Republic Bank (Ghana) PLC (GHSE:RBGH)
Ghana · Delayed Price · Currency is GHS 4.200
0.00 (0.00%)
At close: Aug 11, 2026
Republic Bank (Ghana) Balance Sheet
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 5,157 | 4,348 | 3,526 | 2,371 | 1,216 | 666.68 |
Investment Securities | 331.14 | 197.78 | 1,557 | 1,032 | 986.07 | 1,220 |
Trading Asset Securities | - | 91.35 | 65.26 | 60.57 | 62.87 | 63.11 |
Total Investments | 331.14 | 289.13 | 1,622 | 1,092 | 1,049 | 1,283 |
Gross Loans | 3,830 | 3,690 | 3,264 | 2,639 | 2,145 | 1,892 |
Allowance for Loan Losses | - | -232.83 | -210.33 | -209.74 | -186.56 | -144.39 |
Net Loans | 3,830 | 3,458 | 3,054 | 2,430 | 1,958 | 1,748 |
Property, Plant & Equipment | 315.15 | 325.71 | 307.99 | 293.07 | 223.22 | 140.56 |
Goodwill | - | 2.77 | 2.77 | 2.77 | 2.77 | 3.74 |
Other Intangible Assets | 13.16 | 10.38 | 7.41 | 6.44 | 3.53 | 5.57 |
Other Receivables | - | 35.98 | 40.17 | 27.18 | 25.01 | 10.47 |
Restricted Cash | - | 1,685 | 944.53 | 614.88 | 544.03 | 279.39 |
Other Current Assets | - | 25.14 | 23.25 | 14.3 | 17.75 | 13.69 |
Long-Term Deferred Tax Assets | 6.82 | 6.99 | 3.84 | 4.75 | 27.56 | 20.31 |
Other Long-Term Assets | 2,345 | 2,148 | 60.4 | 106.02 | 40.79 | 81.79 |
Total Assets | 11,999 | 12,335 | 9,593 | 6,962 | 5,108 | 4,253 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 469.77 | 623.79 | 149.9 | 84.37 | 75.24 |
Interest Bearing Deposits | 7,981 | 8,292 | 2,889 | 3,560 | 2,189 | 1,749 |
Non-Interest Bearing Deposits | - | - | 3,168 | 2,282 | 1,879 | 1,441 |
Total Deposits | 7,981 | 8,292 | 6,056 | 5,842 | 4,069 | 3,189 |
Current Portion of Long-Term Debt | - | 1,600 | 1,073 | 5.75 | 50.92 | 81.39 |
Current Portion of Leases | - | 5.17 | 3.27 | 3.52 | 5.01 | 2.89 |
Current Income Taxes Payable | 7.75 | 14.7 | 2.46 | 3.87 | - | 0.5 |
Other Current Liabilities | - | 5.35 | 9.23 | 5.91 | 32.14 | 2.19 |
Long-Term Debt | 2,314 | 572.78 | 741.76 | 76 | 118.88 | 136.06 |
Long-Term Leases | - | 10.89 | 7.7 | 10.13 | 14.32 | 18.14 |
Long-Term Deferred Tax Liabilities | - | - | - | 0.05 | 25.4 | 10.12 |
Other Long-Term Liabilities | 287.88 | 20.17 | 20.35 | 18.18 | 5.1 | 11.15 |
Total Liabilities | 10,590 | 10,992 | 8,537 | 6,115 | 4,405 | 3,527 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 401.19 | 401.19 | 401.19 | 401.19 | 401.19 | 401.19 |
Retained Earnings | 905.29 | 847.77 | 570.87 | 369 | 228.98 | 292.66 |
Comprehensive Income & Other | 64.03 | 64.03 | 64.03 | 64.03 | 64.03 | 25.6 |
Total Common Equity | 1,371 | 1,313 | 1,036 | 834.22 | 694.19 | 719.44 |
Minority Interest | 38 | 30.65 | 19.61 | 12.79 | 8.64 | 6.65 |
Shareholders' Equity | 1,409 | 1,344 | 1,056 | 847.01 | 702.83 | 726.09 |
Total Liabilities & Equity | 11,999 | 12,335 | 9,593 | 6,962 | 5,108 | 4,253 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 2,314 | 2,189 | 1,825 | 95.4 | 189.13 | 238.48 |
Net Cash (Debt) | 2,843 | 2,250 | 1,784 | 2,337 | 1,091 | 504.37 |
Net Cash Growth | 3.44% | 26.11% | -23.64% | 114.18% | 116.30% | -7.58% |
Net Cash Per Share | - | 2.64 | 2.09 | 2.74 | 1.28 | 0.59 |
Filing Date Shares Outstanding | - | 851.97 | 851.97 | 851.97 | 851.97 | 851.97 |
Total Common Shares Outstanding | - | 851.97 | 851.97 | 851.97 | 851.97 | 851.97 |
Book Value Per Share | - | 1.54 | 1.22 | 0.98 | 0.81 | 0.84 |
Tangible Book Value | 1,357 | 1,300 | 1,026 | 825.01 | 687.88 | 710.13 |
Tangible Book Value Per Share | - | 1.53 | 1.20 | 0.97 | 0.81 | 0.83 |