GCB Bank Plc (GHSE:GCB)

GCB Bank Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	7,699	2,388	2,109	1,194	621.45
Investment Securities	14,877	12,510	9,039	10,076	8,934
Trading Asset Securities	713.79	319.07	275.99	477.66	221.34
Total Investments	15,591	12,829	9,315	10,553	9,155
Gross Loans	11,935	7,932	6,716	5,204	4,268
Allowance for Loan Losses	-1,705	-1,240	-1,084	-810.08	-597.97
Other Adjustments to Gross Loans	-	-	-150.09	-87.26	-57.91
Net Loans	10,230	6,693	5,482	4,306	3,613
Property, Plant & Equipment	532.59	402.2	429.65	301.33	280.65
Other Intangible Assets	178.49	76.04	123.75	168.23	191.14
Other Receivables	819.1	528.94	786.16	427.68	374.29
Restricted Cash	6,745	3,265	2,367	1,107	945.79
Other Current Assets	105.79	109.34	122.8	108.88	114.22
Long-Term Deferred Tax Assets	895.86	863.83	758.12	238.17	158.47
Total Assets	42,796	27,156	21,494	18,405	15,454
Accrued Expenses	308.76	258.74	195.12	89.94	58.31
Interest Bearing Deposits	34,529	21,781	17,775	13,902	11,961
Total Deposits	34,529	21,781	17,775	13,902	11,961
Current Portion of Long-Term Debt	2,742	1,056	814.17	799.07	583.53
Current Income Taxes Payable	47.92	97.32	-	56.25	-
Other Current Liabilities	218.51	253.73	104.41	556.62	363.08
Long-Term Debt	-	27.71	189	189	189
Pension & Post-Retirement Benefits	159.12	184.47	127.21	110.78	110.6
Other Long-Term Liabilities	448.34	416.42	290.59	2.69	2.72
Total Liabilities	38,454	24,076	19,496	15,706	13,268
Common Stock	500	500	500	500	500
Retained Earnings	3,598	2,369	1,461	2,187	1,681
Comprehensive Income & Other	244.56	210.96	37.38	11.08	4.64
Shareholders' Equity	4,342	3,080	1,999	2,698	2,186
Total Liabilities & Equity	42,796	27,156	21,494	18,405	15,454
Total Debt	2,742	1,083	1,003	988.07	772.53
Net Cash (Debt)	6,779	2,007	1,611	884.61	271.17
Net Cash Growth	237.84%	24.52%	82.16%	226.23%	-47.86%
Net Cash Per Share	25.58	7.57	6.08	3.34	1.02
Filing Date Shares Outstanding	265	265	265	265	265
Total Common Shares Outstanding	265	265	265	265	265
Book Value Per Share	16.39	11.62	7.54	10.18	8.25
Tangible Book Value	4,164	3,004	1,875	2,530	1,995
Tangible Book Value Per Share	15.71	11.34	7.08	9.55	7.53

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.