Agricultural Development Bank Plc (GHSE:ADB)
Ghana · Delayed Price · Currency is GHS 5.30
0.00 (0.00%)
At close: Aug 11, 2026
GHSE:ADB Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,851 | 2,094 | 1,572 | 1,044 | 892.37 | 728.24 |
Interest Paid on Deposits | 546.24 | 723.6 | 848.45 | 669.64 | 470.05 | 247.91 |
Net Interest Income | 1,304 | 1,370 | 723.18 | 373.92 | 422.32 | 480.33 |
Net Interest Income Growth | 27.32% | 89.48% | 93.41% | -11.46% | -12.08% | 15.63% |
Income From Trading Activities | 116 | 106.47 | 70.74 | 140.86 | 122.85 | 55.87 |
Gain (Loss) on Sale of Investments | -22.44 | -22.44 | -7.57 | 51.38 | -375.15 | - |
Other Non-Interest Income | 288.35 | 268.7 | 210.83 | 147.65 | 102.52 | 103.62 |
Total Non-Interest Income | 381.9 | 352.72 | 274 | 339.89 | -149.77 | 159.49 |
Non-Interest Income Growth | 26.43% | 28.73% | -19.38% | - | - | 15.10% |
Revenues Before Loan Losses | 1,686 | 1,723 | 997.18 | 713.81 | 272.55 | 639.82 |
Provision for Loan Losses | 268.15 | 231.78 | 302.92 | 838.31 | 55.06 | 41.78 |
| 1,418 | 1,491 | 694.26 | -124.5 | 217.48 | 598.03 | |
Revenue Growth | 39.46% | 114.79% | - | - | -63.63% | 12.67% |
Salaries and Employee Benefits | 531.2 | 514.08 | 494.64 | 387.98 | 336.03 | 250.28 |
Occupancy Expenses | 69.47 | 71.85 | 72.88 | 62.58 | 58.38 | 66.95 |
Selling, General & Administrative | 42.63 | 42.63 | 39.03 | 31.04 | - | 20.71 |
Other Non-Interest Expense | 269.78 | 281.81 | 312.8 | 253.02 | 187.43 | 134 |
Total Non-Interest Expense | 913.09 | 910.37 | 919.35 | 734.63 | 581.84 | 471.94 |
EBT Excluding Unusual Items | 505 | 580.82 | -225.09 | -859.13 | -364.36 | 126.1 |
Pretax Income | 505 | 580.82 | -225.09 | -859.13 | -364.36 | 126.1 |
Income Tax Expense | 175.55 | 213.53 | -260.15 | -30.31 | 6.92 | 44.5 |
Net Income | 329.45 | 367.29 | 35.06 | -828.82 | -371.28 | 81.6 |
Net Income to Common | 329.45 | 367.29 | 35.06 | -828.82 | -371.28 | 81.6 |
Net Income Growth | 77.57% | 947.58% | - | - | - | 24.77% |
Basic Shares Outstanding | 1,632 | 1,653 | 1,653 | 347 | 347 | 347 |
Diluted Shares Outstanding | 1,632 | 1,653 | 1,653 | 347 | 347 | 347 |
Shares Change | -2.59% | - | 376.33% | -0.00% | 0.00% | - |
EPS (Basic) | 0.20 | 0.22 | 0.02 | -2.39 | -1.07 | 0.24 |
EPS (Diluted) | 0.20 | 0.22 | 0.02 | -2.39 | -1.07 | 0.24 |
EPS Growth | 82.22% | 1000.05% | - | - | - | 24.77% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Effective Tax Rate | 34.76% | 36.76% | - | - | - | 35.29% |