GCB Bank Plc (GHSE:GCB)
Ghana · Delayed Price · Currency is GHS 0.00
0.00 (0.00%)
Price not available due to exchange restrictions
GCB Bank Cash Flow Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,629 | 2,061 | 1,201 | 1,010 | -593.4 | 572.28 |
Depreciation & Amortization | 186.22 | 149.34 | 103.18 | 88.97 | 91.02 | 87.29 |
Other Amortization | 35.75 | 35.75 | 47.42 | 63.01 | 63.19 | 61.18 |
Gain (Loss) on Sale of Assets | -2.44 | 1.22 | -0.21 | -0.5 | -0.32 | -0.14 |
Gain (Loss) on Sale of Investments | -25.66 | -25.66 | 46.1 | 233.64 | 1,831 | - |
Total Asset Writedown | 0.14 | 0.26 | 0.5 | 3.66 | - | - |
Provision for Credit Losses | 276.61 | 188.8 | 427.18 | 199.32 | 274.05 | 324.8 |
Change in Trading Asset Securities | -1,593 | -1,788 | -394.73 | -43.07 | 201.67 | -256.32 |
Change in Other Net Operating Assets | -9,261 | -4,687 | -6,717 | -1,881 | -1,878 | -668.17 |
Other Operating Activities | 0.77 | 262.36 | -351.76 | -204.11 | -228.27 | 7.87 |
Operating Cash Flow | -7,772 | -3,820 | -5,653 | -541.28 | -226.61 | 135.76 |
Operating Cash Flow Growth | - | - | - | - | - | -75.79% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -126.94 | -204.59 | -204.83 | -51.12 | -112.73 | -89.23 |
Sale of Property, Plant and Equipment | 5.43 | 4.19 | 0.21 | 0.51 | 0.36 | 0.46 |
Cash Acquisitions | - | - | - | - | -0.1 | - |
Investment in Securities | -475.86 | -2,962 | -1,746 | -3,202 | -773.11 | -1,177 |
Income (Loss) Equity Investments | -17.99 | -17.99 | -14.74 | -10.83 | 11.92 | 6.97 |
Purchase / Sale of Intangibles | -57.57 | -27.95 | -149.86 | -18.74 | -37.78 | -57.33 |
Other Investing Activities | -17.23 | -17.23 | -29.24 | -10.62 | -87.6 | - |
Investing Cash Flow | -672.17 | -3,208 | -2,130 | -3,282 | -1,011 | -1,323 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Dividends Paid | -265 | - | -0.75 | - | -132.5 | -66.25 |
Net Increase (Decrease) in Deposit Accounts | 13,045 | 6,828 | 12,793 | 3,977 | 3,842 | 1,941 |
Financing Cash Flow | 12,780 | 6,828 | 12,793 | 3,977 | 3,709 | 1,875 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -150.87 | -293.78 | 300.63 | 124.96 | -295.82 | 45.55 |
Net Cash Flow | 4,185 | -493.79 | 5,310 | 278.87 | 2,176 | 733.85 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -7,899 | -4,025 | -5,858 | -592.4 | -339.35 | 46.53 |
Free Cash Flow Growth | - | - | - | - | - | -90.28% |
Free Cash Flow Margin | -105.99% | -65.49% | -146.32% | -17.68% | -37.69% | 2.21% |
Free Cash Flow Per Share | -29.81 | -15.19 | -22.11 | -2.23 | -1.28 | 0.18 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 1,557 | 1,557 | 1,070 | 765.07 | 683.33 | 478.28 |
Cash Income Tax Paid | 1,144 | 1,144 | 786.33 | 524.39 | 439.19 | 256.72 |