Ålandsbanken Abp (HEL:ALBAV)
Finland · Delayed Price · Currency is EUR 46.20
-0.70 (-1.49%)
Jul 17, 2026, 3:45 PM EET
Ålandsbanken Abp Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | - | 155.93 | 204.09 | 195.1 | 84.53 | 69.39 |
Interest Paid on Deposits | - | 60.78 | 99.94 | 95.44 | 16.31 | 7.16 |
Net Interest Income | 94.45 | 95.15 | 104.15 | 99.65 | 68.22 | 62.23 |
Net Interest Income Growth (YoY) | -4.93% | -8.64% | 4.51% | 46.08% | 9.62% | 5.67% |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 0.1 |
Gain (Loss) on Sale of Equity Investments | 1.54 | 1.54 | 0.75 | -0.54 | 0.53 | 0.53 |
Other Non-Interest Income | 122.41 | 123.61 | 111.46 | 103.16 | 115.36 | 113.17 |
Total Non-Interest Income | 123.95 | 125.15 | 112.2 | 102.62 | 115.89 | 113.8 |
Non-Interest Income Growth (YoY) | 3.63% | 11.54% | 9.34% | -11.45% | 1.84% | 24.70% |
Revenues Before Loan Losses | 218.4 | 220.3 | 216.35 | 202.27 | 184.11 | 176.03 |
Provision for Loan Losses | 0.45 | 1.45 | 4.01 | 2.16 | 6.21 | 4.91 |
| 217.96 | 218.86 | 212.34 | 200.11 | 177.9 | 171.12 | |
Revenue Growth (YoY) | 0.93% | 3.07% | 6.11% | 12.48% | 3.96% | 17.78% |
Salaries and Employee Benefits | 97.28 | 94.78 | 87.44 | 80.44 | 75.16 | 70.45 |
Occupancy Expenses | 12.52 | 12.02 | 12.31 | 12.09 | 13.12 | 13.93 |
Selling, General & Administrative | 5.59 | 5.59 | 4.75 | 8.18 | 8.07 | 3.42 |
Other Non-Interest Expense | 40.16 | 39.26 | 42.83 | 37.57 | 35.38 | 33.79 |
Total Non-Interest Expense | 155.55 | 151.65 | 147.32 | 138.28 | 131.73 | 121.59 |
EBT Excluding Unusual Items | 62.4 | 67.2 | 65.02 | 61.83 | 46.18 | 49.53 |
Asset Writedown | - | - | -0 | -0.09 | -0.1 | -0.33 |
Pretax Income | 62.4 | 67.2 | 65.02 | 61.74 | 46.08 | 49.2 |
Income Tax Expense | 12.62 | 12.62 | 12.77 | 13.07 | 9.31 | 9.35 |
Earnings From Continuing Operations | 49.78 | 54.58 | 52.26 | 48.67 | 36.76 | 39.85 |
Minority Interest in Earnings | - | - | 0 | -0 | -0 | -0 |
Net Income | 49.78 | 54.58 | 52.26 | 48.67 | 36.76 | 39.85 |
Net Income to Common | 49.78 | 54.58 | 52.26 | 48.67 | 36.76 | 39.85 |
Net Income Growth | -8.76% | 4.45% | 7.37% | 32.40% | -7.75% | 26.56% |
Basic Shares Outstanding | 15 | 15 | 15 | 15 | 16 | 16 |
Diluted Shares Outstanding | 15 | 15 | 15 | 15 | 16 | 16 |
Shares Change (YoY) | -0.04% | 0.19% | 0.56% | -1.26% | -0.40% | 0.13% |
EPS (Basic) | 3.24 | 3.55 | 3.41 | 3.18 | 2.37 | 2.55 |
EPS (Diluted) | 3.21 | 3.53 | 3.39 | 3.17 | 2.37 | 2.55 |
EPS Growth | -9.32% | 4.13% | 6.94% | 33.88% | -7.15% | 26.24% |
Dividend Per Share | 3.500 | 2.750 | 2.400 | 2.400 | 1.600 | 1.550 |
Dividend Growth | 45.83% | 14.58% | - | 50.00% | 3.23% | 55.00% |
Effective Tax Rate | 20.23% | 18.78% | 19.63% | 21.17% | 20.21% | 19.00% |