GCB Bank Plc (GHSE:GCB)

GCB Bank Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	15,602	7,699	2,388	2,109	1,194	621.45
Investment Securities	18,748	14,877	12,510	9,039	10,076	8,934
Trading Asset Securities	1,058	713.79	319.07	275.99	477.66	221.34
Total Investments	19,806	15,591	12,829	9,315	10,553	9,155
Gross Loans	11,118	11,935	7,932	6,716	5,204	4,268
Allowance for Loan Losses	-1,664	-1,705	-1,240	-1,084	-810.08	-597.97
Other Adjustments to Gross Loans	-	-	-	-150.09	-87.26	-57.91
Net Loans	9,454	10,230	6,693	5,482	4,306	3,613
Property, Plant & Equipment	540.79	532.59	402.2	429.65	301.33	280.65
Other Intangible Assets	169.43	178.49	76.04	123.75	168.23	191.14
Other Receivables	1,229	819.1	528.94	786.16	427.68	374.29
Restricted Cash	-	6,745	3,265	2,367	1,107	945.79
Other Current Assets	86.04	105.79	109.34	122.8	108.88	114.22
Long-Term Deferred Tax Assets	866.51	895.86	863.83	758.12	238.17	158.47
Total Assets	47,753	42,796	27,156	21,494	18,405	15,454
Accrued Expenses	-	308.76	258.74	195.12	89.94	58.31
Interest Bearing Deposits	38,168	34,529	21,781	17,775	13,902	11,961
Total Deposits	38,168	34,529	21,781	17,775	13,902	11,961
Current Portion of Long-Term Debt	-	2,742	1,056	814.17	799.07	583.53
Current Income Taxes Payable	64.07	47.92	97.32	-	56.25	-
Other Current Liabilities	-	218.51	253.73	104.41	556.62	363.08
Long-Term Debt	3,523	-	27.71	189	189	189
Pension & Post-Retirement Benefits	178.27	159.12	184.47	127.21	110.78	110.6
Other Long-Term Liabilities	1,117	448.34	416.42	290.59	2.69	2.72
Total Liabilities	43,049	38,454	24,076	19,496	15,706	13,268
Common Stock	500	500	500	500	500	500
Retained Earnings	3,995	3,598	2,369	1,461	2,187	1,681
Comprehensive Income & Other	207.9	244.56	210.96	37.38	11.08	4.64
Shareholders' Equity	4,703	4,342	3,080	1,999	2,698	2,186
Total Liabilities & Equity	47,753	42,796	27,156	21,494	18,405	15,454
Total Debt	3,523	2,742	1,083	1,003	988.07	772.53
Net Cash (Debt)	15,857	6,779	2,007	1,611	884.61	271.17
Net Cash Growth	119.83%	237.84%	24.52%	82.16%	226.23%	-47.86%
Net Cash Per Share	59.84	25.58	7.57	6.08	3.34	1.02
Filing Date Shares Outstanding	265	265	265	265	265	265
Total Common Shares Outstanding	265	265	265	265	265	265
Book Value Per Share	17.75	16.39	11.62	7.54	10.18	8.25
Tangible Book Value	4,534	4,164	3,004	1,875	2,530	1,995
Tangible Book Value Per Share	17.11	15.71	11.34	7.08	9.55	7.53

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.