Republic Bank (Ghana) PLC (GHSE:RBGH)
Ghana · Delayed Price · Currency is GHS 4.200
0.00 (0.00%)
At close: Aug 11, 2026
Republic Bank (Ghana) Cash Flow Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 253.74 | 276.9 | 201.87 | 140.03 | -63.68 | 88.24 |
Depreciation & Amortization | 57.34 | 52.92 | 39.92 | 31.13 | 24.26 | 20.27 |
Other Amortization | 5.66 | 5.66 | 3.64 | 3.67 | 2.67 | 2.59 |
Gain (Loss) on Sale of Assets | -1.23 | -1.2 | -1.14 | -0.08 | -0.73 | -2.29 |
Gain (Loss) on Sale of Investments | -27.86 | -25.42 | -5.33 | 45.95 | 165.29 | -3.19 |
Total Asset Writedown | - | - | - | - | 0.97 | 0.19 |
Provision for Credit Losses | 23 | 22.5 | 31.61 | 23.2 | 71.63 | 19.55 |
Change in Trading Asset Securities | - | - | - | 11.19 | 6.48 | -14.48 |
Accrued Interest Receivable | 8.88 | - | - | - | - | - |
Change in Other Net Operating Assets | -3,925 | -2,656 | -152.84 | -486.57 | -211.22 | -212.86 |
Other Operating Activities | 343.04 | 283.57 | 10.22 | -142.15 | -143.88 | -74.93 |
Operating Cash Flow | -3,693 | -2,041 | 127.95 | -373.65 | -148.21 | -176.91 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -44.52 | -71.07 | -55.84 | -101.09 | -56.08 | -38.27 |
Sale of Property, Plant and Equipment | 1.63 | 1.63 | 2.13 | 0.21 | 1.13 | 8.31 |
Investment in Securities | 3,599 | 1,401 | -490.86 | -75.28 | 62.2 | -251.98 |
Purchase / Sale of Intangibles | -12.54 | -8.63 | -4.62 | -6.58 | -0.64 | -5.14 |
Other Investing Activities | -45.14 | -45.14 | - | - | - | 0.33 |
Investing Cash Flow | 3,499 | 1,278 | -549.19 | -182.74 | 6.61 | -286.75 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 3,116 | 1,686 | - | - | 96.94 |
Long-Term Debt Repaid | - | -2,805 | -3.97 | -122.68 | -101.8 | -84.69 |
Net Debt Issued (Repaid) | 997.85 | 310.98 | 1,682 | -122.68 | -101.8 | 12.25 |
Net Increase (Decrease) in Deposit Accounts | 2,037 | 2,236 | 264.05 | 1,730 | 897.11 | 436.78 |
Other Financing Activities | -346.11 | -265.48 | -169.44 | -7.71 | -0.37 | - |
Financing Cash Flow | 2,689 | 2,282 | 1,776 | 1,599 | 794.94 | 449.03 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 43.73 | 43.81 | 130.01 | 182.54 | 160.53 | 54.04 |
Net Cash Flow | 2,538 | 1,562 | 1,485 | 1,226 | 813.88 | 39.41 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -3,738 | -2,112 | 72.11 | -474.74 | -204.3 | -215.17 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -373.06% | -205.36% | 8.61% | -69.51% | -66.01% | -53.06% |
Free Cash Flow Per Share | - | -2.48 | 0.09 | -0.56 | -0.24 | -0.25 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 396.38 | 490.63 | 557.76 | 375.78 | 229.18 | 180.46 |
Cash Income Tax Paid | 104.15 | 103.54 | 89.05 | 69 | 55.38 | 25.07 |