Ålandsbanken Abp Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	227.6	244.32	285.67	343.43	329.01	900.35
Investment Securities	864	372.73	335.23	417.34	737.19	383.64
Trading Asset Securities	16	25.71	21.61	27.26	26.64	13.03
Mortgage-Backed Securities	-	611.15	543.29	484.64	351.14	395.44
Total Investments	880	1,010	900.13	929.24	1,115	792.11
Gross Loans	3,814	3,774	3,593	3,889	4,346	4,829
Allowance for Loan Losses	-9	-8.94	-12.5	-20.17	-20.04	-14.65
Net Loans	3,805	3,765	3,580	3,869	4,326	4,814
Property, Plant & Equipment	48	47.77	45.34	36.7	35.54	34.27
Goodwill	-	2.9	2.9	2.9	2.9	2.9
Other Intangible Assets	24	20.69	18.33	18.03	17.72	20.18
Investments in Real Estate	-	0.28	0.29	0.29	0.3	0.31
Accrued Interest Receivable	40	27.39	27.7	32.62	22.75	20.4
Other Receivables	6	35.47	47.71	95.53	34.97	37.96
Restricted Cash	33.3	-	-	-	-	-
Other Current Assets	-	6.98	4.8	5.57	5.48	3.6
Long-Term Deferred Tax Assets	8	7.39	6.83	4.76	6.48	4.78
Other Long-Term Assets	95	5.85	4.92	3.35	1.86	3.77
Total Assets	5,167	5,173	4,925	5,342	5,898	6,635
Accounts Payable	-	3.27	4.05	5.06	4.34	3.39
Accrued Expenses	49	35.93	32.4	28.59	25.73	24.6
Interest Bearing Deposits	3,653	442.18	3,521	3,595	4,182	4,070
Non-Interest Bearing Deposits	-	3,318	-	-	-	-
Total Deposits	3,653	3,760	3,521	3,595	4,182	4,070
Short-Term Borrowings	9	61.87	44.33	105.8	57.79	67.11
Current Portion of Long-Term Debt	165	488.98	-	-	-	-
Current Portion of Leases	-	4.74	4.7	4.3	3.5	3.09
Current Income Taxes Payable	-	0.04	2.22	3.42	2.71	4.27
Accrued Interest Payable	-	15.22	16.35	14.87	4.42	3.68
Other Current Liabilities	-	5.63	2.01	4.64	5.52	5.93
Long-Term Debt	815	334.17	880.79	1,159	1,224	2,040
Long-Term Leases	-	16.05	13.27	13.5	14.19	13.03
Long-Term Unearned Revenue	-	1.12	1.04	0.61	0.9	0.76
Pension & Post-Retirement Benefits	-	1.71	2.34	3.03	1.12	7.32
Long-Term Deferred Tax Liabilities	33	33.42	32.7	35.18	34.7	34.57
Other Long-Term Liabilities	116	24.46	31.31	33.52	20.24	24.78
Total Liabilities	4,840	4,787	4,589	5,006	5,581	6,303
Common Stock	42	42.03	42.03	42.03	42.03	42.03
Additional Paid-In Capital	33	32.74	32.74	32.74	32.74	32.74
Retained Earnings	206	234.38	221.72	210.44	195.86	196.87
Comprehensive Income & Other	46	77.26	39.46	50.1	46.4	60.27
Total Common Equity	327	386.41	335.95	335.31	317.02	331.91
Minority Interest	-	0.02	0.01	0.02	0.01	0.01
Shareholders' Equity	327	386.42	335.96	335.32	317.04	331.92
Total Liabilities & Equity	5,167	5,173	4,925	5,342	5,898	6,635
Total Debt	989	905.81	943.09	1,282	1,300	2,123
Net Cash (Debt)	-745.4	-601.94	-605.85	-882.78	-911.73	-1,178
Net Cash Per Share	-48.23	-38.94	-39.27	-57.54	-58.68	-75.54
Filing Date Shares Outstanding	15.41	15.38	15.37	15.31	15.25	15.6
Total Common Shares Outstanding	15.41	15.38	15.37	15.31	15.25	15.6
Book Value Per Share	19.14	21.16	19.95	19.98	20.78	21.27
Tangible Book Value	303	362.82	314.72	314.38	296.4	308.82
Tangible Book Value Per Share	17.58	19.63	18.57	18.61	19.43	19.79

Source: S&P Global Market Intelligence. Banks template. Financial Sources.