4, 2026, 1:31 PM CET
Haugesund Sparebank Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 961.7 | 920.19 | 834.77 | 657.44 | 387.66 | 275.95 |
Interest Income on Investments | 93.73 | 100.64 | 73.84 | 58.72 | 38.6 | 36.83 |
Total Interest Income | 1,055 | 1,021 | 908.62 | 716.16 | 426.26 | 312.78 |
Interest Paid on Deposits | 620.89 | 600.09 | 531.79 | 370.53 | 151.23 | 66.94 |
Total Interest Expense | 620.89 | 600.09 | 531.79 | 370.53 | 151.23 | 66.94 |
Net Interest Income | 434.53 | 420.74 | 376.83 | 345.63 | 275.03 | 245.84 |
Net Interest Income Growth (YoY) | 14.37% | 11.65% | 9.03% | 25.67% | 11.87% | 9.13% |
Other Non-Interest Income | 60.86 | 63.03 | 50.56 | 49.08 | 40.06 | 49.5 |
Total Non-Interest Income | 60.86 | 63.03 | 50.56 | 49.08 | 40.06 | 49.5 |
Non-Interest Income Growth (YoY) | 18.39% | 24.66% | 3.01% | 22.51% | -19.07% | -31.06% |
Revenues Before Loan Losses | 495.39 | 483.77 | 427.39 | 394.71 | 315.09 | 295.34 |
Provision for Loan Losses | 34.75 | 31.16 | 18.65 | 22.64 | 28.99 | 13.05 |
| 460.64 | 452.61 | 408.74 | 372.07 | 286.1 | 282.29 | |
Revenue Growth (YoY) | 11.43% | 10.73% | 9.86% | 30.05% | 1.35% | 7.93% |
Salaries and Employee Benefits | 105.19 | 97.28 | 80.47 | 75.47 | 62.39 | 62.53 |
Occupancy Expenses | 9.46 | 5.82 | 8.01 | 10.83 | 7.28 | 7.42 |
Selling, General & Administrative | 17.9 | 17.9 | 16.29 | 19.79 | 20.5 | - |
Other Non-Interest Expense | 100.06 | 97.85 | 104.08 | 62 | 49.62 | 54.99 |
Total Non-Interest Expense | 232.6 | 218.84 | 208.85 | 168.1 | 139.79 | 124.93 |
EBT Excluding Unusual Items | 228.04 | 233.76 | 199.89 | 203.97 | 146.3 | 157.36 |
Pretax Income | 228.04 | 233.76 | 199.89 | 203.97 | 146.3 | 157.36 |
Income Tax Expense | 43.42 | 44.82 | 41.32 | 49.15 | 32.01 | 32.03 |
Net Income | 184.62 | 188.94 | 158.58 | 154.82 | 114.29 | 125.33 |
Preferred Dividends & Other Adjustments | 140.16 | 140.16 | 136.34 | 131.74 | 95.09 | - |
Net Income to Common | 44.46 | 48.79 | 22.24 | 23.08 | 19.2 | 125.33 |
Net Income Growth | 13.50% | 19.15% | 2.43% | 35.46% | -8.80% | 6.26% |
Basic Shares Outstanding | 7 | 5 | 2 | 2 | 2 | - |
Diluted Shares Outstanding | 7 | 5 | 2 | 2 | 2 | - |
Shares Change (YoY) | 29.26% | 133.50% | - | - | - | - |
EPS (Basic) | 6.48 | 9.29 | 9.88 | 10.26 | 8.53 | - |
EPS (Diluted) | 6.48 | 9.29 | 9.88 | 10.26 | 8.52 | - |
EPS Growth | -46.55% | -6.04% | -3.66% | 20.40% | - | - |
Dividend Per Share | 10.100 | 10.100 | 12.500 | 8.200 | 6.500 | 6.500 |
Dividend Growth | -19.20% | -19.20% | 52.44% | 26.15% | - | 8.33% |
Effective Tax Rate | 19.04% | 19.17% | 20.67% | 24.10% | 21.88% | 20.36% |