GCB Bank Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	14,139	7,205	7,699	2,388	2,109	1,194
Investment Securities	23,238	17,070	14,877	12,510	9,039	10,076
Trading Asset Securities	2,125	2,501	713.79	319.07	275.99	477.66
Total Investments	25,364	19,571	15,591	12,829	9,315	10,553
Gross Loans	19,111	17,827	11,935	7,932	6,716	5,204
Allowance for Loan Losses	-735.86	-1,789	-1,705	-1,240	-1,084	-810.08
Other Adjustments to Gross Loans	-163.19	-	-	-	-150.09	-87.26
Net Loans	18,212	16,038	10,230	6,693	5,482	4,306
Property, Plant & Equipment	579.22	599.53	532.59	402.2	429.65	301.33
Other Intangible Assets	169.49	170.55	178.49	76.04	123.75	168.23
Other Receivables	1,208	852.85	819.1	528.94	786.16	427.68
Restricted Cash	-	7,246	6,745	3,265	2,367	1,107
Other Current Assets	98.82	87.82	105.79	109.34	122.8	108.88
Long-Term Deferred Tax Assets	635.21	862.62	895.86	863.83	758.12	238.17
Total Assets	60,405	52,633	42,796	27,156	21,494	18,405
Accrued Expenses	717.65	592.57	308.76	258.74	195.12	89.94
Interest Bearing Deposits	44,561	41,342	34,529	21,781	17,775	13,902
Total Deposits	44,561	41,342	34,529	21,781	17,775	13,902
Current Portion of Long-Term Debt	6,929	3,586	2,742	1,083	814.17	799.07
Current Income Taxes Payable	-	35.9	47.92	97.32	-	56.25
Other Current Liabilities	258.48	178.89	218.51	253.73	104.41	556.62
Long-Term Debt	-	-	-	-	189	189
Pension & Post-Retirement Benefits	291.15	247.99	159.12	184.47	127.21	110.78
Other Long-Term Liabilities	814.17	420.22	448.34	416.42	290.59	2.69
Total Liabilities	53,572	46,403	38,454	24,076	19,496	15,706
Common Stock	500	500	500	500	500	500
Retained Earnings	6,240	5,700	3,598	2,369	1,461	2,187
Comprehensive Income & Other	94.05	30.44	244.56	210.96	37.38	11.08
Shareholders' Equity	6,834	6,230	4,342	3,080	1,999	2,698
Total Liabilities & Equity	60,405	52,633	42,796	27,156	21,494	18,405
Total Debt	6,929	3,586	2,742	1,083	1,003	988.07
Net Cash (Debt)	10,905	6,470	6,779	2,007	1,611	884.61
Net Cash Growth	-31.23%	-4.56%	237.84%	24.52%	82.16%	226.23%
Net Cash Per Share	-	24.42	25.58	7.57	6.08	3.34
Filing Date Shares Outstanding	-	265	265	265	265	265
Total Common Shares Outstanding	-	265	265	265	265	265
Book Value Per Share	-	23.51	16.39	11.62	7.54	10.18
Tangible Book Value	6,664	6,060	4,164	3,004	1,875	2,530
Tangible Book Value Per Share	-	22.87	15.71	11.34	7.08	9.55

Source: S&P Global Market Intelligence. Banks template. Financial Sources.