Ålandsbanken Abp Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	54.08	54.58	52.26	48.67	36.76	39.85
Depreciation & Amortization	8.91	8.61	8.21	7.58	8.81	9.73
Other Amortization	3.35	3.35	4.09	4.51	4.31	4.2
Gain (Loss) on Sale of Assets	-	-	-	-	-0	-1.94
Gain (Loss) on Sale of Investments	5.34	5.34	3.44	-3.7	10.36	8.16
Total Asset Writedown	0.06	0.06	0	0.09	0.1	0.33
Provision for Credit Losses	-0.02	-0.02	-0	0.02	0.09	-0.2
Change in Other Net Operating Assets	-338.28	-259.18	-21.99	572.97	-740.74	-295.62
Other Operating Activities	-3	-1.4	4.73	22.78	-0.63	7.02
Operating Cash Flow	-269.56	-188.66	50.74	652.93	-680.95	-228.46
Operating Cash Flow Growth	-	-	-92.23%	-	-	-
Capital Expenditures	-3.23	-4.33	-11.68	-4.1	-3.55	-2.87
Sale of Property, Plant and Equipment	0.12	0.12	0.07	0.1	0.07	0.14
Investment in Securities	-17.58	-17.68	-3.07	-1.81	-9.55	-13.08
Purchase / Sale of Intangibles	-6.02	-5.32	-4.21	-4.77	-4.15	-5.92
Other Investing Activities	0.1	-0	-	-0	-	-0
Investing Cash Flow	-26.62	-27.22	-18.89	-10.57	-17.18	-21.73
Long-Term Debt Issued	-	-	-	17.96	-	14.61
Long-Term Debt Repaid	-	-5.42	-5.41	-22.56	-5.63	-18.81
Net Debt Issued (Repaid)	-5.62	-5.42	-5.41	-4.6	-5.63	-4.21
Issuance of Common Stock	32.3	32	1.94	1.73	0.46	29.81
Repurchase of Common Stock	-29.4	-	-	-	-12.07	-
Common Dividends Paid	-44.37	-43.97	-36.74	-1.92	-25.37	-25.8
Net Increase (Decrease) in Deposit Accounts	185.4	185.4	-42.07	-591.92	202.22	486.51
Other Financing Activities	0	0	-0	0	-	0
Financing Cash Flow	138.31	168.01	-88.22	-628.04	152.61	480.08
Foreign Exchange Rate Adjustments	-1.08	6.52	-1.39	0.1	-25.82	-1.8
Net Cash Flow	-158.95	-41.35	-57.76	14.42	-571.34	228.09
Free Cash Flow	-272.79	-192.99	39.06	648.83	-684.5	-231.33
Free Cash Flow Growth	-	-	-93.98%	-	-	-
Free Cash Flow Margin	-124.36%	-88.18%	18.40%	324.24%	-384.76%	-135.19%
Free Cash Flow Per Share	-17.65	-12.48	2.53	42.29	-44.05	-14.83
Cash Interest Paid	53.41	53.41	100.98	83.02	14.78	7.9
Cash Income Tax Paid	17.05	14.85	13.26	8.97	11.77	8.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.