SIC Insurance PLC (GHSE:SIC)
Ghana · Delayed Price · Currency is GHS 5.44
-0.06 (-1.09%)
At close: Aug 26, 2026
SIC Insurance Balance Sheet
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investments in Equity & Preferred Securities | 363.92 | 323.58 | 242.49 | 264.19 | 165.44 | 135.35 |
Other Investments | 175.18 | 378.22 | 315.86 | 184.47 | 0.27 | 0.27 |
Total Investments | 644.82 | 807.52 | 626.22 | 514.1 | 244.22 | 169.03 |
Cash & Equivalents | 383.19 | 90.22 | 122.95 | 92.47 | 256.1 | 178.88 |
Reinsurance Recoverable | 29.36 | 57.97 | -4.9 | 62.29 | 5.97 | 59.81 |
Other Receivables | 10.99 | 55.26 | 49.34 | 82.84 | 53.87 | 151.14 |
Property, Plant & Equipment | 255.67 | 252.32 | 317.98 | 150.85 | 138.43 | 147.06 |
Other Intangible Assets | 0.01 | 0.01 | 0.07 | 0.14 | 0.22 | 0.27 |
Restricted Cash | 9.64 | - | - | - | 7.44 | 6.13 |
Other Current Assets | 2.32 | 2.32 | 4.06 | -2.86 | 1.43 | 1.84 |
Other Long-Term Assets | 0 | - | - | - | - | - |
Total Assets | 1,336 | 1,266 | 1,116 | 899.83 | 707.68 | 714.16 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 39.67 | 129.34 | 119.34 | 66.53 | 70.9 | 45 |
Accrued Expenses | -0.39 | 2.63 | 3.22 | 1.15 | 1.55 | 9.72 |
Insurance & Annuity Liabilities | 190.37 | 39.7 | 97.18 | 100.77 | 96.01 | - |
Unpaid Claims | 88.28 | 71.06 | 58.99 | 60.57 | 42.72 | 35.59 |
Unearned Premiums | - | - | - | - | - | 121.72 |
Reinsurance Payable | - | - | - | - | - | 26.49 |
Current Portion of Long-Term Debt | - | - | - | 14.65 | 14.46 | 14.8 |
Current Portion of Leases | 2.47 | 1.17 | 0.63 | 1.73 | 2.09 | 1.22 |
Short-Term Debt | - | - | - | - | - | 2.32 |
Current Income Taxes Payable | 0.59 | 9.46 | 24.45 | 10.23 | 5.15 | 33.67 |
Long-Term Leases | - | 2.75 | 4.14 | 4.79 | 2.37 | 2.72 |
Long-Term Deferred Tax Liabilities | 107.05 | 106.82 | 96.21 | 61.42 | 46.94 | 42.41 |
Other Long-Term Liabilities | - | - | - | 0 | - | - |
Total Liabilities | 472.65 | 479.34 | 445.35 | 421.35 | 309.24 | 351.19 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 25 | 25 | 25 | 25 | 25 | 25 |
Retained Earnings | 336.32 | 287.49 | 213.09 | 169.35 | 155.86 | 140.81 |
Comprehensive Income & Other | 502.03 | 460 | 418.18 | 269.7 | 202.46 | 182.45 |
Total Common Equity | 863.35 | 772.5 | 656.27 | 464.04 | 383.32 | 348.27 |
Minority Interest | - | 13.78 | 14.11 | 14.44 | 15.12 | 14.7 |
Shareholders' Equity | 863.35 | 786.28 | 670.38 | 478.48 | 398.44 | 362.97 |
Total Liabilities & Equity | 1,336 | 1,266 | 1,116 | 899.83 | 707.68 | 714.16 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Filing Date Shares Outstanding | 195.65 | 195.65 | 195.65 | 195.65 | 195.65 | 195.65 |
Total Common Shares Outstanding | 195.65 | 195.65 | 195.65 | 195.65 | 195.65 | 195.65 |
Total Debt | 2.47 | 3.92 | 4.76 | 21.17 | 18.92 | 21.07 |
Net Cash (Debt) | 380.73 | 86.3 | 118.19 | 71.31 | 237.17 | 157.8 |
Net Cash Growth | -8.89% | -26.98% | 65.75% | -69.94% | 50.30% | 35.75% |
Net Cash Per Share | 1.95 | 0.44 | 0.60 | 0.36 | 1.21 | 0.81 |
Book Value Per Share | 4.41 | 3.95 | 3.35 | 2.37 | 1.96 | 1.78 |
Tangible Book Value | 863.35 | 772.49 | 656.2 | 463.9 | 383.1 | 348 |
Tangible Book Value Per Share | 4.41 | 3.95 | 3.35 | 2.37 | 1.96 | 1.78 |
Land | 5.6 | 5.6 | 7.34 | 4.38 | 4.38 | 4.38 |
Buildings | 255.65 | 259.29 | 320.75 | 159.72 | 144.16 | 142.94 |
Machinery | 59.89 | 50.12 | 46.67 | 33.43 | 29.86 | 27.11 |
Construction In Progress | 3.28 | 3.28 | 3.28 | 3.28 | 3.28 | 3.28 |