GCB Bank Plc (GHSE:GCB)
Ghana
· Delayed Price · Currency is GHS 7.60
0.00 (0.00%)
At close: May 9, 2025
GCB Bank Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 4,812 | 4,455 | 3,756 | 2,829 | 2,379 | 1,939 | Upgrade
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| Interest Paid on Deposits | 1,211 | 1,066 | 860.52 | 721.94 | 484.53 | 430.21 | Upgrade
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| Net Interest Income | 3,601 | 3,389 | 2,896 | 2,108 | 1,895 | 1,509 | Upgrade
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| Net Interest Income Growth (YoY) | 21.38% | 17.02% | 37.40% | 11.22% | 25.60% | 29.12% | Upgrade
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| Income From Trading Activities | 506.15 | 460.83 | 425.07 | 487.23 | 157.54 | 166.63 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.21 | 0.21 | 0.5 | 0.32 | 0.14 | -0.44 | Upgrade
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| Gain (Loss) on Sale of Investments | -46.1 | -46.1 | -233.64 | -1,831 | - | - | Upgrade
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| Other Non-Interest Income | 662.8 | 627 | 462.88 | 410.62 | 374.97 | 292.79 | Upgrade
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| Total Non-Interest Income | 1,123 | 1,042 | 654.81 | -933.04 | 532.65 | 458.98 | Upgrade
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| Non-Interest Income Growth (YoY) | 76.05% | 59.12% | - | - | 16.05% | 13.49% | Upgrade
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| Revenues Before Loan Losses | 4,724 | 4,431 | 3,551 | 1,174 | 2,427 | 1,968 | Upgrade
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| Provision for Loan Losses | 468.84 | 427.18 | 199.32 | 274.05 | 324.8 | 219.65 | Upgrade
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| Revenue | 4,255 | 4,003 | 3,351 | 900.41 | 2,103 | 1,748 | Upgrade
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| Revenue Growth (YoY) | 22.09% | 19.46% | 272.19% | -57.18% | 20.29% | 16.74% | Upgrade
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| Salaries and Employee Benefits | 1,259 | 1,187 | 907.67 | 794.28 | 641.46 | 560.18 | Upgrade
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| Occupancy Expenses | 154.44 | 150.6 | 151.98 | 154.22 | 148.47 | 142.66 | Upgrade
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| Selling, General & Administrative | 68.52 | 68.52 | 46.71 | 46.17 | 26 | 43.5 | Upgrade
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| Other Non-Interest Expense | 758.16 | 699.18 | 695.96 | 621.47 | 450.14 | 379.48 | Upgrade
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| Total Non-Interest Expense | 2,225 | 2,091 | 1,791 | 1,628 | 1,273 | 1,133 | Upgrade
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| EBT Excluding Unusual Items | 2,030 | 1,913 | 1,560 | -727.65 | 829.66 | 614.64 | Upgrade
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| Legal Settlements | -5.97 | -5.97 | -11.79 | -8.5 | 2.41 | -2.07 | Upgrade
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| Pretax Income | 2,024 | 1,907 | 1,547 | -743.46 | 831.98 | 610.83 | Upgrade
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| Income Tax Expense | 726.69 | 705.89 | 537.66 | -150.06 | 259.69 | 165.44 | Upgrade
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| Net Income | 1,298 | 1,201 | 1,010 | -593.4 | 572.28 | 445.39 | Upgrade
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| Net Income to Common | 1,298 | 1,201 | 1,010 | -593.4 | 572.28 | 445.39 | Upgrade
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| Net Income Growth | 22.02% | 18.93% | - | - | 28.49% | 3.95% | Upgrade
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| Basic Shares Outstanding | 265 | 265 | 265 | 265 | 265 | 265 | Upgrade
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| Diluted Shares Outstanding | 265 | 265 | 265 | 265 | 265 | 265 | Upgrade
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| EPS (Basic) | 4.90 | 4.53 | 3.81 | -2.24 | 2.16 | 1.68 | Upgrade
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| EPS (Diluted) | 4.89 | 4.53 | 3.81 | -2.24 | 2.16 | 1.68 | Upgrade
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| EPS Growth | -69.48% | 18.90% | - | - | 28.54% | 3.91% | Upgrade
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| Dividend Per Share | - | 1.000 | - | - | 0.500 | 0.250 | Upgrade
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| Dividend Growth | - | - | - | - | 100.00% | 25.00% | Upgrade
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| Effective Tax Rate | 35.90% | 37.02% | 34.75% | - | 31.21% | 27.08% | Upgrade
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Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.