GCB Bank Plc (GHSE:GCB)
43.10
0.00 (0.00%)
At close: Aug 11, 2026
GCB Bank Financials Overview
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 7,014 | 6,146 | 4,003 | 3,351 | 900.41 | 2,103 |
Revenue Growth | 43.46% | 53.51% | 19.46% | 272.19% | -57.18% | 20.29% |
Net Income Net Income Growth | 2,446 | 2,061 | 1,201 | 1,010 | -593.4 | 572.28 |
Earnings Per Share EPS Growth | 9.63 | 7.78 | 4.53 | 3.81 | -2.24 | 2.16 |
EPS Growth | -21.35% | 71.66% | 18.90% | - | - | 28.54% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Commercial Commercial Growth | 984.73 | 407.4 | 378.43 | 273.72 | 154.71 |
Corporate Banking Corporate Banking Growth | 1,381 | 910.62 | 677.82 | 424.06 | 113 |
Retail Retail Growth | 3,261 | 2,116 | 1,885 | 1,208 | 962.61 |
Treasury Treasury Growth | 471.61 | 837.26 | 364.3 | -1,023 | 836.5 |
Total Total Growth | 6,099 | 4,271 | 3,306 | 882.89 | 2,067 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 21,929 | 10,056 | 9,521 | 3,090 | 2,615 | 1,873 |
Total Debt Total Debt Growth | 7,222 | 3,586 | 2,742 | 1,083 | 1,003 | 988.07 |
Net Cash (Debt) Net Cash Growth | 14,708 | 6,470 | 6,779 | 2,007 | 1,611 | 884.61 |
Net Cash Growth | 42.91% | -4.56% | 237.84% | 24.52% | 82.16% | 226.23% |
Net Cash Per Share Net Cash Per Share Growth | 57.91 | 24.42 | 25.58 | 7.57 | 6.08 | 3.34 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -7,943 | -3,820 | -5,653 | -541.28 | -226.61 | 135.76 |
Capital Expenditures CapEx Growth | -159.44 | -204.59 | -204.83 | -51.12 | -112.73 | -89.23 |
Free Cash Flow Free Cash Flow Growth | -8,102 | -4,025 | -5,858 | -592.4 | -339.35 | 46.53 |
Free Cash Flow Growth | - | - | - | - | - | -90.28% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 34.87% | 33.53% | 30.00% | 30.13% | -65.90% | 27.22% |
FCF Margin | -115.52% | -65.49% | -146.32% | -17.68% | -37.69% | 2.21% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.000 | 1.000 | 1.000 | - | - | 0.500 |
Dividend Per Share Growth | 0% | 0% | - | - | - | 100.00% |
Dividend Yield | 2.32% | 5.08% | 16.05% | - | - | 10.74% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.48 | 2.59 | 1.41 | 0.89 | - | 2.43 |
Forward PE | 5.29 | 1.03 | 1.03 | 1.03 | 1.29 | 2.41 |
P/FCF Ratio | - | - | - | - | - | 29.84 |
PS Ratio | 1.63 | 0.87 | 0.42 | 0.27 | 1.16 | 0.66 |