SIC Insurance Ratios and Metrics

Market cap in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	763	235	53	47	61	16
Market Cap Growth	1460.00%	344.44%	12.50%	-22.58%	287.50%	-
Enterprise Value	344	-212	-181	-179	-255	-86
PE Ratio	10.97	3.38	0.98	3.48	2.68	0.26
PS Ratio	1.12	0.34	0.09	0.11	0.16	0.09
PB Ratio	1.01	0.31	0.08	0.10	0.15	0.04
P/FCF Ratio	-	-	0.37	-	0.88	-
P/OCF Ratio	-	-	0.34	16.98	0.83	-
EV/Sales Ratio	0.50	-	-	-	-	-
EV/EBITDA Ratio	3.12	-	-	-	-	-
EV/EBIT Ratio	3.58	-	-	-	-	-
EV/FCF Ratio	-10.77	-	-	-	-	-
Debt / Equity Ratio	0.00	0.00	0.01	0.04	0.05	0.06
Debt / EBITDA Ratio	0.02	0.02	0.06	0.79	4.17	0.54
Debt / FCF Ratio	-	-	0.03	-	0.28	-
Net Debt / Equity Ratio	-0.56	-0.56	-0.18	-0.15	-0.59	-0.43
Net Debt / EBITDA Ratio	-3.80	-3.80	-1.58	-2.83	-99.63	-4.23
Net Debt / FCF Ratio	13.14	13.14	-0.84	3.98	-3.44	2.41
Quick Ratio	1.64	1.64	1.50	1.08	1.28	1.14
Current Ratio	1.81	1.81	1.50	1.26	1.34	1.37
Asset Turnover	0.61	0.61	0.56	0.51	0.53	0.28
Return on Equity (ROE)	9.77%	9.77%	9.30%	2.92%	6.06%	18.83%
Return on Assets (ROA)	5.30%	5.30%	3.95%	1.26%	-0.88%	2.86%
Return on Invested Capital (ROIC)	9.53%	9.87%	7.33%	2.10%	-1.82%	7.32%
Earnings Yield	9.11%	29.61%	101.74%	28.72%	37.34%	382.09%
FCF Yield	-4.18%	-13.59%	267.09%	-38.12%	113.55%	-418.05%
Dividend Yield	1.31%	-	19.70%	26.83%	-	83.92%
Total Shareholder Return	1.44%	-	19.70%	26.83%	-	83.92%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.