SIC Insurance PLC (GHSE:SIC)
Ghana flag Ghana · Delayed Price · Currency is GHS
6.09
+0.13 (2.18%)
At close: Jun 23, 2026

SIC Insurance Statistics

Total Valuation

SIC Insurance has a market cap or net worth of GHS 1.19 billion. The enterprise value is 837.06 million.

Market Cap1.19B
Enterprise Value 837.06M

Important Dates

The next estimated earnings date is Tuesday, September 8, 2026.

Earnings Date Sep 8, 2026
Ex-Dividend Date n/a

Share Statistics

SIC Insurance has 195.65 million shares outstanding.

Current Share Class 195.65M
Shares Outstanding 195.65M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 13.48%
Owned by Institutions (%) 30.38%
Float 88.42M

Valuation Ratios

The trailing PE ratio is 13.25.

PE Ratio 13.25
Forward PE n/a
PS Ratio 1.71
PB Ratio 1.39
P/TBV Ratio 1.39
P/FCF Ratio 50.15
P/OCF Ratio 42.46
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.63, with an EV/FCF ratio of 35.23.

EV / Earnings 9.31
EV / Sales 1.20
EV / EBITDA 6.63
EV / EBIT 7.67
EV / FCF 35.23

Financial Position

The company has a current ratio of 1.35, with a Debt / Equity ratio of 0.00.

Current Ratio 1.35
Quick Ratio 1.16
Debt / Equity 0.00
Debt / EBITDA 0.02
Debt / FCF 0.13
Interest Coverage 73.61

Financial Efficiency

Return on equity (ROE) is 11.53% and return on invested capital (ROIC) is 9.92%.

Return on Equity (ROE) 11.53%
Return on Assets (ROA) 5.65%
Return on Invested Capital (ROIC) 9.92%
Return on Capital Employed (ROCE) 10.81%
Weighted Average Cost of Capital (WACC) 9.60%
Revenue Per Employee 1.12M
Profits Per Employee 143,877
Employee Count 625
Asset Turnover 0.58
Inventory Turnover 108.48

Taxes

In the past 12 months, SIC Insurance has paid 29.72 million in taxes.

Income Tax 29.72M
Effective Tax Rate 24.91%

Stock Price Statistics

The stock price has increased by +443.75% in the last 52 weeks. The beta is 0.96, so SIC Insurance's price volatility has been similar to the market average.

Beta (5Y) 0.96
52-Week Price Change +443.75%
50-Day Moving Average 5.15
200-Day Moving Average 2.65
Relative Strength Index (RSI) 73.56
Average Volume (20 Days) 33,868

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, SIC Insurance had revenue of GHS 697.43 million and earned 89.92 million in profits. Earnings per share was 0.46.

Revenue697.43M
Gross Profit 355.40M
Operating Income 109.17M
Pretax Income 119.29M
Net Income 89.92M
EBITDA 123.61M
EBIT 109.17M
Earnings Per Share (EPS) 0.46
Full Income Statement

Balance Sheet

The company has 357.45 million in cash and 3.03 million in debt, with a net cash position of 354.42 million or 1.81 per share.

Cash & Cash Equivalents 357.45M
Total Debt 3.03M
Net Cash 354.42M
Net Cash Per Share 1.81
Equity (Book Value) 859.43M
Book Value Per Share 4.39
Working Capital 110.82M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 28.06 million and capital expenditures -4.30 million, giving a free cash flow of 23.76 million.

Operating Cash Flow 28.06M
Capital Expenditures -4.30M
Depreciation & Amortization n/a
Net Borrowing -819,409
Free Cash Flow 23.76M
FCF Per Share 0.12
Full Cash Flow Statement

Margins

Gross margin is 50.96%, with operating and profit margins of 15.65% and 12.89%.

Gross Margin 50.96%
Operating Margin 15.65%
Pretax Margin 17.10%
Profit Margin 12.89%
EBITDA Margin 17.72%
EBIT Margin 15.65%
FCF Margin 3.41%

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 1.68%.

Dividend Per Share 0.10
Dividend Yield 1.68%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 1.71%
Earnings Yield 7.55%
FCF Yield 1.99%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3