Ålandsbanken Abp (HEL:ALBAV)
Finland flag Finland · Delayed Price · Currency is EUR
42.60
-0.40 (-0.93%)
Oct 28, 2026, 5:33 PM EET

Ålandsbanken Abp Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
218.96218.86212.34200.11177.9171.12
Revenue Growth
1.30%3.07%6.11%12.48%3.96%17.78%
Net Income
49.2854.5852.2648.6736.7639.85
Earnings Per Share
3.193.533.393.172.372.55
EPS Growth
-8.60%4.13%6.94%33.88%-7.15%26.24%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Private Banking (Including Asset Management)
102.8198.919599.6483.7882.37
Premium Banking
68.8865.6871.463.5756.1145.26
IT
58.4455.0454.3347.9744.3442.91
Corporate and Other
15.7623.6612.069.3215.1320.27
Eliminations
-26.83-24.43-20.45-20.38-21.45-19.69
Total
219.06218.86212.34200.11177.9171.12

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
274.1303.87337.24399.72387.81944.94
Total Debt
1,102905.81943.091,2821,3002,123
Net Cash (Debt)
-827.9-601.94-605.85-882.78-911.73-1,178
Net Cash Growth
------
Net Cash Per Share
-53.59-38.94-39.27-57.54-58.68-75.54

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-147.96-188.6650.74652.93-680.95-228.46
Capital Expenditures
-7.43-4.33-11.68-4.1-3.55-2.87
Free Cash Flow
-155.39-192.9939.06648.83-684.5-231.33
Free Cash Flow Growth
---93.98%---

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.51%24.94%24.61%24.32%20.66%23.29%
FCF Margin
-70.97%-88.18%18.40%324.24%-384.76%-135.19%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.7502.7502.4002.4001.6001.550
Dividend Per Share Growth
0%14.58%0%50.00%3.23%55.00%
Dividend Yield
6.46%6.04%7.08%7.72%4.35%4.85%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.3512.849.979.7815.2712.51
P/FCF Ratio
--13.340.73--
PS Ratio
2.943.202.452.383.162.91