GCB Bank Plc (GHSE:GCB)

GCB Bank Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	17,667	7,205	7,699	2,388	2,109	1,194
Investment Securities	22,581	17,070	14,877	12,510	9,039	10,076
Trading Asset Securities	3,535	2,501	713.79	319.07	275.99	477.66
Total Investments	26,116	19,571	15,591	12,829	9,315	10,553
Gross Loans	22,688	17,827	11,935	7,932	6,716	5,204
Allowance for Loan Losses	-842.9	-1,789	-1,705	-1,240	-1,084	-810.08
Other Adjustments to Gross Loans	-381.93	-	-	-	-150.09	-87.26
Net Loans	21,463	16,038	10,230	6,693	5,482	4,306
Property, Plant & Equipment	574.97	599.53	532.59	402.2	429.65	301.33
Other Intangible Assets	173.3	170.55	178.49	76.04	123.75	168.23
Other Receivables	92.9	852.85	819.1	528.94	786.16	427.68
Restricted Cash	-	7,246	6,745	3,265	2,367	1,107
Other Current Assets	-	87.82	105.79	109.34	122.8	108.88
Long-Term Deferred Tax Assets	635.42	862.62	895.86	863.83	758.12	238.17
Other Long-Term Assets	1,096	-	-	-	-	-
Total Assets	67,818	52,633	42,796	27,156	21,494	18,405

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	592.57	308.76	258.74	195.12	89.94
Interest Bearing Deposits	22,181	41,342	34,529	21,781	17,775	13,902
Total Deposits	51,488	41,342	34,529	21,781	17,775	13,902
Current Portion of Long-Term Debt	7,222	3,586	2,742	1,083	814.17	799.07
Current Income Taxes Payable	-	35.9	47.92	97.32	-	56.25
Other Current Liabilities	-	178.89	218.51	253.73	104.41	556.62
Long-Term Debt	-	-	-	-	189	189
Pension & Post-Retirement Benefits	328.15	247.99	159.12	184.47	127.21	110.78
Other Long-Term Liabilities	1,544	420.22	448.34	416.42	290.59	2.69
Total Liabilities	60,582	46,403	38,454	24,076	19,496	15,706

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	500	500	500	500	500	500
Retained Earnings	6,637	5,700	3,598	2,369	1,461	2,187
Comprehensive Income & Other	98.55	30.44	244.56	210.96	37.38	11.08
Shareholders' Equity	7,235	6,230	4,342	3,080	1,999	2,698
Total Liabilities & Equity	67,818	52,633	42,796	27,156	21,494	18,405

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	7,222	3,586	2,742	1,083	1,003	988.07
Net Cash (Debt)	14,708	6,470	6,779	2,007	1,611	884.61
Net Cash Growth	42.91%	-4.56%	237.84%	24.52%	82.16%	226.23%
Net Cash Per Share	57.91	24.42	25.58	7.57	6.08	3.34
Filing Date Shares Outstanding	-	265	265	265	265	265
Total Common Shares Outstanding	-	265	265	265	265	265
Book Value Per Share	-	23.51	16.39	11.62	7.54	10.18
Tangible Book Value	7,062	6,060	4,164	3,004	1,875	2,530
Tangible Book Value Per Share	-	22.87	15.71	11.34	7.08	9.55

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 7, 2026

Data Sources Report a data error