SIC Insurance PLC (GHSE:SIC)
Ghana · Delayed Price · Currency is GHS 5.44
-0.06 (-1.09%)
At close: Aug 26, 2026
SIC Insurance Financials Overview
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 729.28 | 679.04 | 574.36 | 420.97 | 375.37 | 176.64 |
Revenue Growth | 6.27% | 18.22% | 36.44% | 12.15% | 112.51% | 4.20% |
Operating Income Operating Income Growth | 112.54 | 104.14 | 72.28 | 23.68 | -9.99 | 29.27 |
Net Income Net Income Growth | 93.76 | 84.4 | 53.74 | 13.49 | 22.65 | 59.8 |
Earnings Per Share EPS Growth | 0.48 | 0.43 | 0.27 | 0.07 | 0.12 | 0.31 |
EPS Growth | 26.73% | 57.04% | 298.48% | -40.45% | -62.13% | 382.54% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Motor Motor Growth | 211.42 | 179.01 | 141.99 | 125.77 | 105.68 | 92.34 |
Fire Fire Growth | 195.45 | 208.86 | 228.52 | 127.89 | 173.62 | 8.09 |
Accident Accident Growth | 70.65 | 54.47 | 46.92 | 30.59 | 22.29 | 37.96 |
Marine & Aviation Marine & Aviation Growth | 33.51 | 31.72 | 27.65 | 22.41 | 14.36 | 2.75 |
Bonds Bonds Growth | 112.58 | 112.16 | 102.17 | 53.78 | 29.95 | - |
Engineering Engineering Growth | 11.73 | 10.69 | 8.93 | 8.87 | 7.61 | - |
Total Total Growth | 635.33 | 596.91 | 556.17 | 369.31 | 353.51 | 141.13 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 383.19 | 90.22 | 122.95 | 92.47 | 256.1 | 178.88 |
Total Debt Total Debt Growth | 2.47 | 3.92 | 4.76 | 21.17 | 18.92 | 21.07 |
Net Cash (Debt) Net Cash Growth | 380.73 | 86.3 | 118.19 | 71.31 | 237.17 | 157.8 |
Net Cash Growth | -8.89% | -26.98% | 65.75% | -69.94% | 50.30% | 35.75% |
Net Cash Per Share Net Cash Per Share Growth | 1.95 | 0.44 | 0.60 | 0.36 | 1.21 | 0.81 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 67.3 | -30.54 | 152.27 | 2.76 | 72.96 | -59.34 |
Capital Expenditures CapEx Growth | -17.02 | -4.29 | -14.52 | -20.66 | -4.09 | -6.09 |
Free Cash Flow Free Cash Flow Growth | 50.28 | -34.83 | 137.75 | -17.9 | 68.87 | -65.43 |
Free Cash Flow Growth | -30.63% | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 15.43% | 15.34% | 12.58% | 5.63% | -2.66% | 16.57% |
Pretax Margin | 17.07% | 16.46% | 13.75% | 5.13% | 8.43% | 40.71% |
Profit Margin | 12.86% | 12.43% | 9.36% | 3.20% | 6.03% | 33.86% |
FCF Margin | 6.89% | -5.13% | 23.98% | -4.25% | 18.35% | -37.04% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.102 | 0.102 | 0.051 | 0.051 | - | 0.046 |
Dividend Per Share Growth | 0% | 100.00% | 0% | - | - | 200.65% |
Dividend Yield | 1.86% | 8.52% | 19.70% | 26.83% | - | 83.92% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.48 | 2.78 | 0.98 | 3.48 | 2.68 | 0.26 |
Forward PE | - | 2.54 | 2.54 | 2.54 | 2.54 | 2.54 |
P/FCF Ratio | 21.40 | - | 0.38 | - | 0.88 | - |
PS Ratio | 1.48 | 0.35 | 0.09 | 0.11 | 0.16 | 0.09 |