GCB Bank Plc (GHSE: GCB)
Ghana
· Delayed Price · Currency is GHS 6.41
0.00 (0.00%)
At close: Jan 28, 2025
GCB Bank Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 4,015 | 3,756 | 2,829 | 2,379 | 1,939 | 1,556 | Upgrade
|
| Interest Paid on Deposits | 1,026 | 860.52 | 721.94 | 484.53 | 430.21 | 387.19 | Upgrade
|
| Net Interest Income | 2,990 | 2,896 | 2,108 | 1,895 | 1,509 | 1,168 | Upgrade
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| Net Interest Income Growth (YoY) | 11.14% | 37.40% | 11.22% | 25.59% | 29.12% | 20.82% | Upgrade
|
| Income From Trading Activities | 403.58 | 425.07 | 487.23 | 157.54 | 166.63 | 141.75 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.5 | 0.5 | 0.32 | 0.14 | -0.44 | 0.23 | Upgrade
|
| Gain (Loss) on Sale of Investments | -233.64 | -233.64 | -1,831 | - | - | - | Upgrade
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| Other Non-Interest Income | 570.71 | 462.88 | 410.62 | 374.97 | 292.79 | 262.44 | Upgrade
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| Total Non-Interest Income | 741.16 | 654.81 | -933.04 | 532.65 | 458.98 | 404.42 | Upgrade
|
| Non-Interest Income Growth (YoY) | - | - | - | 16.05% | 13.49% | 28.60% | Upgrade
|
| Revenues Before Loan Losses | 3,731 | 3,551 | 1,174 | 2,427 | 1,968 | 1,573 | Upgrade
|
| Provision for Loan Losses | -128.55 | 199.32 | 274.05 | 324.8 | 219.65 | 75.52 | Upgrade
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| Revenue | 3,859 | 3,351 | 900.41 | 2,103 | 1,748 | 1,497 | Upgrade
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| Revenue Growth (YoY) | 213.95% | 272.19% | -57.18% | 20.29% | 16.74% | 22.58% | Upgrade
|
| Salaries and Employee Benefits | 1,062 | 907.67 | 794.28 | 641.46 | 560.18 | 497.5 | Upgrade
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| Occupancy Expenses | 151.42 | 151.98 | 154.22 | 148.47 | 142.66 | 125.27 | Upgrade
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| Selling, General & Administrative | 46.71 | 46.71 | 46.17 | 26 | 43.5 | 25.46 | Upgrade
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| Other Non-Interest Expense | 891.08 | 695.96 | 621.47 | 450.14 | 379.48 | 271.78 | Upgrade
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| Total Non-Interest Expense | 2,140 | 1,791 | 1,628 | 1,273 | 1,133 | 919.1 | Upgrade
|
| EBT Excluding Unusual Items | 1,719 | 1,560 | -727.65 | 829.66 | 614.64 | 578.25 | Upgrade
|
| Legal Settlements | -11.79 | -11.79 | -8.5 | 2.41 | -2.07 | -4.56 | Upgrade
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| Pretax Income | 1,707 | 1,547 | -743.46 | 831.98 | 610.83 | 573.67 | Upgrade
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| Income Tax Expense | 636.79 | 537.66 | -150.06 | 259.69 | 165.44 | 145.21 | Upgrade
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| Net Income | 1,070 | 1,010 | -593.4 | 572.28 | 445.39 | 428.46 | Upgrade
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| Net Income to Common | 1,070 | 1,010 | -593.4 | 572.28 | 445.39 | 428.46 | Upgrade
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| Net Income Growth | - | - | - | 28.49% | 3.95% | 31.13% | Upgrade
|
| Basic Shares Outstanding | - | 265 | 265 | 265 | 265 | 265 | Upgrade
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| Diluted Shares Outstanding | - | 265 | 265 | 265 | 265 | 265 | Upgrade
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| EPS (Basic) | - | 3.81 | -2.24 | 2.16 | 1.68 | 1.62 | Upgrade
|
| EPS (Diluted) | - | 3.81 | -2.24 | 2.16 | 1.68 | 1.62 | Upgrade
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| EPS Growth | - | - | - | 28.54% | 3.91% | 31.45% | Upgrade
|
| Dividend Per Share | - | - | - | 0.500 | 0.250 | 0.200 | Upgrade
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| Dividend Growth | - | - | - | 100.00% | 25.00% | -33.33% | Upgrade
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| Effective Tax Rate | 37.31% | 34.75% | - | 31.21% | 27.08% | 25.31% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.