Republic Bank (Ghana) PLC (GHSE:RBGH)
Ghana · Delayed Price · Currency is GHS 4.080
+0.030 (0.74%)
At close: Jul 21, 2026
Republic Bank (Ghana) Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,183 | 1,287 | 1,202 | 975.43 | 625.16 | 482.67 |
Interest Paid on Deposits | 467.37 | 532.41 | 552.12 | 417.87 | 232.23 | 179.42 |
Net Interest Income | 715.63 | 754.45 | 650.15 | 557.56 | 392.92 | 303.25 |
Net Interest Income Growth (YoY) | 2.67% | 16.04% | 16.61% | 41.90% | 29.57% | 11.81% |
Income From Trading Activities | 50.28 | 55.63 | 49.92 | 55.22 | 34.01 | 27.85 |
Gain (Loss) on Sale of Assets | 1.2 | 1.2 | 1.14 | 0.08 | 0.73 | 2.29 |
Gain (Loss) on Sale of Investments | 26.06 | 23.62 | 5.33 | -3.05 | 4.69 | 4.09 |
Other Non-Interest Income | 229.96 | 214.28 | 162.62 | 139.27 | 118.75 | 88.53 |
Total Non-Interest Income | 307.5 | 294.73 | 219.02 | 191.52 | 158.18 | 122.75 |
Non-Interest Income Growth (YoY) | 26.07% | 34.57% | 14.36% | 21.08% | 28.86% | 14.85% |
Revenues Before Loan Losses | 1,023 | 1,049 | 869.17 | 749.08 | 551.1 | 426.01 |
Provision for Loan Losses | 21.2 | 20.7 | 31.61 | 66.09 | 241.61 | 20.45 |
| 1,002 | 1,028 | 837.56 | 682.99 | 309.5 | 405.56 | |
Revenue Growth (YoY) | 8.97% | 22.80% | 22.63% | 120.68% | -23.69% | 22.92% |
Salaries and Employee Benefits | 321.21 | 311.93 | 283.41 | 233.73 | 186.37 | 152.68 |
Occupancy Expenses | 63 | 58.58 | 43.56 | 34.8 | 26.93 | 22.86 |
Selling, General & Administrative | 18.33 | 15.8 | 14.9 | 11.82 | 12.64 | 11.19 |
Other Non-Interest Expense | 241.17 | 243.51 | 198.09 | 174.36 | 99.41 | 92.97 |
Total Non-Interest Expense | 643.7 | 629.81 | 539.96 | 454.71 | 325.36 | 279.7 |
EBT Excluding Unusual Items | 358.23 | 398.67 | 297.6 | 228.28 | -15.86 | 125.86 |
Pretax Income | 358.23 | 398.67 | 297.6 | 228.28 | -15.86 | 125.86 |
Income Tax Expense | 91.8 | 110.73 | 86.92 | 83.24 | 45.27 | 35.98 |
Earnings From Continuing Operations | 266.42 | 287.94 | 210.68 | 145.03 | -61.13 | 89.88 |
Minority Interest in Earnings | -12.69 | -11.04 | -8.81 | -5.01 | -2.55 | -1.64 |
Net Income | 253.74 | 276.9 | 201.87 | 140.03 | -63.68 | 88.24 |
Net Income to Common | 253.74 | 276.9 | 201.87 | 140.03 | -63.68 | 88.24 |
Net Income Growth | 11.26% | 37.17% | 44.16% | - | - | 56.41% |
Basic Shares Outstanding | - | 852 | 852 | 852 | 852 | 852 |
Diluted Shares Outstanding | - | 852 | 852 | 852 | 852 | 852 |
EPS (Basic) | - | 0.33 | 0.24 | 0.16 | -0.07 | 0.10 |
EPS (Diluted) | - | 0.33 | 0.24 | 0.16 | -0.07 | 0.10 |
EPS Growth | - | 37.19% | 44.14% | - | - | 56.45% |
Dividend Per Share | 0.050 | 0.050 | - | - | - | - |
Effective Tax Rate | 25.63% | 27.78% | 29.21% | 36.47% | - | 28.59% |