Ghana · Delayed Price · Currency is GHS SIC Insurance Statistics
Total Valuation
SIC Insurance has a market cap or net worth of GHS 1.08 billion. The enterprise value is 695.32 million.
| Market Cap | 1.08B |
| Enterprise Value | 695.32M |
Important Dates
The next estimated earnings date is Wednesday, September 9, 2026.
| Earnings Date | Sep 9, 2026 |
| Ex-Dividend Date | Sep 10, 2026 |
Share Statistics
SIC Insurance has 195.65 million shares outstanding.
| Current Share Class | 195.65M |
| Shares Outstanding | 195.65M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 13.48% |
| Owned by Institutions (%) | 30.38% |
| Float | 88.42M |
Valuation Ratios
The trailing PE ratio is 11.48.
| PE Ratio | 11.48 |
| Forward PE | n/a |
| PS Ratio | 1.48 |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | 21.40 |
| P/OCF Ratio | 15.99 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.35, with an EV/FCF ratio of 13.83.
| EV / Earnings | 7.42 |
| EV / Sales | 0.95 |
| EV / EBITDA | 5.35 |
| EV / EBIT | 6.18 |
| EV / FCF | 13.83 |
Financial Position
The company has a current ratio of 1.35, with a Debt / Equity ratio of 0.00.
| Current Ratio | 1.35 |
| Quick Ratio | 1.22 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.02 |
| Debt / FCF | 0.05 |
| Interest Coverage | 106.48 |
Financial Efficiency
Return on equity (ROE) is 11.94% and return on invested capital (ROIC) is 9.77%.
| Return on Equity (ROE) | 11.94% |
| Return on Assets (ROA) | 5.65% |
| Return on Invested Capital (ROIC) | 9.77% |
| Return on Capital Employed (ROCE) | 11.10% |
| Weighted Average Cost of Capital (WACC) | 9.61% |
| Revenue Per Employee | 1.17M |
| Profits Per Employee | 150,014 |
| Employee Count | 625 |
| Asset Turnover | 0.59 |
| Inventory Turnover | 114.55 |
Taxes
In the past 12 months, SIC Insurance has paid 31.09 million in taxes.
| Income Tax | 31.09M |
| Effective Tax Rate | 24.97% |
Stock Price Statistics
The stock price has increased by +423.81% in the last 52 weeks. The beta is 0.97, so SIC Insurance's price volatility has been similar to the market average.
| Beta (5Y) | 0.97 |
| 52-Week Price Change | +423.81% |
| 50-Day Moving Average | 5.68 |
| 200-Day Moving Average | 3.64 |
| Relative Strength Index (RSI) | 49.94 |
| Average Volume (20 Days) | 32,614 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, SIC Insurance had revenue of GHS 729.28 million and earned 93.76 million in profits. Earnings per share was 0.48.
| Revenue | 729.28M |
| Gross Profit | 368.12M |
| Operating Income | 112.54M |
| Pretax Income | 124.50M |
| Net Income | 93.76M |
| EBITDA | 127.40M |
| EBIT | 112.54M |
| Earnings Per Share (EPS) | 0.48 |
Balance Sheet
The company has 383.19 million in cash and 2.47 million in debt, with a net cash position of 380.73 million or 1.95 per share.
| Cash & Cash Equivalents | 383.19M |
| Total Debt | 2.47M |
| Net Cash | 380.73M |
| Net Cash Per Share | 1.95 |
| Equity (Book Value) | 863.35M |
| Book Value Per Share | 4.41 |
| Working Capital | 113.61M |
Cash Flow
In the last 12 months, operating cash flow was 67.30 million and capital expenditures -17.02 million, giving a free cash flow of 50.28 million.
| Operating Cash Flow | 67.30M |
| Capital Expenditures | -17.02M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -711,146 |
| Free Cash Flow | 50.28M |
| FCF Per Share | 0.26 |
Margins
Gross margin is 50.48%, with operating and profit margins of 15.43% and 12.86%.
| Gross Margin | 50.48% |
| Operating Margin | 15.43% |
| Pretax Margin | 17.07% |
| Profit Margin | 12.86% |
| EBITDA Margin | 17.47% |
| EBIT Margin | 15.43% |
| FCF Margin | 6.89% |
Dividends & Yields
This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 1.86%.
| Dividend Per Share | 0.10 |
| Dividend Yield | 1.86% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | 1.86% |
| Earnings Yield | 8.71% |
| FCF Yield | 4.67% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |