Republic Bank (Ghana) Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,903	4,348	3,526	2,371	1,216	666.68
Investment Securities	414.34	197.78	1,557	1,032	986.07	1,220
Trading Asset Securities	-	91.35	65.26	60.57	62.87	63.11
Total Investments	414.34	289.13	1,622	1,092	1,049	1,283
Gross Loans	3,647	3,690	3,264	2,639	2,145	1,892
Allowance for Loan Losses	-	-232.83	-210.33	-209.74	-186.56	-144.39
Net Loans	3,647	3,458	3,054	2,430	1,958	1,748
Property, Plant & Equipment	317.74	325.71	307.99	293.07	223.22	140.56
Goodwill	-	2.77	2.77	2.77	2.77	3.74
Other Intangible Assets	13.16	10.38	7.41	6.44	3.53	5.57
Other Receivables	-	35.98	40.17	27.18	25.01	10.47
Restricted Cash	-	1,685	944.53	614.88	544.03	279.39
Other Current Assets	-	25.14	23.25	14.3	17.75	13.69
Long-Term Deferred Tax Assets	6.99	6.99	3.84	4.75	27.56	20.31
Other Long-Term Assets	1,909	2,148	60.4	106.02	40.79	81.79
Total Assets	12,212	12,335	9,593	6,962	5,108	4,253
Accounts Payable	-	469.77	623.79	149.9	84.37	75.24
Interest Bearing Deposits	8,237	8,292	2,889	3,560	2,189	1,749
Non-Interest Bearing Deposits	-	-	3,168	2,282	1,879	1,441
Total Deposits	8,237	8,292	6,056	5,842	4,069	3,189
Current Portion of Long-Term Debt	-	1,600	1,073	5.75	50.92	81.39
Current Portion of Leases	-	5.17	3.27	3.52	5.01	2.89
Current Income Taxes Payable	7.34	14.7	2.46	3.87	-	0.5
Other Current Liabilities	-	5.35	9.23	5.91	32.14	2.19
Long-Term Debt	1,949	572.78	741.76	76	118.88	136.06
Long-Term Leases	-	10.89	7.7	10.13	14.32	18.14
Long-Term Deferred Tax Liabilities	-	-	-	0.05	25.4	10.12
Other Long-Term Liabilities	622.04	20.17	20.35	18.18	5.1	11.15
Total Liabilities	10,816	10,992	8,537	6,115	4,405	3,527
Common Stock	401.19	401.19	401.19	401.19	401.19	401.19
Retained Earnings	896.52	847.77	570.87	369	228.98	292.66
Comprehensive Income & Other	64.03	64.03	64.03	64.03	64.03	25.6
Total Common Equity	1,362	1,313	1,036	834.22	694.19	719.44
Minority Interest	34.35	30.65	19.61	12.79	8.64	6.65
Shareholders' Equity	1,396	1,344	1,056	847.01	702.83	726.09
Total Liabilities & Equity	12,212	12,335	9,593	6,962	5,108	4,253
Total Debt	1,949	2,189	1,825	95.4	189.13	238.48
Net Cash (Debt)	3,954	2,250	1,784	2,337	1,091	504.37
Net Cash Growth	30.84%	26.11%	-23.64%	114.18%	116.30%	-7.58%
Net Cash Per Share	-	2.64	2.09	2.74	1.28	0.59
Filing Date Shares Outstanding	-	851.97	851.97	851.97	851.97	851.97
Total Common Shares Outstanding	-	851.97	851.97	851.97	851.97	851.97
Book Value Per Share	-	1.54	1.22	0.98	0.81	0.84
Tangible Book Value	1,349	1,300	1,026	825.01	687.88	710.13
Tangible Book Value Per Share	-	1.53	1.20	0.97	0.81	0.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.