Trust Bank Income Statement

Financials in millions GMD. Fiscal year is January - December.

Millions GMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,368	1,366	1,125	819.88	666.31	529.81
Interest Paid on Deposits	218.78	255.52	177.86	102.66	46.8	84.13
Net Interest Income	1,149	1,111	946.79	717.23	619.51	445.68
Net Interest Income Growth	15.86%	17.30%	32.01%	15.77%	39.01%	5.63%
Income From Trading Activities	48.39	42.97	39.59	54.74	87.28	57.32
Gain (Loss) on Sale of Assets	0.14	0.14	0.59	0.5	0.84	3.36
Gain (Loss) on Sale of Investments	-	-	2.91	-	-	-
Other Non-Interest Income	255.16	248.44	324.99	296.59	244.3	171.88
Total Non-Interest Income	303.69	291.55	368.08	351.82	332.41	232.57
Non-Interest Income Growth	-16.17%	-20.79%	4.62%	5.84%	42.93%	18.13%
Revenues Before Loan Losses	1,453	1,402	1,315	1,069	951.93	678.24
Provision for Loan Losses	42.25	-15.52	62.41	52.98	36.99	0.18
Revenue	1,411	1,418	1,252	1,016	914.93	678.06
Revenue Growth	1.71%	13.19%	23.27%	11.05%	34.93%	10.38%
Salaries and Employee Benefits	442.48	412.66	363.79	285.63	253.6	207.8
Occupancy Expenses	131.24	113.61	94.81	78.57	75.65	75.16
Selling, General & Administrative	20.46	20.46	29.76	12.74	11.06	6.31
Other Non-Interest Expense	397.67	379.87	300.87	275.12	227.91	209.34
Total Non-Interest Expense	991.84	926.59	789.22	652.06	568.22	498.61
EBT Excluding Unusual Items	419.1	491.02	463.24	364.01	346.72	179.45
Pretax Income	419.1	491.02	463.24	364.01	346.72	179.45
Income Tax Expense	121.17	140.58	123.19	105.1	98.16	36.03
Earnings From Continuing Operations	297.93	350.44	340.05	258.91	248.56	143.42
Minority Interest in Earnings	-	-	-	-	-	9.73
Net Income	297.93	350.44	340.05	258.91	248.56	153.16
Preferred Dividends & Other Adjustments	-	-	-	-	0.31	3.57
Net Income to Common	297.93	350.44	340.05	258.91	248.25	149.59
Net Income Growth	-31.22%	3.05%	31.34%	4.29%	65.96%	36.04%
Basic Shares Outstanding	400	400	400	200	200	200
Diluted Shares Outstanding	400	400	400	200	200	200
Shares Change	100.01%	-	100.00%	-	-	-
EPS (Basic)	0.75	0.88	0.85	1.29	1.24	0.75
EPS (Diluted)	0.75	0.88	0.37	1.29	0.75	0.75
EPS Growth	-65.61%	134.27%	-71.01%	72.48%	0%	48.42%
Dividend Per Share	0.950	0.950	0.850	0.750	0.750	0.550
Dividend Growth	11.77%	11.77%	13.33%	0%	36.36%	37.50%
Effective Tax Rate	28.91%	28.63%	26.59%	28.87%	28.31%	20.08%